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Debit card, Anything about it.
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he-sham
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 Mar 26 2008, 06:06 PM
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QUOTE(neoxz @ Mar 26 2008, 08:33 AM) y sked to use overseas? I like personalize coz our account number is printed there. easier to refer when u call customer service  how to personalize my standard chartered debit mastercard ?? must send back the card or request for new card ???...i dont want to be charged twice for my atm card... or must go to their hq to personalize card on the spot ?? i have free time to burn starting from next week...finish semester already....  This post has been edited by he-sham: Mar 26 2008, 06:08 PM |
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he-sham
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Mar 31 2008, 01:18 AM
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latest news for standard chartered card holder.... u can get 8% cash rebate for retail transaction at Tesco !
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he-sham
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Apr 3 2008, 12:56 AM
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QUOTE(pearly603 @ Apr 2 2008, 03:01 AM) Maybank's is an ATM & Debit Card 2 in 1 . I checked with EON bank and PBB before , if you used their Debit card to withdraw money from a 3rd party bank ( other than EON & PBB ATM ) , there will be a RM10 charge. For Maybank's 2 in 1 ATM plus Debit Card , withdrawal of money from an ATM of a 3rd party bank will be charged at RM1 , but the staff told me that you need to have an account with Maybank and for a savings account the initial amount to open the account is RM250. All those with Maybank KawanKu ATM card can replace this ATM card with the 2 in 1 card . And there will be a fee of RM12 but I forgotten to ask whether there is annual charges for this 2 in 1 card. Anyone here know about this ? I would also like to know how is the acceptance of Maybank's Debit Visa Card ? I heard from friends that Maybank's Debit Visa Card's is not so good in terms of acceptance by merchant. Is it true ? EONBank combi debit mastercard only charge normal RM1 when u withdraw money form 3rd party bank through bankcard/meps networks in malaysia....just like normal ATM card....it is an ATM card actually....same as maybank visa debit...  |
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he-sham
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Apr 3 2008, 01:29 AM
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QUOTE(wodenus @ Apr 3 2008, 01:15 AM) Why have a debit card if you have a credit card ? i'm sure there are purposes of having a debit card... dont be so orthodox... your question just say like "so why u have prepaid handpone if you have normal line bill/pospaid ?" it's all about which suit u... |
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he-sham
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Apr 3 2008, 01:40 AM
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QUOTE(wodenus @ Apr 3 2008, 01:32 AM) I'm sure there are, I just want to know them yes why have a prepaid phone if you have a postpaid phone ? if u want details, u should ask people from the company who did the marketing strategy..... from consumer point a view, i can get the cashless convenience without worrying late payment / monthly carry forward balance of credit card which have high interest..... i don't have to schedule any payment since its deducted straight from my account....save my time....  |
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he-sham
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Apr 4 2008, 11:37 PM
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QUOTE(phat @ Apr 4 2008, 04:16 PM) I got both Credit card and maybank debit kad. Juz got both last month..hehe.. For me, the debit kad is a good thing bcoz maybank will charge 50sen on the 5th transaction onwards using the atm card. So, to avoid dat payment, i use the debit card.but as usual, shop owners dunt trust debit card. I argued with a bata shop during my 1st use of the card. Stupid cashier..dunt want to swipe my card juz bcoz its a debit card. But after a while, da supervisor came n swipe it. For credit card, i use it for emergency cases..but will most likely not use it at all.. why some merchants do not accept debit card i don't know.. they should accept it if they display MasterCard & Visa accepted logo... some merchants also set the minimum amount to use card..this i also dont understand... in the USA, even 2 bucks drink is preferable to use card rather than cash.... |
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he-sham
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Apr 6 2008, 03:51 AM
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QUOTE(phat @ Apr 5 2008, 11:17 PM) Owh..if only i read ur post earlier,i would have used dat exact word. I wanted to buy a new spectacles today,ask da cashier can use visa or not,then I gatal ask him can use maybank debit card or not?ofcourse he would say no..caused i wauz in a hurry,dunt have time to argue with him, so end up using my CC. But da prob with maybank debit card is dat maybank had been relentlessy advertising disdebit card. So ppl,esp the cashier,already know how da debit card looks like..as an example of the bata shoe shop, i didnt say dat its a debit card, but da cashier knew..dats why she doesnt want to swipe.. if its happen to me(the cashier dont want to accept), i will suggest to the cashier "better u peel off VISA/MasterCard logo in front of their shop & cashier counter or i'll complain to consumer body" ....stupid put that sticker but they dont accept when u want to use the card.... |
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he-sham
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Jun 5 2008, 11:13 PM
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QUOTE(artois @ Jun 5 2008, 09:29 PM) Thank you for the answer, now I know why I didn't get to buy online. Anyway, I apply SCB debit card because of the interest rate. i opened esaver & debit mastercard for 7% petrol rebate... too bad the promotion will end 30 June.... unlikely to extend due to hike in petrol price...but what can we do.... everyday we must consume petrol (for those with motorise vehicle la).. lets utilise it while still can !! higher petrol price mean higher 7% rebate....hehe  |
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he-sham
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Jun 11 2008, 04:11 AM
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QUOTE(Putraskyline @ Jun 11 2008, 02:27 AM) What card have 7% petrol rebate? but i guess u're too little too late to enjoy the petrol rebate... but still got other benefits such as high interest... |
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he-sham
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Jun 29 2008, 09:54 PM
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tomorrow the last day to pump petrol and get 7% cash rebate for standard chartered debit mastercard..
i just pump rm48 today....
hopefully they can extend the promotion.....
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he-sham
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Jul 11 2008, 06:32 AM
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QUOTE(he-sham @ Jun 29 2008, 09:54 PM) tomorrow the last day to pump petrol and get 7% cash rebate for standard chartered debit mastercard.. i just pump rm48 today.... hopefully they can extend the promotion..... hurray !!! my wish is granted !! Standard chartered extend 7% cash rebate for petrol !! this is a great news guys !! I was seeking to find a card with good rebate after the promotion end 30th june...i was thinking of DA cimbmastercard... but luckily std chartered extend their promotion !!! plus with cash price to be won !!! weekly !!  http://www.standardchartered.com.my/cb/dep...save/index.html
This post has been edited by he-sham: Jul 11 2008, 06:33 AM |
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he-sham
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Aug 12 2008, 06:21 PM
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Standard chartered debit mastercard cannot do online transaction/paypal yet... i have tried it... cannot... i also tried to pay celcom bill at their cash deposit & card kiosk using the debit card...it was also rejected....but for petrol its good becoz got rebate...
but for eonbank pavilion prepaid, can be used at celcom kiosk...
publicbank visa electron can be used to verify paypal....
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he-sham
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Dec 2 2008, 02:31 PM
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i used my pb visa electron to book ryanair ticket from london to frankfurt...
it's becoz only visa electron card doesnt have admisnistration charge in their booking system... all other cards, visa(credit/debit),mastercard(debit/credit),maestro,AMEX & bla bla all got card administration charges of £4...
my transaction was £17 and later i see the authorized charge at my card account online banking is RM95.43.... i dont know whether the rate is good or not...but i already saved £4.... very satisfy with PB visa electron...smooth transaction too....
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he-sham
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Jan 29 2009, 01:15 AM
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QUOTE(lwk523 @ Jan 28 2009, 08:13 PM) I'm going open esaver account but I have one question ...... Anyone can tell me ,,, standard chartered debit mastercard is more better or maybank debit card or this two card are the same ??? std chart debit mastercard : cannot verify paypal...other online transaction not sure.... maybank visa debit: cannot verify paypal...other online transaction not sure.... so basically the same...of course if u compare maybank to std chart, maybank better becoz their cash deposit machine is everywhere, even petronas got their CDM.......while std chart very CDM/ATM very limited ..... i'm using PB Visa Electron, verify paypal smoothly.... I purchased airline ticket online RyanAir also smooth sailing..... |
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he-sham
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Mar 22 2009, 01:16 PM
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QUOTE(GHz @ Mar 22 2009, 09:34 AM) in this situation, credit card is better. yerp....credit card u pump 3 times a day pon u wont rasa.....even in truth they already deduct rm600 from available balance....bcoz its not our money !!...huhu |
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he-sham
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Jun 28 2009, 12:10 AM
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public bank just imposed rm24 annual fee to my visa electron... thinking of change to day2day card la...
but that one not electron card right ?
advantage of visa electron is if book flight at ryanair or other cheap airlines in Europe, no need to pay card handling fee... other than visa electron, all need to pay 5 euro if im not mistaken...
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he-sham
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Jun 28 2009, 11:46 PM
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QUOTE(EddyHyip @ Jun 28 2009, 11:37 PM) Is there any bank that offer debit card... without annual fee? Or is there any criteria for waiving it? maybank visa debit... totally free when u apply new saving account with them... pls opt free 4 times withdraw per month.. |
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he-sham
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Jun 29 2009, 06:16 PM
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QUOTE(nanakopy87 @ Jun 29 2009, 05:41 PM) hmm,urs is saving account + pbve = 1 username or 1 username per account? i did check with them and they say must link coz 1 user 1 account for online banking FYI, only online LOGIN account will be link....but the PB VE card account will not link to the normal saving account... its normal practice...depend on the bank.....maybank2u also use one LOGIN account each customer for all its BANKING accounts regardless CC or SA... |
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he-sham
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Aug 9 2009, 03:26 AM
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QUOTE(MilesAndMore @ Aug 8 2009, 04:44 PM) BSN has VISA Electron since long time ago but it's not popular at all. CIMB has e.Mastercard. Basically it is a prepaid card. The downside of this card is that you cannot view your card transaction via cimbclicks.com.my. No statement will be mail to you either. You will however, still be able to check your card balance via any CIMB Bank ATM. CIMB Bank e.Mastercardso this cimb e.Mastercard no link to normal saving account ? can transfer money from SA to the card online at cimbclicks or not ?? |
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he-sham
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Aug 10 2009, 02:01 AM
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QUOTE(MilesAndMore @ Aug 9 2009, 04:16 PM) No. CIMB e.Mastercard is not linked to your normal savings account held with CIMB Bank. You can transfer money from your CIMB Bank savings account to the e.Mastercard through CIMB ATMs. If i remember correctly, you however, will not be able to transfer via cimbclicks.com.my. There were advertisements in The Star and The Edge a few weeks back. so where we can view our statement than ?? they send a paper statement or what ?? i think it would be perfect if it appear in cimbclicks.... i prefer debit card that not to be linked to saving account (like maybank visa debit & eonbank combi mastercard) becoz i think if its been stolen or lost, the card will easily been used by other people to purchase goods....if our salary goes into the account, even more disaster....huhu.... |
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