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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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jefftan4888
post Jul 15 2019, 04:35 PM

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QUOTE(tansam @ Jul 15 2019, 03:50 PM)
I link many card in my account, half is under my name. I have try to link all card under my name but fail since few months ago. BIGPAY is just a rubbish to me since 8jul.
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Meaning you have cards not under your name but link to your BP card?
jefftan4888
post Jul 15 2019, 04:37 PM

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QUOTE(tansam @ Jul 15 2019, 04:29 PM)
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Termination of card letter received. Can’t sync the points now, BIGPAY please don’t eat my points. Bye BIGPAY, all the best to be largest fintech in asean.
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BP terminated your card? What is the reason?
jefftan4888
post Jul 15 2019, 05:22 PM

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QUOTE(tansam @ Jul 15 2019, 05:15 PM)
Why need to freeze the card? I never do that. One months no withdraw already. I left 0 inside so no need to wait for their cheque. One card is no under my name.

Please be informed that we have reviewed your account and decided to discontinue our business with you. As such, and in accordance with our terms and conditions, we regret to inform you that your Card has been cancelled / terminated with immediate effect and the balance will be refunded to you accordingly.
       
The refund balance is derived after deducting any applicable administration charges and settlement for transactions carried out by you and incurred through the use of your BIGPay Card prior to the cancellation and termination of your card.

You shall remain liable for any transaction(s) (if any) effected through the use of your BIGPay prior to the date of termination for any use/transactions thereof. We further reserve our rights to take any further action as may be deemed necessary or required.
 
Kindly destroy and dispose your BIGPay responsibly.
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So I guess the main reason is top up with card not owned by you then withdrawal.
jefftan4888
post Jul 15 2019, 07:00 PM

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QUOTE(digidigi @ Jul 15 2019, 06:37 PM)
Lol no, I spend with MBB VI , charge 2.25 percent but the rewards point I get from Maybank worth much more than the forex I save with big pay, and cc come with others perks like free lounge access, travel insurance etc .

With BigPay, u get nth, oh ya u got the big point which worth ... hmm

I once though BigPay is the best e wallet in malaysia or have the potential, but suddenly, I just feel like boost and grab is a more appealing product, bp seems like left nth if cc issuer don’t reward point for top up
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You still get the Pie Chart that BP is proud of. HaHaHaHaHa
jefftan4888
post Jul 15 2019, 07:03 PM

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QUOTE(tansam @ Jul 15 2019, 06:52 PM)
Difficult to spend using BIGPAY. BIGPAY limit not enough for me to pay tuition fees.
I think no reach 400k. I can’t find atm with 4K last year only 3k*3 per days.
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What is the main reason that you keep withdrawing?
jefftan4888
post Jul 15 2019, 07:03 PM

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QUOTE(tansam @ Jul 15 2019, 06:52 PM)
Difficult to spend using BIGPAY. BIGPAY limit not enough for me to pay tuition fees.
I think no reach 400k. I can’t find atm with 4K last year only 3k*3 per days.
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What is the main reason that you keep withdrawing?
jefftan4888
post Jul 15 2019, 07:04 PM

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QUOTE(tansam @ Jul 15 2019, 06:52 PM)
Difficult to spend using BIGPAY. BIGPAY limit not enough for me to pay tuition fees.
I think no reach 400k. I can’t find atm with 4K last year only 3k*3 per days.
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What is the main reason that you top up so much and withdrawing?
jefftan4888
post Jul 15 2019, 07:16 PM

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QUOTE(beLIEve @ Jul 15 2019, 07:13 PM)
No. He said to pay his tuition fee.
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Pay tuition fee can use MC, no need withdraw
jefftan4888
post Jul 15 2019, 07:20 PM

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QUOTE(tansam @ Jul 15 2019, 07:16 PM)
Airmiles.
My school can use Amex to pay. Why need withdraw?
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BP “see no open” their Big points.
jefftan4888
post Jul 15 2019, 07:29 PM

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QUOTE(alexanderclz @ Jul 15 2019, 07:24 PM)
well from what you're saying, you didn't do anything wrong. i can't verify that but it should be a warning to others who continuously try to push the limit. BP has the right to terminate the card and has shown that they are not afraid to do so. beware!
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Actually, BP features nothing to shout about. Without it, life still going on...
jefftan4888
post Jul 16 2019, 06:52 AM

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QUOTE(nivlelowyat @ Jul 16 2019, 01:10 AM)
Previously BP didn't restrict the limit that can be topped up by CC....
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Then that is their own issue, why they terminate people?
jefftan4888
post Jul 16 2019, 06:54 AM

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QUOTE(digidigi @ Jul 15 2019, 10:06 PM)
Unless they are worrying abt fraud, otherwise if they can’t afford, then just close down all those function..
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Very funny, the features are for “show” only.
jefftan4888
post Jul 16 2019, 06:56 AM

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I remembered BP says got “big thing” coming, I wait until my neck very very long already.
jefftan4888
post Jul 16 2019, 06:38 PM

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QUOTE(skty @ Jul 16 2019, 02:55 PM)
if I am BigPay, I don't give a f**k about what reason you have. I can terminate you anytime and stop you from continuing using BigPay service. Because I own BigPay, not you. The rich people dictate how the game play, not us.

and when doing this, BigPay just need to follow BNM regulations, like returning the balance in the card, etc. That's all. BNM can never control BigPay on who they want to do business with.

so if you think you are bigger than BigPay, pls re-think. Stop challenging something that will give you benefits, even though the benefits are shrinking, unless you are willing to risk they terminating your account.
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True, I’m a normal user. So far I’ve only withdraw 1 time from local ATM, not to say I don’t like air miles. Haha!

This post has been edited by jefftan4888: Jul 16 2019, 06:38 PM
jefftan4888
post Jul 17 2019, 10:57 PM

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QUOTE(ps007 @ Jul 17 2019, 04:57 PM)
Guys, anyone get FOC for withdrawing?
Withdrew twice x RM4000 at puchong HLB last week, initially charged for RM4006, but now just showing RM4000 after in settled status.
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Is it the Pusan Bandar Puchong branch?
jefftan4888
post Jul 18 2019, 08:32 AM

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QUOTE(laymank @ Jul 18 2019, 07:31 AM)
this seems to be the new way BP is showing ATM withdrawal - the fee is hidden after settled.
if you try to consolidate your account, you will notice some missing RM6's. It just won't show up in the history. That's all.
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I also noticed transaction after settled, the ATM fee RM6 is missing.
jefftan4888
post Jul 18 2019, 08:45 AM

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QUOTE(nickcct @ Jul 18 2019, 08:39 AM)
Anyway to change the card with paywave without paying the RM20? I'm the very early batch with old card.
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Wave is very convenient for small amount. No need to key in PW in front of public & reduce the risk.
jefftan4888
post Jul 18 2019, 08:53 AM

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QUOTE(nickcct @ Jul 18 2019, 08:50 AM)
Too bad is I refer before that. Last time though got plan to change all old user to new card with paywave.
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Go to CIMB ATM & let the card eaten by machine. Report CS & tell them this is not your fault. Get the replacement free.
jefftan4888
post Jul 18 2019, 10:46 AM

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QUOTE(Tigerr @ Jul 18 2019, 10:21 AM)
Later u received calls from bank to come on banking hours to collect back the card.tongue.gif
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BP card does not have name, so the moment they open the machine, they will destroy the card.
jefftan4888
post Jul 21 2019, 02:08 PM

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QUOTE(MNet @ Jul 21 2019, 10:59 AM)
Why ppl still want to withdraw from ATM using BP?
If comparing to Boost:

BP
6 / 3000 = 0.002%

Boost
2 / 1498 = 0.00133511348%
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Your % should be

6/3,000 = 0.2%

2/1,498 = 0.1335113%

The different between these 2 withdrawal methods is very small.

People use both to complement each other. Some people even use additional Presto.

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