I kena once.
Merchant - "Do not honour"
BigPay App - (Pre-)charged, PENDING for a week+, then RELEASED.

Transaction failed, the merchant got "Do not honour" message but the transaction showed (charged/Pending) at Bigpay APP.
The merchant could not reverse the transaction (The merchant did not have "Approval code"), so the merchant would not and could not claim, then after 7 days (more or less), BigPay RELEASED the fund pre-charged.

I don't care the value of Big reward points.
Just want to be a BIG member to grab some free/cheap flight tickets 1 day in advance.

Yes, the error msg appeared at the card machine a few minutes (waiting for approval code) after keying in PIN
Tried 3 times, 2 transactions REVERSED immediately but the last one PENDING till RELEASED..
End up using another credit card to pay.

You may use Prepaid mastercard for loan repayment in some countries, but not in Malaysia yet.
But it is not a normal card transaction but quasi-cash.
If credit card may be used for loan repayment in the future, the transaction is Cash Advance!

This post has been edited by ClarenceT: Aug 2 2018, 08:36 AM

[quote=digidigi,Aug 2 2018, 10:14 AM]
Hi Bro Jonathan, look forward your assistance to get official statement from office.

Cheers.

[/quote]
I think since they implement max 10k cc reload, hence rational user will not withdraw more than 10k per month from atm in most case, therefore, 10k should be consider adequate figure for them

[/quote]

RM10k/month in average, but max RM20k in a month (opening balance RM10k, topup RM10k, closing balance RM0).

Transfer to savings account will not be FOC, eg Boost RM2, SarawakPay RM1.

Boost Max RM1000 @ RM2 charge.
BP RM4000 @ RM6 charge.
Which one cheaper?

Boost Yes. Sarawakpay No (discontinued).

A new e-wallet managed by Sarawak Government.

Boost App Discussion Thread (50% cb extended!), Mobile Wallet Payment
https://forum.lowyat.net/topic/4533818

SarawakPay
Credit card top up is now discontinued.

This post has been edited by ClarenceT: Aug 4 2018, 03:42 PM

Some prepaid card or e-wallet gives >15% rebate/rewards even though top up by using credit card is not possible, eg CIMB-Lazada Prepaid.

5599-9800-0XXX-XXXX

Good for you. Full card number is not disclosed.

I feel safe but a bit insecure, inconvenient, troublesome.
It is a prepaid card, not a credit card.
Worse case I lose the credit balance in BP account, max RM10,000 only, not a big issue.

RM10,000 is the maximum.
You can set your own risk limit, say RM500 / RM1000, this level should be accepted by most of the people.
A risk of losing small money (perception) should not discourage you to try and learn a new product/service.

This post has been edited by ClarenceT: Aug 8 2018, 09:00 AM

Enjoy but don't get addicted, it won't last long...

Tycoons are always looking for something to burn their money.

Not equal.
Left hand near 1% cost (Credit card pricing). Right hand less than 0.2% (debit/prepaid card pricing). so will be in deep deficit.

Yes you are right. They must be deep pocket to burn money to build up customer's database. They are creating values then sell the value to recover their investment.

I just wanted to correct tigerr's statement. Left and right are in fact not equal... BP is not a credit card so won't earn a lot of card fee.

He is always talking BIG... Where is the BIG-COIN, he was joking?

This post has been edited by ClarenceT: Aug 10 2018, 10:26 AM