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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance
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Ramjade
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Sep 2 2018, 01:18 PM
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QUOTE(saboteurs @ Sep 2 2018, 12:47 PM) That is before they implement the reload RM10k via CC as BigPay Mr.Jonathan mentioned, you can only withdrawl up to rm10k reload via cc only there is no people in the world will reload via online banking and withdrawl money via bigpay which charges u rm6 per transaction so per month only rm10k... rm10k enough to trigger? its like a peanut only Is topup via CC RM10k. Is not withdraw RM10k. If you have more than that, you can withdraw more than that. Also if you topup using online banking, you can topup more than that.
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Ramjade
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Sep 2 2018, 05:55 PM
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QUOTE(silverwave @ Sep 2 2018, 03:34 PM) Hi, has anyone tried using big pay at Sydney/Melbourne? I have AUD 230 cash with me and i'm thinking if i should add to the big pay card or take more cash. I'll be using the card for food/things to buy only. I don't think big pay make a fuss if is overseas withdrawal. But if RM then yes cause abuse by people.  QUOTE(lexanoir @ Sep 2 2018, 04:09 PM) Hi. Is it better using big pay for foreign currency transaction eg Amazon.com compare to normal visa card ?the rate is better? Of course. You are getting xe rates or moneychanger's rates. The question depends on what are you using your primary card for. If is cashback then BigPay. If you are after miles, maybe miles would be better option.
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Ramjade
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Sep 2 2018, 06:26 PM
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QUOTE(beLIEve @ Sep 2 2018, 06:20 PM) That's why lah. I also think the same thing. They give the feature, we use it, but if they suspend our account, we have to go through a lot of hassles while they get to roll our money. Not to mention $6 per transaction to withdraw. I was applying thinking of making some money like all you experts here but changed my mind after reading a few warnings (thanks to everyone who shared their knowledge and giving warnings). 10k returns like $440 a year and I think Public Bank is giving 6 moons of free balance transfer. So it's $220 and I believe I have to pay that 10k as installments each moon and not at the end of the 6 moon period. So that $220 becomes $110. Not worth to get 10k locked for $110. If the process is repeated throughout the year, probably can earn more, but I don't like the fact that they can suspend our account over this reason. In addition, I am not comfortable to give a photo of my IC to them. Even banks will stamp the photocopy of our IC with their name. We are sending a photo of the IC unstamped. Do they have the rights to keep a copy of our IC? If someone hacks or get hold of the IC and sell it out, will they compensate us? That's why watermark your IC first before submitting to them. That's what I did. I didn't give them blank IC.
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Ramjade
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Sep 5 2018, 10:18 AM
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QUOTE(deity01 @ Sep 5 2018, 10:01 AM) just activated my bigpay card... just noticed the bigpay app cannot do much things besides top up the ewallet n check balance..not even mobile prepaid top up..  the card's mastercard contactless function, can use on visa paywave machine? sorry..noob question as I never had mastercard with contactless feature... Learn to think outside the box. Read first page to get more info on how to use this card. This card is fantastic as 1) I can get money changers rate on overseas purchases. Something not possible with bank cards. 2) now everyday all my transactions can earn CB.
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Ramjade
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Sep 5 2018, 10:29 AM
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QUOTE(BigPayJonathan @ Sep 5 2018, 10:26 AM) And that's just the start! By the end of the year, there'll be A LOT more things you can do with BigPay that can't be done with ANY other e-wallet in Malaysia  Er first forget about features but focus on stabilising your backend service and app. Second, why is your customer service not working? Complaints from people here shows that customer service not picking up calls, not replying emails.
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Ramjade
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Sep 5 2018, 10:42 AM
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QUOTE(BigPayJonathan @ Sep 5 2018, 10:39 AM) Woa, sorry. We've been trying for MONTHS to recruit good, driven and reliable customer support agents. It's really not as easy as it sounds. Honestly, if you know of anyone that wants to start working in a start-up environment with a huge potential for personal and professional growth, send them my way. Especially if they love travelling  We've got a dedicated team for calls, and people dedicated to Facebook, Instagram & emails. But we need a lot more. Fixing customer support is actually the number one priority for the company right now - especially if we want to set a standard in Malaysia. Actually you don't need to look far. Fintech like Moneymatch have excellent customer service. They reply email promptly usually less than a day. Max also one day. This post has been edited by Ramjade: Sep 5 2018, 10:42 AM
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Ramjade
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Sep 5 2018, 10:43 AM
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QUOTE(deity01 @ Sep 5 2018, 10:42 AM) erm...can I link my bigpay card to other's ppl BigPoints Account? like my family member's BigPoints Account... I think one big point account per card. You can't link 2 account to BigPay
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Ramjade
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Sep 5 2018, 10:57 AM
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QUOTE(deity01 @ Sep 5 2018, 10:49 AM) I am not linking 2 account... I do not have BigPoints Account, my family member hv.. Should be doable. Keep in mind BigPay points are totally worthless. Close to worthless. You need to spend like really a lot lot just to get a airticket. Effective CB <1%.
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Ramjade
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Sep 5 2018, 04:44 PM
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Guys how do I pay my bills via JomPay using BigPay? Possible or not?
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Ramjade
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Sep 5 2018, 05:27 PM
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QUOTE(cybpsych @ Sep 5 2018, 05:06 PM) question 1: do you know how jompay works? question 2: do you know where to use jompay? Yes is payment processor that hooks up to all banks in malaysia bascially Yes only from banks page QUOTE(David83 @ Sep 5 2018, 05:24 PM) Everybody knows that. What he wanted to know beside bank's Internet/mobile banking, where else like FPX? Actually what I wanted to know is 1) is there anyway I can pay bills via JomPay by using Bigpay? 2) Any bank page allow us to add Bigpay as source of payment? 3) Is it possible for me to pay credit card bills via Jompay by using Bigpay? This post has been edited by Ramjade: Sep 5 2018, 05:28 PM
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Ramjade
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Sep 5 2018, 05:36 PM
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QUOTE(chrischiang @ Sep 5 2018, 05:31 PM) Actually I am testing out and see if it will work out or not. See below QUOTE(David83 @ Sep 5 2018, 05:31 PM) 2) Try M2U. Last time I able to add non-Maybank CC as payment source. But now many payees in M2U supports 3rd party CC>. This. Will update back if works.
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Ramjade
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Sep 5 2018, 05:45 PM
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QUOTE(ClarenceT @ Sep 5 2018, 05:41 PM) M2U bill payment is not jompay, you may use 3rd party CC for some payees, but not loan/CC accounts. Only Prepaid Mastercard in Europe can be used to repay your loan account in Europe. We are far off from EU standard QUOTE(cybpsych @ Sep 5 2018, 05:42 PM) good luck. adding 3rd party card in m2u need approval by mbb.  Thanks. Let's hope it's approve. If approve
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Ramjade
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Sep 5 2018, 07:17 PM
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I made payment via UOB payonline using Bigpay. Hopefully goes through. Did not show up on Bigpay app yet and no email from them. They mentioned 4pm is cut off time.
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Ramjade
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Sep 10 2018, 05:39 PM
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QUOTE(cybpsych @ Sep 10 2018, 04:05 PM) v2.13.0 We’re on a mission to make payments easier and this is just the start! In this version, we’re introducing more & simpler ways of dealing with money & friends. - Use the “Friends Nearby” feature to repay or ask money from people at your table! - Wanna easily split the bill? Click on the transaction and select the friends who owe you. - The send and request money screens are more user-friendly. Tell us what you think. - For new users, we’ve integrated a more comprehensive card tracking view. Should give us option to transfer money back to our account.
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Ramjade
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Sep 19 2018, 11:14 PM
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QUOTE(Limkhongwee @ Sep 19 2018, 10:58 PM) may i know what is cc+big pay? This thing. Apply this thing, Think of this like your TnG. Everywhere which accept mastercard should accept BP. Should ok. But there are some place which won't Topup this thing using CC as shown on first page to get cashback from credit card.
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Ramjade
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Sep 20 2018, 10:54 AM
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QUOTE(MGM @ Sep 20 2018, 10:25 AM) I am going to Australia & NZ. Total budgeted spending of rm30k, is it safe to bring just rm5000 worth of AUD/NZD currency and 2 BP cards loaded with rm10k each? Will also bring some CC as backup. If still long time, best to topup every month. Cause BP limit is RM10k from credit card/month. AU is modern country. Cards should be accepted without a problem.
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Ramjade
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Sep 21 2018, 11:44 AM
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QUOTE(CoffeeDude @ Sep 21 2018, 11:31 AM) Has anyone done a comparison between spending the money loaded into BigPay vs withdrawing it out from ATMs? ie. is it better to spend it on something you need to buy instead using another credit card or is it better to withdraw? I only topup what I need to use into my Bigpay. Don't forget that with Bigpay, I am indirectly getting cashback 7 days a week on all transaction vs restricting myself to only certain type of transaction and transaction on certain days only.
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Ramjade
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Sep 22 2018, 06:40 PM
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QUOTE(SwarmTroll @ Sep 22 2018, 04:30 PM) This Bigpay is certainly interesting. I have the 2 public bank quantum cards but the 2 cards are limited to certain types of transactions for 5% cashback only. Say if i reload RM600 into BigPay, I will have 5% cashback with full cap reached for one of my PB cards. And the BigPay itself can be used anywhere as long as mastercard is accepted (like a cc)? Which would mean I would not really need to have two PB cards if my monthly spending will be just RM600? That's what I am doing. But instead of RM600, I topup only RM480/month.  QUOTE If spend RM480 (RM60x8) Cashback4U = RM50 5% of RM480 = Rm24 Total = RM74 Effective CB = 15.41667%
If spend RM60X8, RM60X3 Cashback4U = RM65 5% of RM600 = RM30 Total = RM95 Effective CB =14.39% You can read the page below for more info https://forum.lowyat.net/topic/4638317/+780
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Ramjade
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Sep 22 2018, 08:35 PM
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QUOTE(SwarmTroll @ Sep 22 2018, 07:39 PM) Wow this does make me wonder If I should still use my mbb amex then, cause the reason I have both mbb amex and pbb quantum was because mbb amex cant get cashback on weekdays and pbb quantum has limitations on its transacrtion types but usable on weekdays. But bigpay allows a full 5% cashback on pbb quantum mc as its 'online'. Then after it doesnt matter what I spend on since I have already 'achieved' the cashback. I didn't even bother applying for amex cause my place totally don't accept amex. Right now pbb > amex in terms of Cashback if you use BP. With BP, as cybpsych said one is getting CB everyday, for every transaction.
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Ramjade
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Sep 22 2018, 09:11 PM
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QUOTE(SwarmTroll @ Sep 22 2018, 08:49 PM) Yeah I was thinking like this as well, since reloading BP litetally gives you the full cashback, regardless of what you spent using the BP later. But only up till RM600 I suppose, anymore than that might be better to use my amex? Or wait.... the cashback4u promo is every week no? Yes is every week but as I mentioned, reload only what you need to use. No point you reload so much into BP and in the end don't use it right? Some may say just reload only. Can use later. So the choice is yours. For me I very kiamsiap. So I want to make sure I get max % for the least amount spend.
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