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Prepaid Cards BigPay - Prepaid MasterCard (with Mobile Apps) V2, CashBack, BigPoint & Remittance

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ericlks91
post Dec 28 2018, 10:58 PM

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QUOTE(alexanderclz @ Dec 28 2018, 10:43 PM)
hohoho looks similar but pretty much depends whether able to topup with credit card as well as ability to withdraw with a reasonable fee.

nevertheless, competition is good for users like us.
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Reading the website it says "Happy is a digital prepaid Mastercard that allows you to make online purchases where Mastercard is accepted"

So looks like they won't issue any physical card and u can only use it for online purchases or in-app purchases.
ericlks91
post Dec 29 2018, 08:28 AM

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QUOTE(xperiaDROID @ Dec 29 2018, 01:34 AM)
If that's really so, then it's not really attractive.

Unless they implement the Paypass feature in the app so we could just use it with NFC to pay for stuffs, that would be great.

Btw, Wechat Pay, Fave, Grab is in the list but not Boost. hmm.gif
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Haha of course la. One is belong to yellow man, one is blue hehehe. Let them fight!
ericlks91
post Dec 29 2018, 03:46 PM

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QUOTE(lamode @ Nov 30 2018, 11:25 AM)
short answer: just back from RHB branch and got back my card.

First the RHB CS told me whatever card held in ATM cannot be returned and will be send to card issuer, so I need to contact card issuer myself.
I asked her, what if it is oversea card? are you going to send back as well? then she asked me to look for officer in charge of ATM behind teller counters.

at first the officer told me the same, asked me the card got my name or not, if told her no, then she said it's probably due to MEPS failed to verify my name, and the card is blocked (this is not true, BP does not use MEPS Network at all, its going though Mastercard Network instead)  doh.gif  hence ATM retained the card, and they just can't return me the card as they won't be able to verify owner of card, then I told her I know the last 4 digit of card and you have CCTV, your ATM took my card without my permission, why should I pay for card replacement fees?  rclxub.gif

Then she went to open the ATM for the card, and called BP to verify ownership, in turn the BP called me back in few mins to do verification before releasing info to RHB officer (and she asked BP if the card is blocked or active! lol!!!). very well done for prompt action from BP CS, sorry I didn't get his name  rclxms.gif

Finally I got my card after RHB verify IC with thumbprint and signed for acknowledgment.

If all failed, perhaps need to "remind" them feedback to HQ/BNM.
TGIF all!

PS. I confirmed the card is usable as I made a withdrawal from CIMB some mins ago.
BigPayJonathan  bravo to BP CS this time
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So today is my unlucky day, I did not read this post previously and this sh!t happened to me today! Went to RHB to try taking out 4k, atm said max 2k, then swallowed my card. Bloody bank!

So I called rhb call center and that fella said he can't help me because he is just from call center. I told him wtf this happened at your bank branch with your atm, you can at least help me to make a report....then he asked, so what do you actually want sir? You want your card back is it? (at this point I lost it, if I don't want my card back why did I call? Lol)

Wish me luck on Monday to get back the card. fairylord U might wanna put this as a warning in 1st page to let people know.

Avoid rhb at all cost!


This post has been edited by ericlks91: Dec 29 2018, 04:16 PM
ericlks91
post Dec 30 2018, 07:29 PM

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QUOTE(ClarenceT @ Dec 29 2018, 02:48 PM)
Additional kg and meal before check-in.
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When did u make this add-on? I tried last week when I chose big pay as payment method it str8 away deduct my meal rm2, but this week when I tried again it didnt work anymore. Is this benefit confirmed suspended?
ericlks91
post Dec 30 2018, 09:49 PM

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QUOTE(ClarenceT @ Dec 30 2018, 08:04 PM)
18/12, 23/12, 26/12.
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Can I trouble u to try add-on something again if u have not checked-in yet? Because I can't get the rm2 deduction. Something I did wrongly?

This post has been edited by ericlks91: Dec 30 2018, 09:49 PM
ericlks91
post Dec 30 2018, 11:16 PM

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QUOTE(tarvalslain87 @ Dec 30 2018, 11:09 PM)
Correct me if Im wrong here.

I can reload my BP with 10k max limit with my Maybank MU or FCB CC to get max points/cash back and then transfer all to Boost account and then transfer back to my Bank with only RM2 charged right?
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MAX RM2 charged per transaction. Boost max transaction limit to bank is 1498 (1500wallet - RM2 charges). So u have to do multiple times and each time u will be charged RM2.

Also each month your total tranx in Boost will be capped at RM4500 (including transfer, retail payment, bills etc....)
ericlks91
post Dec 31 2018, 10:49 AM

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» Click to show Spoiler - click again to hide... «


Thanks to lamode for sharing your experience. I was able to use that at my advantage and got my card back today!!! notworthy.gif

Also thanks to the friendly and helpful Atm officer the whole process was less than 10 mins. - She initially said I can't get back the card and have to renew the card myself. However I mentioned that there were cases like this before and the bank actually returned the card after verified the identification. So I did thumb print etc. She wrote down my card number and name and didn't even call BP. And I got the card back smile.gif

Now I can finally let out that sigh of relief. However I would like to emphasize one more time:

AVOID RHB ATM AT ALL COST!
ericlks91
post Dec 31 2018, 05:51 PM

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QUOTE(cybpsych @ Dec 31 2018, 05:42 PM)
bp staff so free today .... morning 10am request to update Dec's pending transactions, this evening all reflected including bigpoints.
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u are lucky. i raised it this morning as well, but my 22 Dec - 27Dec transaction is still "pending" until now. Eventhough all my tranx after 27 Dec is completed. Weird!
ericlks91
post Dec 31 2018, 08:39 PM

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QUOTE(ClarenceT @ Dec 31 2018, 08:00 PM)
Yes RM6.
I got 29xRM100 + 2xRM50 from a SC ATM.
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HLB is the best so far. I got 40x100notes
ericlks91
post Jan 1 2019, 09:20 PM

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QUOTE(alexanderclz @ Jan 1 2019, 08:16 PM)
yup. someone here once suggested to deposit rm100 x 40 in cash into the machine before withdrawing to ensure there's enough rm100 notes  hmm.gif
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That would require someone to find 40xRm100 notes in the first place 😅
ericlks91
post Jan 2 2019, 04:37 PM

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QUOTE(jimmy G @ Jan 2 2019, 04:25 PM)
The app doesn't recognized my face ID and pass code. had to lock and unlock my phone for the app to work. happened to me twice already.

anyone facing the issue? its IOS btw.
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ANDROID ftw bro 🤣🤣🤣
ericlks91
post Jan 4 2019, 12:13 AM

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QUOTE(digidigi @ Jan 3 2019, 11:27 PM)
I only visit place accept credit card, and since some of them only accept card for more than 50 spending.... so 2 dishes become theee dishes...

I rarely do online shopping, after having BP since it have no foreign transaction fees and easy tracking, start online shopping.

And I travel oversea a lot, no foreign transaction just encourage me spend much much more, last time change note to spend, u roughly have the budget, but now become unlimited as long as you have credit in BP....
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QUOTE(digidigi @ Jan 3 2019, 11:31 PM)
I used try to avoid restaurant don’t accept amex, but now as long as they accept cc I will dine there
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Learn how to use multi quote please! Unless u wanna make the mods mad.
ericlks91
post Jan 4 2019, 09:25 PM

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BigPay Team told me RM2 add-on discount is back and tested fine. Airasia CS told me no RM2 discount if paid with BigPay.

BigPayJonathan would you please sort this out with AA asap?

user posted image

This post has been edited by ericlks91: Jan 4 2019, 09:26 PM
ericlks91
post Jan 5 2019, 12:37 AM

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QUOTE(ronnie @ Jan 4 2019, 11:35 PM)
You could just Manage Booking in AA website to check....  Most CS have very poor knowledge beyond their domain.
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Already checked there is no discount hence I raised this to BigPay and BigPay asked me to check with AA
ericlks91
post Jan 5 2019, 10:59 AM

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QUOTE(Lingohal @ Jan 5 2019, 02:00 AM)
When I checked, there is RM2 discount given when I select BigPay to pay.
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Did u buy it together with flight tickets or u add-on later?

QUOTE(alexanderclz @ Jan 5 2019, 08:44 AM)
not sure if it affects but discount only when I made booking with flight tickets. add on not eligible previously.
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I checked last month when add-on(after bought to ticket) can see rm2 discount, now no more.
ericlks91
post Jan 5 2019, 02:35 PM

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QUOTE(Lingohal @ Jan 5 2019, 02:25 PM)
I usually add on later. I have some planned flights which I haven't bought add on yet. So I tried to add on meals, and the total amount to be paid reduced RM2 as soon as I select BigPay.
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Thanks for the info. I retried it on the website it works! But on AA app it doesn't discount. So seems like it is an application bug then.
ericlks91
post Jan 8 2019, 11:39 AM

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QUOTE(tarvalslain87 @ Jan 8 2019, 11:35 AM)
So I can get 5x points from MBB anyday and RM50 CB on weekends  rclxms.gif
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I wish for that too. But I think that's only a wishful thinking. If BigPay allow Amex to top up Maybank will ban it very fast lol

Imagine ppl top up Max 10k = 50k Treat points = RM100 (in addition to RM50 weekend cashback). This model doesn't work at all 😂😂😂
ericlks91
post Jan 8 2019, 12:06 PM

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QUOTE(cybpsych @ Jan 8 2019, 12:04 PM)
grabpay?
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QUOTE(alexanderclz @ Jan 8 2019, 12:04 PM)
I think grabpay allows
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But that one cannot cash out? U top up u must use. So no one will be crazy to top up just for cashback 😅

-sorry for OT. And I never use grabpay

This post has been edited by ericlks91: Jan 8 2019, 12:07 PM
ericlks91
post Jan 8 2019, 12:10 PM

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QUOTE(cybpsych @ Jan 8 2019, 12:08 PM)
the discussion point was about topup.
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Completely understand your point. But those that want to top up desperately with Amex only has one goal - tp and cb. So it is interrelated 😜😜
ericlks91
post Jan 8 2019, 12:15 PM

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QUOTE(cybpsych @ Jan 8 2019, 12:12 PM)
my point is related to the statement "AFAIK, there are no other e-Wallet in this world that allow AMEX top up. "  laugh.gif
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I gotchu. Indeed that statement is not true.

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