Outline ·
[ Standard ] ·
Linear+
80s babies, have they started buying property?
|
TSGangHo
|
Jun 20 2018, 01:53 PM
|
|
QUOTE(BEANCOUNTER @ Jun 20 2018, 02:39 PM) you guys keep on complaining abt Malaysia property expensive, salary low and etc and compared to people in spore hk and Taiwan. but ask yourself, how many ppl in those countries can own 1, 2 or more properties there? despite of our so called low salary, I know many ppl can own more than 1 property. Yes many salary earners, not just bizmen. aiyo..... i dun think that malaysia property is expensive relatively. i quote example to demostrate that property market is not about population alone. is all about facts la. if one is really rich, the whole world property market is his market. important is the people of country is happy. owning properties, investing in properties, other than basic needs, is different matters liao. This post has been edited by GangHo: Jun 20 2018, 01:58 PM
|
|
|
|
|
|
aaron1717
|
Jun 20 2018, 02:00 PM
|
|
QUOTE(icemanfx @ Jun 20 2018, 12:09 PM) Fascinating to find the herd take hearsay as gospel without investigate further. Based on her regular income, if bank approved her housing loan mean no difference from u.s bank prior to 2007. On the other hand, her husband could be a multimillionaire businessman, her loan was based on husband's ability. QUOTE(BEANCOUNTER @ Jun 20 2018, 01:53 PM) what is her 'night job'? I also read report one lady who owns a affordable housing got 4 luxury cars and a sport bike parked in her compound also. this lady i know her personally one... btw... she is a single malay lady... working in government sector.... night just like any other work-life balance worker... borak, lepak ngan kawan... mainly all of her properties covered by rental income over the years... she have alot of disposal income for own spending considering she is single also... most of her portfolio are landed which required close to none maintenance fees... recently just bought 1 condo as investment... probably cant fully cover maintenance fees...
|
|
|
|
|
|
SUSempatTan
|
Jun 20 2018, 02:02 PM
|
|
D market is not as bad as it looks. In fact, when d true picture emerges, I hope many youngsters won't b saying, "aiyah, I was waiting for d crash...".
My 2 sen...
|
|
|
|
|
|
aaron1717
|
Jun 20 2018, 02:04 PM
|
|
QUOTE(empatTan @ Jun 20 2018, 02:02 PM) D market is not as bad as it looks. In fact, when d true picture emerges, I hope many youngsters won't b saying, "aiyah, I was waiting for d crash...". My 2 sen... herd mentality is applicable for both ends of the scenario... when booming... everyone follow and go into investment blindly... when the herd now say crashing... all also nod yes yes crashing... never really look at own needs and the opportunities arises....
|
|
|
|
|
|
ManutdGiggs
|
Jun 20 2018, 02:06 PM
|
|
QUOTE(aaron1717 @ Jun 20 2018, 02:00 PM) this lady i know her personally one... btw... she is a single malay lady... working in government sector.... night just like any other work-life balance worker... borak, lepak ngan kawan... mainly all of her properties covered by rental income over the years... she have alot of disposal income for own spending considering she is single also... most of her portfolio are landed which required close to none maintenance fees... recently just bought 1 condo as investment... probably cant fully cover maintenance fees... Toking bout gov sector, immigration dept has plenty of front liners making ten of thousands just by giving a helping hand to agents. All deal in cash term. No record. But in statistic they r not highly paid.
|
|
|
|
|
|
aaron1717
|
Jun 20 2018, 02:09 PM
|
|
QUOTE(ManutdGiggs @ Jun 20 2018, 02:06 PM) Toking bout gov sector, immigration dept has plenty of front liners making ten of thousands just by giving a helping hand to agents. All deal in cash term. No record. But in statistic they r not highly paid. wa... ini macam best aje....  but this lady job scope its just the back-end worker in the gov sector... i doubt she can do much things to earn side income with her position and job scope...
|
|
|
|
|
|
SUSempatTan
|
Jun 20 2018, 02:09 PM
|
|
QUOTE(aaron1717 @ Jun 20 2018, 02:04 PM) herd mentality is applicable for both ends of the scenario... when booming... everyone follow and go into investment blindly... when the herd now say crashing... all also nod yes yes crashing... never really look at own needs and the opportunities arises.... Correct! QUOTE(ManutdGiggs @ Jun 20 2018, 02:06 PM) Toking bout gov sector, immigration dept has plenty of front liners making ten of thousands just by giving a helping hand to agents. All deal in cash term. No record. But in statistic they r not highly paid. That's exactly wat I mean when I say, here, looks can b deceiving...
|
|
|
|
|
|
e_mc_square
|
Jun 20 2018, 02:32 PM
|
|
QUOTE(BEANCOUNTER @ Jun 20 2018, 01:47 PM) I usually take black coffee at starbucks. but recently found that starbuck kopi not nice already. I used to drink like 1-2 times per month. Their coffee getting too sweet now. I can't taste the coffee bitter at all. I long time didn't drink starbucks, it was like 3 years.
|
|
|
|
|
|
Andy Lau6235
|
Jun 20 2018, 02:48 PM
|
Getting Started

|
QUOTE(empatTan @ Jun 20 2018, 02:02 PM) D market is not as bad as it looks. In fact, when d true picture emerges, I hope many youngsters won't b saying, "aiyah, I was waiting for d crash...". My 2 sen... hmm...this would be mostly people thinking, same as stock market also. When rise, all rebut rebut in, when got negative rumours or crash then all follow say bubble, wait boom. I would like to say is, when it is really boom, the people wait n see, will keep on waiting, because they are not able to take risk.
|
|
|
|
|
|
icemanfx
|
Jun 20 2018, 02:50 PM
|
|
QUOTE(ManutdGiggs @ Jun 20 2018, 02:06 PM) Toking bout gov sector, immigration dept has plenty of front liners making ten of thousands just by giving a helping hand to agents. All deal in cash term. No record. But in statistic they r not highly paid. QUOTE(empatTan @ Jun 20 2018, 02:09 PM) Correct! That's exactly wat I mean when I say, here, looks can b deceiving... In statistics, there is certain error or variance. Hence, untrained can't understand or apply statistics. If statistics is inaccurate, policy makers won't be using and over supply is fake news.
|
|
|
|
|
|
icemanfx
|
Jun 20 2018, 02:58 PM
|
|
QUOTE(aaron1717 @ Jun 20 2018, 02:04 PM) herd mentality is applicable for both ends of the scenario... when booming... everyone follow and go into investment blindly... when the herd now say crashing... all also nod yes yes crashing... never really look at own needs and the opportunities arises.... Current oversupply is undeniable; price is unlikely to rise until oversupply is fully consumed. The question is when will oversupply be fully consumed? If from economist point of view is when nominal price reach affordable level. As for opportunity, property investment is not the only option available. This post has been edited by icemanfx: Jun 20 2018, 02:58 PM
|
|
|
|
|
|
ManutdGiggs
|
Jun 20 2018, 02:58 PM
|
|
QUOTE(icemanfx @ Jun 20 2018, 02:50 PM) In statistics, there is certain error or variance. Hence, untrained can't understand or apply statistics. If statistics is inaccurate, policy makers won't be using and over supply is fake news. If statistic is 101% u won't c LHDN visiting around. 😉
|
|
|
|
|
|
ManutdGiggs
|
Jun 20 2018, 03:00 PM
|
|
QUOTE(icemanfx @ Jun 20 2018, 02:58 PM) Current oversupply is undeniable; price is unlikely to rise until oversupply is fully consumed. The question is when will oversupply be fully consumed? If from economist point of view is when nominal price reach affordable level. As for opportunity, property investment is not the only option available. Same as stock market or forex. U won't choose a falling knife. I und the feeling to hav bot the wrong prop n sold at the wrong timing. U need to b calm to handle prop game. Its unlike using opm like urself a fun minizer. Prop is own moolah. Not opm. Araso???
|
|
|
|
|
|
icemanfx
|
Jun 20 2018, 03:04 PM
|
|
QUOTE(ManutdGiggs @ Jun 20 2018, 02:58 PM) If statistic is 101% u won't c LHDN visiting around. 😉 In this big data world; if one is aware type of technologies available to lhdn will realize unreported income or wealth is hard to evade lhdn.
|
|
|
|
|
|
icemanfx
|
Jun 20 2018, 03:06 PM
|
|
QUOTE(ManutdGiggs @ Jun 20 2018, 03:00 PM) Same as stock market or forex. U won't choose a falling knife. I und the feeling to hav bot the wrong prop n sold at the wrong timing. U need to b calm to handle prop game. Its unlike using opm like urself a fun minizer. Prop is own moolah. Not opm. Araso??? If you believe in and practice not to catch a falling knife, why advocate property at current market sentiment?
|
|
|
|
|
|
SUSempatTan
|
Jun 20 2018, 03:06 PM
|
|
QUOTE(icemanfx @ Jun 20 2018, 02:50 PM) In statistics, there is certain error or variance. Hence, untrained can't understand or apply statistics. If statistics is inaccurate, policy makers won't be using and over supply is fake news. Aunty, I never said statistics is not true... Statistics shows u d entire jungle. Question is; can u see d individual trees that'll benefit yr goodself...?...
|
|
|
|
|
|
Andy Lau6235
|
Jun 20 2018, 03:07 PM
|
Getting Started

|
QUOTE(ManutdGiggs @ Jun 20 2018, 03:00 PM) Same as stock market or forex. U won't choose a falling knife. I und the feeling to hav bot the wrong prop n sold at the wrong timing. U need to b calm to handle prop game. Its unlike using opm like urself a fun minizer. Prop is own moolah. Not opm. Araso??? haha, your short form word look die me, apa itu opm and own moolah?
|
|
|
|
|
|
flight
|
Jun 20 2018, 03:08 PM
|
|
Many cockroach and monkey infected this forum.
|
|
|
|
|
|
icemanfx
|
Jun 20 2018, 03:13 PM
|
|
QUOTE(empatTan @ Jun 20 2018, 03:06 PM) Aunty, I never said statistics is not true... Statistics shows u d entire jungle. Question is; can u see d individual trees that'll benefit yr goodself...?... If the forest is sick from disease, there are always some trees could with stand the disease. The question is do you want to buy that healthy tree when surrounding is dying or wait til the forest is recovering. Property is like tree, takes years to respond.
|
|
|
|
|
|
SUSempatTan
|
Jun 20 2018, 03:15 PM
|
|
QUOTE(icemanfx @ Jun 20 2018, 03:13 PM) If the forest is sick from disease, there are always some trees could with stand the disease. The question is do you want to buy that healthy tree when surrounding is dying or wait til the forest is recovering. Property is like tree, takes years to respond. Haha, never take a metaphor too far, aunty...
|
|
|
|
|