I think you have mixed up type A and type B. Type A is called VISA Electron and it doesn't come with a savings account while Type B is called Day2Day VISA Debit and you must a savings account with Public Bank in order to be eligible for Day2Day VISA Debit. I have used Type A before and currently using Type B. I personally prefer Type B because the card can be issued right away. Less hassle this way and you will get your card pin number straight.

I was wondering if Public Bank will ever reduce the annual for Public Bank Day2Day VISA Debit because RM12 is a bit high for me    When EON Bank first introduced their Debit Mastercard early last year (red color one), the annual fee for it was RM20 a year but then they reduced it to only RM8 a year a few months later after it was launched.

Thanks again and sorry for late reply. Very scared la.. Once, my friend' account saving has been stolen. RM2000+ is gone.She lodged a report, but the bank still can't settle.
I'm going to stick with my debit card. I use what I put inside only.

Yeah. That's probably the downside of using a debit card because with credit card, its credit cardholder has a limited liability of only RM250.

its like a prepaid card,lostasylum...
but u need at least RM25 in ur card... and PBVE annual fee is RM12
and u apply for PBVE or PBD2D?
PBD2D should get it immediately and  PBVE will get at least 2 to 3 working weeks.

You have no idea how many people are being penalized everyday for exceeding the free quota    If you try to dig out some old threads someone posted on this very board that he was charged RM0.50 six times in a month. Total loss that month for him was RM3.00. There are so many people who like to spam ATM 

PB ING Debit MasterCard Paypass Card

My question is do we get 0.5% rebate if we use it for petrol ?
Term apply below :

The World's First Co-Brand Debit MasterCard PayPass Card
Cash back on your insurance premium and other purchases!
Our Cash MegaBonus offers you 1% back in cash for every Ringgit you charge to your Card for your ING Insurance Premiums. It also offers you Unlimited Cash MegaBonus of 0.5% for every Ringgit you spent for other transactions to the Card.

Retail transactions exclude casino and petrol transactions, cash advances, balance transfer, government-related payment and utility bills payment via www.pbebank.com, PB Telebanking and ATM.

The Cash MegaBonus you earn will be accumulated over 12 months and credited directly to your Card Account when your Card is renewed in the 13th month. There is no minimum qualifying criteria of the Cash MegaBonus.

"To promote prudent spending, a service charge of RM50 a year to be imposed on each principal credit card and charge card; and RM25 a year on each supplementary card, effective from Jan 1, 2010"

Are debit cards affected by the new regulation?