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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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koala225
post Sep 24 2018, 12:41 PM

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QUOTE(TongCN @ Sep 24 2018, 11:00 AM)
Yes, certain transactions do not process immediately.

When u click into the detail, you will see approved or pending.

Pending most of the time happen for forex transactions smile.gif
It does happen on certain merchant though
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That is weird my 2 days ago transaction in malaysia all still in pending mode. so i can freeze all transactios if I wan to according to your description.

This post has been edited by koala225: Sep 24 2018, 12:50 PM
koala225
post Sep 24 2018, 12:43 PM

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Is there any way to switch off contactless paypass function in BP app?
koala225
post Sep 24 2018, 09:56 PM

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QUOTE(Tigerr @ Sep 24 2018, 09:25 PM)
Brilliant idea.....tongue.gif

Left card top up to right card. 10k earn 200 big points for top up n another card earn 500 big points for spending.
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means BP card 1 top up to BP card 2. both cards earn bigpoint. then use BP card 2 top up to BP card 1 again and earn another Bigpoint? Like this u can repeatedly top up each other by switching both account without using any credit card. haha. later banned your account.

This post has been edited by koala225: Sep 24 2018, 09:57 PM
koala225
post Sep 24 2018, 10:32 PM

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QUOTE(Tigerr @ Sep 24 2018, 10:20 PM)
If abiding the rules also can get banned. Then can do like the brothers here earlier said escalate the complaints to bank negara...tongue.gif
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How was the result of the brother after report to bank negara?
koala225
post Sep 25 2018, 01:49 AM

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QUOTE(skty @ Sep 25 2018, 01:46 AM)
whole life twice.
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u have been compromised. 🤣
koala225
post Sep 25 2018, 01:55 AM

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QUOTE(syarif @ Sep 25 2018, 01:50 AM)
Im doing calculation whether to use my Maybank Gold 2 cards(amex) or  BigApp during my travel at New Zealand.

Let say im spending RM5000
7k amex = 1k bigpoint
RM2 bigapp =1 bigpoint

Amex  RM5k * 5 = 25k point
25k / 7k = 3571 Bigpoint

Bigapp RM5k = 2.5k Bigpoint
SO,
RM5000 using Amex = 3571 bigpoint
RM5000 using Bigapp = 2500 bigpoint

okay, AMex win.
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wrong calculation.

i: 1 BIG Point for every RM50 you top up

ii: 1 BIG Point for every RM20 spent on BigPay
koala225
post Sep 25 2018, 02:01 AM

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QUOTE(MGM @ Sep 25 2018, 01:57 AM)
Amex wins a little on points but BP wins BIG on fx.
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If you want the most bigpoint there is a way.
Samsung pay gold level 40 points for every transaction. Example u swipe rm1 u get 40 points. Then convert to big points. 1 to 1 exchange.

koala225
post Sep 25 2018, 10:47 PM

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Reload 2.5k Then withdraw 2.5k for fun? seem Like want to alert ppl monitoring your account.
koala225
post Sep 26 2018, 10:15 AM

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QUOTE(alexanderclz @ Sep 26 2018, 01:39 AM)
no other way. just wait another hour or so.
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Is there still accept to make payment during maintenance time?
koala225
post Sep 27 2018, 12:06 PM

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QUOTE(beebee1314 @ Sep 27 2018, 11:00 AM)
I believe limit is 10k. Don't do till sharp sharp 10k la. Then reload liao, don't withdraw everything within a week la. Use it to pay regular bills like how u pay using your existing usage lo. Then probably weekly withdrawal will be good, just to pay off your cards.

I.e. Do what you usually do when BP does not exist. Don't tell me you 1 week withdraw all your salary just to pay your monthly expenses meh. Unless you're a cash person lor.
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That's right. People always Like to take benefit from others ppl and expect they did nothing wrong and given reason like is the card feature. Will u keep deposit and make withdrawal all your money frequently in the bank? If you are the boss who running this business, if a lot of people keep take benefit from your business will u take action or u just let them be and cover your own losses?

Those who lead their account getting bann have to responsible their own behaviour and that person definitely know why u are gonna be banned. Don't blame the company, think what have u done. A real businessman won't banned customers without a reason with their own preference.
koala225
post Sep 27 2018, 10:33 PM

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QUOTE(lilsunflower @ Sep 27 2018, 09:25 PM)
Excellent point, and I hope this is a question I hope BP Jonathan will answer!

The issue of fraud is very real.  When I was in Europe, ALL my transactions went through without PIN. One cashier even joked that it would be a lucky day to anyone who found my card. It doesn't even have our names on it, so we lose it while travelling, its like losing cash with little hope of retrieving the card.  The only upside is that the maximum you can lose is whatever amount is reloaded (max RM10k).
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Just freeze your card when u are not in use and unfreeze it again when u want to use it again. If unlucky someone clone your card, they can't use it because u freeze it. If lucky, they will discard the clone card because freeze by u and not useful for them.
koala225
post Sep 28 2018, 12:14 AM

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QUOTE(MGM @ Sep 27 2018, 11:48 PM)
They can still use the cloned card when u unfreeze it.
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I don't think they will waste their time for not knowing when are u gonna unfreeze your card. otherwise only top up the exact amount u are gonna use.
koala225
post Sep 28 2018, 01:58 PM

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QUOTE(deity01 @ Sep 28 2018, 01:55 PM)
why you need it anyway? when we use our bigpay, the amount used is directly deducted and reflected in our bigpay app..so might as well transaction date = posting date
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That's right. There is no point to know even your card charged in foreign currency because the rate and the amount being charged already shown up.
koala225
post Sep 29 2018, 01:34 PM

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QUOTE(lkwah86 @ Sep 29 2018, 01:29 PM)
When I want to fill up card information when purchase online, which should I choose? credit card or debit card?
And the holder name key in my full name? because the card don't have my name
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i select credit card. Even the card didn't print out your name, u had given your name during sign up in the apps.
koala225
post Sep 29 2018, 08:46 PM

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QUOTE(jiaen0509 @ Sep 29 2018, 08:45 PM)
Previously saw a post said End of Sept. Hope their team dont play volleyball. RM20 is not worth, when Pin n Pay or Paywave all back change for free.

Even card replacement is RM12(Correct?) only for MBB.
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why not cancel your card and apply a new 1?
koala225
post Sep 29 2018, 08:51 PM

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QUOTE(jiaen0509 @ Sep 29 2018, 08:48 PM)
Good idea. Anyone try before?
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in faq mention the card terminate is free. why ppl bother waiting to convert for foc? take the easy step.🤣
koala225
post Sep 29 2018, 09:16 PM

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QUOTE(alexanderclz @ Sep 29 2018, 09:14 PM)
you have to call in to cancel, then wait for them to process and send a refund cheque. after that, you have to call them to remove your IC from their system before you can apply again, otherwise, you can't reapply. all in all may take 2 to 3 weeks if they are fast.
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How about report lost?
koala225
post Sep 29 2018, 09:21 PM

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QUOTE(alexanderclz @ Sep 29 2018, 09:17 PM)
i believe there's a fee to pay to reissue?
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Yes. rm20 unless chip faulty. seem like the only way is to cancel and sign up again. Otherwise just wait their offer.
koala225
post Sep 30 2018, 10:05 AM

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QUOTE(lilsunflower @ Sep 30 2018, 09:23 AM)
Just wanted to share my experience last night at 1.30am calling BP customer service because I suddenly received a BP spending notification for a small amount (i.e. <RM20) which I didn't spend.

This is a merchant I regularly use and I suspect it may have been a duplicate transaction for a failed BP online transaction (2 weeks ago). However, I still wanted to take precautions and obtain information from BP to send to merchant to reverse the double charge.

Got through to the Lost and Stolen card representative pretty quickly, and after a quick and simple verification, she was able to understand my situation perfectly and provide me with transaction details (which she also sent to my e-mail). She also set out 2 options:

1. She would block card, file dispute form, and send me a new card (if I was reporting under fraud case); OR

2. I could freeze my own card and provide the transaction details to merchant to reverse (if this was a duplicate charge by the merchant).

I chose the latter. The CS also confirmed that Freezing / Unfreezing is not an issue, and simply a way to "lock" your wallet. She recommended that I do this if I wanted to take precautions while the merchant was investigating the duplicate charge.

Within 3 minutes I received an e-mail from BP with a screenshot of all the transaction details. In my experience, this is much faster than a bank response as they normally need to "refer this to the respective department".
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maybank took more than 1 month to check.

koala225
post Sep 30 2018, 02:36 PM

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QUOTE(skty @ Sep 30 2018, 02:33 PM)
ya. BOOST cannot topup 0.xx
only BP can.

but if you have other expenses, maximum way is spent RM540.55/month online/petrol/auto bill and RM1959.45 on others
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Boost can top up and withdraw without spending?

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