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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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jefftan4888
post Apr 18 2019, 11:59 AM

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QUOTE(David83 @ Apr 17 2019, 10:15 PM)
The money inside BP is technically yours.

The money you withdraw from CC doesn't belong to you but it's loaned to you by the banks under cash advance facility.
That's why its fee is high in default and comes with pricey interest rate too.
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Flat rate of 5% of the total amount of cash advance (Minimum: RM10)


Now can top up Boost or BigPay by CC for cash advance. Money still belongs to bank. Enjoy the free CC interest fee period.

For example, if statement date is 18th of Apr, top up on 19th Apr then pay back on 7 Jun, i.e. 19/4-7/6 is 50 days of interest free period.
jefftan4888
post Apr 18 2019, 02:15 PM

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QUOTE(David83 @ Apr 18 2019, 12:54 PM)
Which bank?
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I mean for those people who suddenly need emergency fund, they need not withdraw from cash advance method by paying bank 5% fee. They can use their CC to top up Boost or BigPay to enjoy low fee, RM2 for every Boost withdrawal or RM6 for every BigPay withdrawal. If they are able to settle the matter within 50 days interest free period then they need not pay any interest.

But for me, I use the 50 days interest free period to manage or roll my monthly necessities. On top of that, I gain from cash rebate + whatever points. I use CC, Boost & BigPay to my advantages.
jefftan4888
post Apr 18 2019, 02:25 PM

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This had happened to my BigPay card the other day. As the location is not within the bank branch, I have no choice but requested to cancel the card and asked for replacement. There is no way for me to recover the card from the machine.

So my advice is don’t try to withdraw money other than bank branches + outside banking office hours.


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jefftan4888
post Apr 19 2019, 12:32 AM

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So do we have a list for reliable banks for BigPay withdrawal?

Btw, does anyone know why I can only do 2 posts per day?
jefftan4888
post Apr 19 2019, 02:47 PM

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QUOTE(tarvalslain87 @ Apr 19 2019, 12:34 AM)
Refer to Page #1 Post #1

Btw you can do more posts if you are using your original account.
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Most of the success stories are at HLB.

Btw, what do you mean by original acc? You mean people here open ID with their real identity?
jefftan4888
post Apr 20 2019, 12:31 PM

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QUOTE(anakMY @ Apr 18 2019, 01:03 PM)
Why wanna spend money that you don’t hv ?
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QUOTE(ClarenceT @ Apr 18 2019, 01:08 PM)
We shall be grateful to this kind of people. Otherwise our CC's rebate/reward schemes are not sustainable.
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That's for someone who needs emergency fund.

I think I am ok since my credit score ranks among the top 32% of Malaysians.




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jefftan4888
post May 6 2019, 11:08 PM

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Etiqa Motor - Can use BigPay

MyEG Road Tax - Can't use BigPay
jefftan4888
post May 7 2019, 12:33 AM

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QUOTE(smartly @ May 7 2019, 12:06 AM)
i just used myeg road tax on 2/5. no problem
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Online or counter? Online must use credit card.
jefftan4888
post May 11 2019, 09:31 PM

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QUOTE(teowpoh @ May 11 2019, 06:46 PM)
Got any issue if every month withdraw the money via ATM?? Big Pay will block the card????
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Will banks block your debit cards & credit cards? hmm.gif
jefftan4888
post May 12 2019, 10:24 AM

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Is there any websites or apps that can be used to pay Pejabat Tanah & Galian Selangor by Mastercard or BigPay?

Really can't imagine such an advanced state compared to others still can't use cards to pay on their website. Ulu state such as Kedah also accepts cards as payment. hmm.gif

This post has been edited by jefftan4888: May 12 2019, 10:29 AM


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jefftan4888
post May 17 2019, 01:51 PM

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QUOTE(Mcrae @ May 16 2019, 10:36 PM)
Guys, please avoid withdrawal at RHB. I tried to withdraw 3k but machine limit is only 2k so I decide to cancel the transaction. The machine straight ate my card. Called RHB CS and they straight told me to contact my card issuer to cancel and request replacement card. They won’t return back the card to me anymore even if I go to the branch.
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Does this happen during banking hours or outside banking hours?
jefftan4888
post May 17 2019, 01:51 PM

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QUOTE(laymank @ May 17 2019, 08:11 AM)
I noticed Maxis Pay also fixed already.
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Now no issue adding BigPay card?
jefftan4888
post May 17 2019, 08:32 PM

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QUOTE(Mcrae @ May 17 2019, 07:43 PM)
Did my withdrawal after working hour. In fact it was just the first transaction and decide to cancel and then the card got eaten.
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No choice, bank procedure is that the staff who opens up the machine will straight away cut the card into half.

This post has been edited by jefftan4888: May 17 2019, 08:33 PM
jefftan4888
post May 17 2019, 09:42 PM

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No issue paying Cukai Tanah 2019 via Pejabat Pengarah Tanah & Galian WP KL website. thumbup.gif
jefftan4888
post May 19 2019, 07:29 AM

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Paying @ Pejabat Pengarah Tanah & Galian Negeri Kedah unsuccessful - 3D Secure Authentication failed sad.gif

Edit: No issue with Debit Card but not BigPay Prepaid Card

This post has been edited by jefftan4888: May 19 2019, 07:53 AM


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jefftan4888
post May 20 2019, 11:18 AM

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QUOTE(Dexter @ May 20 2019, 12:43 AM)
I plan to pay this as well, before end of May.
Is credit card option available?

Anyone done successful payment for Selangor?
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I also have Selangor Cukai Tanah to be paid. Unfortunately, they don't accept card. I have emailed them to ask about their plan to accept card on 12 May. Until now (> 1 week), they have not replied me. doh.gif
jefftan4888
post May 20 2019, 08:33 PM

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QUOTE(tan_aniki @ May 20 2019, 05:23 PM)
Pay by Maybank FPX and select Maybank 2 Amex as payment.
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Very funny is that the website is following office hours. Can't perform any payment outside office hours. doh.gif


QUOTE(#Victor @ May 20 2019, 05:32 PM)
any benefit using that? no TP and cashback using FPX with Amex right?
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The only benefit is payment can be delayed further by free credit card interest days.
jefftan4888
post May 21 2019, 08:54 AM

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QUOTE(uchitech008 @ May 20 2019, 08:51 PM)
Anyone try uchatpay,new ewallet with withdrawal function?
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Nothing much, can’t even find a good place to spend. Those merchants that they recruited are unknown merchants.
jefftan4888
post May 22 2019, 12:34 PM

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QUOTE(seikoho1 @ May 22 2019, 11:25 AM)
Can I use CC to top up big pay to earn points? Ie Maybank CC I max it then I top up into bigpay, next billing I settle it via cash...
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In my opinion, anything below 1.2% cash back or reward points not worth our time, petrol to look for ATM that can be used to withdraw for at least 3k. sweat.gif
jefftan4888
post May 26 2019, 09:57 PM

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BigPay Ex Rate

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