he is just the lucky one I think

Yes , get rid of the touch and go

I feel like redeem final call short haul route give good value, especially those 500,1000 or 1500 point destination, it just make my local and asean travel become free

This post has been edited by digidigi: Jul 23 2019, 07:45 PM

This kind of deal need be flexible lo

E wallet plus ATM, I think the only one in the market is big pay?

1 hsbc rewards point is very bad value haha

oversea I will spend directly with credit card

For mine some transaction the 6 ringgit is not there even it is settled... but I believe the balance will have the 6 ringgit deducted

Since there is no more processing fees, I will use other credit card like m2p to buy air airasia ticker....hehe

Ya, and their others advantage depend on others bank.....

If the flight ticket is below 50 ringgit I will use big pay then to get 5 ringgit discount, if more than 100 definitely using other cc

Use final call, basically u will fly cheap within asean and local

while travel in US I swipe few times with big pay, the terminal display it as debit card

They should be penalised coz they charge us for credit card payment ,haha

Ya , now they cancel the fees but give discount to their big pay user, which indirectly force user to use their card, maybe can penalise them again, hehe

No I din make cash withdrawal, credit card is widely accept in USA, u just need to change some small notes for room tips/porter which can’t charge directly to the card

Need to enter pin

commonly, there are two way:
1) when they key in the amount u spend, on the credit card terminal you can key in the tips u want to give/ or they have preset few options for u to choose (18/20/22), then will just press it only.

2) they swipe your card with the amount u spend, then will sent ur card back to you with a pen and receipt generated, below u can write down the tips , after that it will automatically deduct from your card.

As a guildline, lunch give 15 percent, dinner 20

No need, but they will put a tin in front of cashier, usually I just put the balance coin they return to me if I pay cash, if I pay by card then I skip it

No problem, working perfectly

It is very common and widely use for decade alr leh.
Make sure after u write tips on tip column, must sum up and write the total on the total column, don’t left it blank, even u really don’t want tip at all u should write zero on tips column and rewrite the total again on total column.

U need to check your cc statement after that, if the charge is not tally then lodge dispute with your cc company they will contact the merchant bank of the restaurant to review the receipt.

For big pay, a Recent trip to Hong Kong the food bill charge immediately as usual transaction, but only adjusted for the tips after few days

People is alr thinking top up and direct transfer back to cc...