May be the abundant cash people put into the debit card. They can use part it for cash flow instead of bank borrowing n hence can save 5-6% interest.

I've been doing these sort of credit card games for a while and I can tell you that when you find these sort of venues, the one thing you should do if you want it to last is to never share it. These conduits for near 0 cost of cashback always get shut down eventually because someone decides to inform the public either for reputation or to brag. The venue eventually attracts too many people to utilize it to a level that is unsustainable in cost for the entity bearing the cost.

This is the behavior of some BigPay users after reading the V1 and V2 threads

1. 224+ pages documenting the venue and how to do it
2. Dozens of people bragging about how much money they're loading and withdrawing, along with their earnings
3. Inviting an employee of the company that is bearing the cost, thereby alerting them to spending patterns
4. Complaining to the employee about the monthly RM10,000 credit card load limit and trying to rationalize why it's a bad idea

The case of BigPay is especially egregious, though, due to the ease of how the conduit works.

you do know you can search back his posts, right?

Will topup via AMEX be introduced this month? I have exhausted all my cards for online spending and AMEX has quite some quota unused for this month...

If the bank didnt make money, they wont give u the cash back so generously and they will cut the benefit subsequently. Bank earn much more $ from those late payments n the 18% interest every month

Yes, we are only small fish, those that owe them money are the big fish, they just keep on attracting people with this type of CB offering to get more fish~

i'm wondering how this kinda of top up error came from...
is it BP fault or users line not stable?
i didn't face all this issue ever since i got this card since May (touch wood) and only failed once from swiping at merchant Padini but they have quickly reverse the transaction and they got a good team to check and balance with those "failed" transaction.

I got one SGD20 top up yesterday. The amount charged appeared to be RM 59.62 @ 2.981 exchange rate.

Then just now i checked, that amount has been revises to RM59.83 which now the exchange rate is 2.9915. An upward of 1.05% revision.

I want to ask why the amount can be changed? Is it normal for doing so?

If buying a air asia ticket n pay using credit cards gets a message fail. Then pay again. Successful. Later found out that pay twice for a ticket. This sound more scary....

like that they need to upgrade the server to cater the busy period

Alright i learnt my lesson.
So all i have to do is verify with PB CS how many successful transactions?

This week rugi RM60, tuition fees to learn from experience.

True true.
No rugi, just no benefit only.

Who said he gain nothing from the 9th top up? That rm60 still qualify for cash back or rewards points, isnt it?

Haha, anyway big point really carry little value, so the most important feature is still cc top up and good fx rate.

How to know? Check Hong leong bank account?

Alright. Will check and see if I got my .

I don't spend much also. Why aim for 7% when can aim higher for PB?

Just topup what I need.