Wow..
Seems like there are a LARGE amounts custs getting the same problem of topup failed yet card charged.
I had just received the topup for both 'failed' transactions.
BigPay should realized that stating that transaction 'failed' while actually charging can be categorize as misleading or fraud to a certain degree as pointed out by previous reply.
It doesn't matter how u reconciliate the next day or what.
But by doing so, u commit a mislead act or fraud.
Should instead put the word
(Unable to finalize transaction and quote the transaction id ask cust to contact support)
What if someone get this problem and missed 1 topup but he or she conveniently forget about it since BigPay shows topup failed and he or she don't know the card has been charged and while BigPay did not able to reconciliate the transaction the next day?
IS THIS A FRAUD???
From my experience, BOTH the topup failed is due to error from BIGPAY SIDE.
The topup screen KEEPS LOADING for 1 min or so after the bank approved the transaction and the screen eventually shows topup failed.
If your system couldn't take it.
Put on a notice or schcheduled maintenance or system busy so your cust won't suffer from these problems..
I don't think this problem is very frequent for others.
I had been using CC for years and so far i only get 2 error like tis.
1 is BigPay another is myTNB..
Other merchant like GSC Shoepee Lazada etc etc, no prob at all.
Not even your AirAsia.
If buying a air asia ticket n pay using credit cards gets a message fail. Then pay again. Successful. Later found out that pay twice for a ticket. This sound more scary....