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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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sms2u
post Jun 17 2019, 02:13 PM

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QUOTE(boonhan @ Jun 17 2019, 02:09 PM)
https://www.maybank2u.com.my/maybank2u/mala...rds-wallet.page

this will closed amex workaround usage to pay for ptptn, utilities....
that sad.
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I no agree, there are still many ways to do it.
sms2u
post Jun 17 2019, 02:17 PM

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QUOTE(boonhan @ Jun 17 2019, 02:09 PM)
https://www.maybank2u.com.my/maybank2u/mala...rds-wallet.page

this will closed amex workaround usage to pay for ptptn, utilities....
that sad.
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u still can use it . the issue is only no cash back or point

QUOTE(peigeng @ Jun 17 2019, 02:15 PM)
.
Give few examples
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u still can use it . the issue is only no cash back or point

Pls goto all type of online shop and do a simple search. U will find the answer.
sms2u
post Jun 17 2019, 02:23 PM

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QUOTE(ClarenceT @ Jun 17 2019, 02:20 PM)
Maybank is the boss behind Bigpay and Boost. Same day posting if using Maybank cards right?
Maybank know everything that we don't know. Maybank assign the MCC and change the descriptions, not the clients such as BP and Boost.
Maybank just close one eye in the past few months, let CC users falling into the traps. Now it is time to stop their game and start charging interest if someone overuse their credit and unable to pay CC debt in full.
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how Maybank let CC users falling into the traps?
I no understand what u trying to say? all people must know what they spending with their cc. They also know that the spending in CC will need to pay in next statement. any delay will be charge by interest.

sms2u
post Jun 17 2019, 02:36 PM

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QUOTE(ClarenceT @ Jun 17 2019, 02:31 PM)
Not because of them. No matter how many trees you can plant, Bank Negara and banks will chop down all the trees before 1/1/21.
All the credit card issuers are reducing their rewards/rebate because of Payment Card Reform Framework by Bank Negara.
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do a search

http://www.bnm.gov.my/guidelines/50_others...m_Framework.pdf

debit card - MDR should no exceed 0.21% or 70 sen.

credit card - 0.48%

That is max bank or visa/mastercard can charge. How can they give any cash rebate to customer

This post has been edited by sms2u: Jun 17 2019, 02:39 PM
sms2u
post Jun 18 2019, 01:12 PM

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QUOTE(ckweng @ Jun 18 2019, 01:00 PM)
So far from news reporting on GpoPayz, the only mentioned reload method is online banking, no mention of CC yet. I guess we shall wait and see when it's launched in July.
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I am suppose it will not allow credit card to top up. it seems the GoPayz have same similarity as Razer pay which not allow credit card top up.

this will stop those ppl want cash back from credit card to use GoPayz. As the boost usage is quite widely used now, ppl might still continue use boost with credit card top up (even CC cannot earn cash rebate / point when top up ewallet, at least can settle the amount later.)

sms2u
post Jun 20 2019, 02:02 PM

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use this forum

https://forum.lowyat.net/topic/4643892
sms2u
post Jun 27 2019, 01:49 PM

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QUOTE(xperiaDROID @ Jun 27 2019, 11:44 AM)
I wanted to give Vcash a try cuz I can use it to pay for my Digi bill, but guess what? They only accept online banking for reload, like it's 2019 already...

Uninstalled it immediately, might as well use Digi app to pay.
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you are late comer, they allow to reload using online at first, then allow to reload ewallet using cc with fee and then allow reload ewallet using cc without fee. Now, they no longer allow reload ewallet using cc. U are later comer.
sms2u
post Jul 18 2019, 03:30 PM

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QUOTE(avinlim @ Jul 18 2019, 03:18 PM)
Tested AMex on Boost (weekday), 1 point pun tak la...
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still no "dead heart"? Maybank already announce said no point and cash back. Still no believe and hope got glitch?
sms2u
post Aug 3 2019, 12:05 AM

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QUOTE(carmentee @ Aug 2 2019, 11:39 PM)
please assit
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Goto DBKL counter

sms2u
post Aug 23 2019, 10:12 AM

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QUOTE(tan_aniki @ Aug 21 2019, 10:00 PM)
Actually their brochure put before RM50=3points is wrong, should put before 1/9 RM100=2+5=7 points, after 1/9 RM100 = 10 points
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nobody found out that any spending below RM50 is no points.

Also, spending RM99.90 also get 5 point.

My comment above is correct, then , big pay might given less point to customer.
Sometime cannot control to pay exactly RM50 or multiple of RM50. u actually earn less posint
sms2u
post Aug 23 2019, 04:01 PM

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QUOTE(se800i @ Aug 23 2019, 03:33 PM)
I would like to know how many Big pay card in the market now?
I saw some thread mention that it was actually the prepaid card.
but curiously to ask why it seems more and more people in using Bigpay instead of eWallet?
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I think u asking how many Big pay cardh older?
the Big pay app have 500,000+ download...I expect should have at least 100,000 to 500,000 card holder?
u can check bigpay website to see the benefit or look first post in this forum

QUOTE(tarvalslain87 @ Aug 23 2019, 03:49 PM)
There is only one Big Pay card. Which is the master card. Which is also a prepaid/debit card
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U answer really good as u answer the question. I think his question is no good.
it is prepaid card and not debit card.
sms2u
post Aug 25 2019, 12:44 AM

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QUOTE(tan_aniki @ Aug 24 2019, 11:07 AM)
i think many stuck card case and dispute in atm withdrawal forcing BP to make this move, anyway they will save some money and time as compare wasting time supporting on those ATM withdrawal issue.
this will even make BP more valuable in the market.
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QUOTE(Ramjade @ Aug 24 2019, 11:24 AM)
RM0.50 really is good. They earn money and is cheap for us. I am happy.
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QUOTE(LemonJane @ Aug 24 2019, 12:31 PM)
Does this mean we can top up our BigPay account and then transfer to our bank account?  That means no need to go ATM for withdrawal?
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QUOTE(ClarenceT @ Aug 24 2019, 12:34 PM)
You all dream first. Wish you have sweet dreams and dreams come true.

邊度會有咁大隻蛤乸隨街跳㗎.I wish I am wrong, again.
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afraid this will come true and big pay will lower the limit for customer to top up big pay or they stop credit card to top up bigpay

sms2u
post Aug 25 2019, 05:35 PM

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QUOTE(jefftan4888 @ Aug 25 2019, 05:26 PM)
For example, I use FCB directly & enjoy the 10% this month. if they don't accept CC top up or banks don't offer CB via top up. I can't have any reason to use BP anymore.  tongue.gif
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how can u earn 10% cash back from maybank credit card this month? u no aware maybank stop giving cash back when u use the credit card to top up any ewallet?
sms2u
post Aug 28 2019, 02:17 PM

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QUOTE(WaCKy-Angel @ Aug 27 2019, 04:11 PM)
not gonna happen since BP is a debit card
I dont catch your logic.
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why always think big pay is debit card? Big Pay is a prepaid card.
That is different. my understanding is debit card is link to a bank account.

Prepaid card is itself have the value stored in the card.


QUOTE(CardNoob @ Aug 27 2019, 04:11 PM)
Why not?
One can use MBB Debit Card with SPay.
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big pay is no a bank. Those card supported in Malaysia Samsung pay only from bank as of now.
sms2u
post Aug 29 2019, 04:55 PM

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QUOTE(wwloon @ Aug 29 2019, 04:36 PM)
Big Points to Petronas Mesra

At last, somewhere to use my BIG Points.  thumbup.gif
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it seem good to have this.

But very very disappointed when look at the rate

1,250 BIG points to 600 Mesra Points
2,000 Mesra Points to 500 BIG Points
sms2u
post Sep 3 2019, 03:50 PM

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QUOTE(abekage @ Sep 3 2019, 03:45 PM)
Hey guys, im new to bigpay. just want to confirm, is it true that bigpay offers THE BEST exchange rate?

Thanks in advance.
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no body can answer this question for you. The exchange rate offer in big pay is better as compare to most of the credit card and bank.

But, how to confirm is the BEST is another question.

sms2u
post Sep 17 2019, 04:09 PM

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QUOTE(anwa @ Sep 16 2019, 05:57 PM)
Very worth to withdraw overseas. I don't go money changer anymore. Just withdraw when arrive airport. Always choose local rate ie don't allow the atm to convert. Then you will get real-time mastercard rate.
As an example, last time I went Thailand, when want to withdraw, the atm auto convert and the rate was really bad, 6.3 baht or something, whereas actual rate was 7.3. So I choose don't convert. Do note there's additional rm10 charged by bigpay. And some countries there are additional charges (eg Thailand 220 baht per withdrawal).
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QUOTE(LalaluSan @ Sep 16 2019, 06:01 PM)
There is option for dont convert during withdrawal ?
I'll try again later.. Thanks for the head ups..
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QUOTE(anwa @ Sep 16 2019, 09:06 PM)
Yes, some atm that auto convert will have the don't convert button. Other atm never convert, directly deduct based on mastercard rate.
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If you choose no convert, the amount will charge to big bay in Thai bath which Big pay will convert it to RM and u will have good rate from big pay.

If u choose to convert, the bank of the ATM will convert the amount of thai bath to RM and charge to big pay as RM.
This exchange rate from this Thailand bank normally is no good.
sms2u
post Sep 18 2019, 09:44 AM

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QUOTE(CP88 @ Sep 17 2019, 08:54 PM)
Managed to obtain SST rebate?  blush.gif
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OT, so far none report can get any way to earn RM25 to cover SSt for ambank
sms2u
post Sep 23 2019, 01:52 PM

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QUOTE(henry930821 @ Sep 23 2019, 01:47 PM)
user posted image
user posted image

Approved! 😀😀😀
Very fast, hardly took 10 mins for approval.
Edit: goodbye boost 👋
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do not be so happy, may be u will good bye to big pay as block by big pay if u do so frequent until big pay feel suspious on your local bank transfer
sms2u
post Sep 23 2019, 01:59 PM

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QUOTE(tan_aniki @ Sep 23 2019, 01:56 PM)
Luckily this morning went Connaught HLB try to withdraw RM4k per transaction and find out the door is lock, then now saw this, save some money on withdrawal
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why lucky? u want to perform local transfer 4k to own account?

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