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e-Wallet Wechat Pay (MY) Discussion Thread V1, Officially launched!

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wilson1stop
post Aug 22 2018, 06:35 PM

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QUOTE(David83 @ Aug 22 2018, 07:29 PM)
FavePay and BP
I always my colleagues talk about BP almost everyday!
I didn't use FavePay!
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whats about Mybank QRpay? TouchNgo?
Maybe i should try Boost and Favepay.
wilson1stop
post Aug 22 2018, 06:49 PM

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QUOTE(talexeh @ Aug 22 2018, 07:39 PM)
Even the login for the app is not the same as the TnG portal LOL.

Anyway, TnG app will definitely see a huge increment of users soon when they start to introduce RFID.
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so this APP is going huge as wechat pay in coming future...
But they should able teload to existing physical cards.

QUOTE(xperiaDROID @ Aug 22 2018, 07:41 PM)
IMO, the e wallets to avoid currently are Maybank QRpay, TnG, Vcash, Kiplepay and other lesser known ones. They serve not much purpose other than hogging your phone storage.

There's a chance that you will install TnG, if they get their RFID and QR Transit (public transport) right, of course.

Boost and Favepay are the way to go for e wallets, Wechat Pay is still gonna be in your Wechat anyways so it wouldn't matter if you use it or not.
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haha, too many wallets and so confusing...

Still Korea and Hong Kong did the best thimgs with NFC, can buy cheap items with phone linked with just 1 card.
wilson1stop
post Aug 22 2018, 06:52 PM

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QUOTE(talexeh @ Aug 22 2018, 07:47 PM)
But he has tried to install on another phone IINM. I think it's his WeChat ID that has been locked down or something like that.

EDIT: I take that back. He has even tried to register as new user LOL.
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hmm, if like this.
According to their FAQ, then he need to submit ID verification?
wilson1stop
post Aug 22 2018, 07:37 PM

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QUOTE(xperiaDROID @ Aug 22 2018, 08:02 PM)
I guess it starts with the people's mentality in that particular country.

Like South Korea, people there prefer to pay using debit/credit cards for everything, even for a bottle of mineral water in a convenience store.

Like Hong Kong, they are lucky to have a unified card payment service like Octopus which is supported in almost everywhere, basically the company behind Octopus did everything right from the start, unlike our bloody money sucking TnG.

Also an extra mention to Japan, with their unified card payment service like Suica, basically a card that can be used almost everywhere, and can be linked to your Apple Pay or Google Pay.

With these kind of cashless societies, many people there are comfortable when paying by phone.

But we're not, cuz cash is still king for us.
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You got the points, not going working for MY, as 90% still PREFERRED cash only (which kept feeding our bloody sucker corrupted ex-goverments)

QUOTE(David83 @ Aug 22 2018, 08:11 PM)
TnG is a total failure.
They tried to mimick HK and SK but failed miserably.
With their closed environment business model, it is not going to leap anywhere forward.
Hope with the new government, they realize that they cannot be staying at the same technological time point forever!

Both merchant and consumers need to pay active role.
Cashless or mobile payment is a long way to go for MY.
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Users want freebies and cashback, but Merchants only needed low charges and frequently fund releases.

QUOTE(coolguy99 @ Aug 22 2018, 08:14 PM)
They tried to copy WeChat pay UI so hard! No wonder it looks kind of familiar when I used WeChat pay for the first time
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not copy, buy paid software license to those China developers.
So its a bit look alike. Including BOOST.

wilson1stop
post Aug 22 2018, 08:15 PM

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QUOTE(Lingohal @ Aug 22 2018, 09:11 PM)
Touch n go e-wallet is based on the alipay payment system. TNG Digital is a joint-venture concern with Alibaba Group affiliate Ant Financial Group.

Didn't want to download tng wallet previously but did it recently because of the RFID. Already registered to be a pilot user. It's supposed to start in Sep. RFID will be fully introduced starting next year.
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RFID pilot is free passing tolls or need use our own credits?
wilson1stop
post Aug 22 2018, 08:26 PM

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QUOTE(Lingohal @ Aug 22 2018, 09:22 PM)
Yes, be the pilot user and the installation of the sticker is waived. Not sure how much they will charge later. Top up using tng wallet app and then can pass toll using RFID lane.
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Can PM me how to become pilot?
I've installed TnG app and verified.
wilson1stop
post Aug 22 2018, 08:35 PM

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QUOTE(David83 @ Aug 22 2018, 09:30 PM)
thanks, but its for KL nearby only...
At least should offer nationwide...
wilson1stop
post Aug 22 2018, 09:16 PM

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QUOTE(alexanderclz @ Aug 22 2018, 09:48 PM)
wow u're rare species. most malaysians use whatsapp.
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He not alome, myself also dislike whatsappin the past.
But now due to majority Malaydians using whatsapp, then no choices lo.

This post has been edited by wilson1stop: Aug 22 2018, 09:17 PM
wilson1stop
post Aug 22 2018, 09:19 PM

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QUOTE(David83 @ Aug 22 2018, 10:17 PM)
In contrary, actually I don't like WeChat.
The most annoying gesture with WeChat is when people talking to each other using the walkie-talkie approach! doh.gif
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Agreed, but now our family chatting with speaker mode ON.
wilson1stop
post Aug 23 2018, 10:01 AM

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QUOTE(MGM @ Aug 23 2018, 10:57 AM)
Can we tansfer money in WeChat Pay to bank account? If yes, how n what is the charges?
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I'm trying, but need 3 days and FOC...
wilson1stop
post Aug 23 2018, 10:17 AM

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QUOTE(Xaser_3 @ Aug 23 2018, 11:03 AM)
Wow! 3 days is like cheque clearing. Taking too long. They should try and make it max 1 day or the best would be like instant transfer.
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FOC de wo, Boost, Vcash and others still got charges 2% or RM1

3 days is still better than those paid gateways need 14-days clearances...
wilson1stop
post Aug 23 2018, 10:25 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 11:22 AM)
I'm having doubts on BNM by the way they enforce something, if they were good, there wouldn't be issues like merchants imposing minimum amount for card payments. They provided a solution to report the merchants, but it doesn't help much but giving hassle to those who really wanna report, and those who wanna report will choose to give up instead because it's a waste of time.

Also, it's hard to change the mindset of the majority when they're heavy reliant on cash, and most here will only try out something when there's hype or benefits.
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Wechat success in China which mindset of CASH IS KING because og ANGPAO given...
Now same happening in Malaysia versions, if they wanna become biggest e-wallet in here.

So I'm guessing those other wallets also need to offers some promos or cashback to attractive users, only then Merchants will INTERESTED to adopt the gateway.
wilson1stop
post Aug 23 2018, 10:29 AM

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Sifus,

This campaigns ANGPAO only can get 1 time ONLY? or 1 time per days?
Attached Image
wilson1stop
post Aug 23 2018, 10:30 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 11:29 AM)
Not necessarily 3 days lah, it's just within 3 days.

Sometimes it could take as quick as 1 day if I'm not wrong.
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Yup, it's just to 3 days. thumbsup.gif
wilson1stop
post Aug 23 2018, 10:39 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 11:34 AM)
Like someone said before, the one with the deepest pocket will be the winner.

Boost has burned a lot of money from their cashbacks and promotions, and now they're leading the e wallet market, although it's still not that mainstream yet. Since their 50% cashback promotion is ending next week, hope they will have something more attractive to keep the hype going.

Wechat should do the same as well, Tencent has tons of money so it shouldn't be a problem.
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Maybe TnG coming to Top 3 since many road users will using RFID in future...

QUOTE(xperiaDROID @ Aug 23 2018, 11:36 AM)
1 time only.
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cry.gif cry.gif cry.gif I just got lowest RM3.88 nia
wilson1stop
post Aug 23 2018, 10:45 AM

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QUOTE(uglyduckling422 @ Aug 23 2018, 11:42 AM)
Sorry is bigpay cant use? it say invalid in wechat wallet
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bigpay is prepaid card, maybe you need a debit card linked with CASA Account of Malaysian-based banks.

or you can feedback to Wechat support to allow adding prepaid cards in future?

This post has been edited by wilson1stop: Aug 23 2018, 10:46 AM
wilson1stop
post Aug 23 2018, 10:53 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 11:46 AM)
Yup, as much as I hate TnG, I can see the potential of it and hope they can get their shit right.

Lowest no problem, can ask for money packets from friends or family. icon_idea.gif
I remember someone here once said that Bigpay couldn't be linked with Wechat Pay anymore.
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For MYR wallet, i can withdraw to bank.
But what's about CNY wallet funds?
I'm kept getting cashback and angpao from China sellers and friends.
How's you guys spending it? (CNY)
wilson1stop
post Aug 23 2018, 10:55 AM

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QUOTE(andry697 @ Aug 23 2018, 11:52 AM)
can't claim anymore? I received the message that run out of packets
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Yesterday 2pm already OUT of ANGPAO.
Then got virals everywhere, surely today kena REBUT giler-giler...
wilson1stop
post Aug 23 2018, 11:03 AM

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QUOTE(fruitie @ Aug 23 2018, 12:00 PM)
No way you can withdraw RMB unless you have linked a China account.

Spend in China.
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I see, is that HK bank account also consider China account? Have anyone tried it before?
wilson1stop
post Aug 23 2018, 11:38 AM

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QUOTE(xperiaDROID @ Aug 23 2018, 12:33 PM)
Spend in China, I guess.
It was said that it's until 28th August though.
Yup.
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My friend just told me spend in ctrip then buy a legoland ticket alike, so maybe can booking a hotel room or tour and paying CNY wallet?

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