QUOTE(anwa @ Sep 16 2019, 05:57 PM)
Very worth to withdraw overseas. I don't go money changer anymore. Just withdraw when arrive airport. Always choose local rate ie don't allow the atm to convert. Then you will get real-time mastercard rate.
As an example, last time I went Thailand, when want to withdraw, the atm auto convert and the rate was really bad, 6.3 baht or something, whereas actual rate was 7.3. So I choose don't convert. Do note there's additional rm10 charged by bigpay. And some countries there are additional charges (eg Thailand 220 baht per withdrawal).
QUOTE(LalaluSan @ Sep 16 2019, 06:01 PM)
There is option for dont convert during withdrawal ?
I'll try again later.. Thanks for the head ups..
QUOTE(anwa @ Sep 16 2019, 09:06 PM)
Yes, some atm that auto convert will have the don't convert button. Other atm never convert, directly deduct based on mastercard rate.
If you choose no convert, the amount will charge to big bay in Thai bath which Big pay will convert it to RM and u will have good rate from big pay.
If u choose to convert, the bank of the ATM will convert the amount of thai bath to RM and charge to big pay as RM.
This exchange rate from this Thailand bank normally is no good.