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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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1mr3tard3d
post Feb 7 2023, 02:59 PM

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QUOTE(sonotme @ Feb 7 2023, 12:44 PM)
» Click to show Spoiler - click again to hide... «


Total spent was 500+, any idea why didnt get 10% cb?
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based on the cash back
user posted image
one mcd RM 13.40 has not been taken up (duplicate/cancel/post after statement date?)
what are the posted date of those 2 mcd and your statement date?

anyway, feel free to contact the customer care and appeal
1mr3tard3d
post Feb 17 2023, 12:56 PM

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QUOTE(rae0724 @ Feb 17 2023, 12:12 PM)
Was trying downgrade my One Platinum to One Classic
But the CS said cannot, need to reapply, a bit lazy for this
Then I just ask to cancel, since like really useless if I keep right?
Anyone same with me? haha
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if uob one classic were good for your usage, it would not be troublesome if u could get the credit card team to contact you

from my experience:
» Click to show Spoiler - click again to hide... «


just about to cancel One Platinum but who knows it might come in handy, might cancel before anniversary date

user posted image
1mr3tard3d
post Feb 18 2023, 02:06 AM

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QUOTE(uglyduckling422 @ Feb 17 2023, 03:57 PM)
wow. how to get such rebate ? minimum use? example petrol
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ya,
dining: just happened to incurred RM 1k+ for annual dinner, so the remaining just requires minimum use
grocery: just happened to stocked up beverage for CNY
grab reload wallet and pay for certain expenses

1mr3tard3d
post Mar 2 2023, 10:30 AM

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QUOTE(MGM @ Mar 2 2023, 09:59 AM)
Luckily uob1 classic min spend remains at 500
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they tried to streamline uob one platinum and citi cash back platinum
one classic and cash back have no difference
1mr3tard3d
post Apr 7 2023, 09:13 AM

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QUOTE(ScrappyCoCo @ Apr 5 2023, 10:47 AM)
I saw the list also stated certain 'branch', so specific? If i didn't spend on the certain branch then no CB even it's 99SM, AEON, Lotus, etc.?

I supposed pharmacies like watson, guardian etc fall under 'other' category with 0.2% CB, am i right?
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i don't think UOB restricts the cashback to particular branch
but when you check out at different level of AEON, for instance, only the grocery level mcc will be entitled to cash back
ya, i believe pharmacies fall under 'other' category, but they might accept grabpay wallet as payment method?

QUOTE(toysRash @ Apr 6 2023, 11:26 AM)
Wait, so this new card don't have dining category now?
If I go buy McD RM1000 now didn't entitle for cashback?
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wait, so did you previously spent RM 1000 on McD at the beginning 2-3 days each month to entitle the cashback?
1mr3tard3d
post Apr 8 2023, 02:29 PM

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QUOTE(ScrappyCoCo @ Apr 7 2023, 10:41 PM)
So for grab category, i just top up RM100 to grabpay wallet to get RM10 cashback every month?
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yes, topup grab wallet will be entitled to cashback in grab category too, provided meeting the monthly spend requirement
1mr3tard3d
post May 16 2023, 12:01 PM

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QUOTE(kevyeoh @ May 16 2023, 11:19 AM)
Anyone got such issue when trying to login via desktop web browser? i tried on desktop PC and laptop....still same issue so I am convinced it is not my PCs issue already...

now can only login using mobile app... else totally cannot click to go to enter username/password page...
user posted image
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still have issue now?
no problem here
you could also try pib.uob.com.my
1mr3tard3d
post May 17 2023, 03:01 PM

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QUOTE(xiaomoon @ May 17 2023, 02:05 PM)
no, just read last 2 page... cry.gif
later bank email may ask them cancel application bye.gif
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been using UOB card since 2019, no problem with waiving annual fee so far
they have included the annual fee waiver option via customer care (03-26128121) interactive voice response some time ago
not sure if there will be any problem after this revision
1mr3tard3d
post May 21 2023, 12:55 AM

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QUOTE(RitzyHoke @ May 20 2023, 10:10 PM)
Anyone here still using One Card? Been inactive for awhile but was thinking about using it ... but the t&c has changed to min spend 500 (whopping 1.5k for Platinum!!!), before the cashback kicks in.

Am I missing something? This is ... pretty bad?
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i presume u were referring to the previous weekend cash back on petrol, grocery, telecommunication?

was using one platinum for the RM 20 cash back on RM 400 petrol
at first, didn't find it attractive since the new cap of RM 10/RM 15 would translate to RM 100/RM 150 petrol
but then i realised RM 10 / RM 200 would still be 5% cash back, and need not to be weekend
also, grab wallet is widely accepted than i thought, including bill payment

so applied one classic and going to cancel platinum soon
1mr3tard3d
post May 21 2023, 12:35 PM

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QUOTE(RitzyHoke @ May 21 2023, 08:58 AM)
Previously you directly get cashback on petrol with no minimum spend, but now you have to spend 500 before getting any of the 10% cashback, right?
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true, otherwise would be 0.2% instead
if u have no spending in dining/grocery/grab wallet, perhaps it is not for u
1mr3tard3d
post May 23 2023, 01:46 AM

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QUOTE(Sushi_Mushi @ May 22 2023, 07:54 PM)
Oh, they allow you to "downgrade" the card?
I have one platinum but it's quite hard for me to achieve RM1.5k, so I'm thinking of changing to one classic too
Where do you apply it by the way?
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lol.gif , unfortunately no, but u r allowed to apply One Classic in addition to One Platinum

either fill up the application form
or
left them with contact information

my experience was:
» Click to show Spoiler - click again to hide... «

1mr3tard3d
post May 23 2023, 08:06 PM

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QUOTE(KekTart @ May 23 2023, 05:49 PM)
Sigh that’s what I thought. I should’ve cancelled the application then and there. I ady felt something wasn’t right. These people are soooo dishonest. I even specifically asked if I can not apply PRVI but she say it’s a must.

I Think I’d cancel my uob cards. Due to me being conned into registering insurance to the cards, and I hardly use my uob one as well. The guy over the telephone said this insurance is freeeee!! Not even once did he mention the premium. All they said is you don’t have to pay anything if you clear your cc in time. After the call, I did a research, the premium is actually charged on the outstanding.  Yea technically it’s free if you clear your CC balance religiously lmao. Can’t believe I got word-played. But I guess I was too naive to know how things work.
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not aware of any cash back associated with PRVI Miles lol.gif

u reminded me of the 'free insurance'
they had contacted me about three times to convince me to subscribe to this insurance
and i repeated the same answer over and over again, which is settling the outstanding before the statement date is kind of defeating the purpose of owning a credit card lol.gif

QUOTE(ScrappyCoCo @ May 23 2023, 06:29 PM)
Can somebody advise the cashback is based on calendar month or statement month?

I just received my CC, wondering should i activate it on 1st June or it doesn't matter.
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refer to the T&C of the respective card?
EVOL --> calendar month
One --> statement

not certain about the statement date, but not related to activation date i think

This post has been edited by 1mr3tard3d: May 23 2023, 08:09 PM
1mr3tard3d
post Jun 9 2023, 11:43 AM

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QUOTE(ScrappyCoCo @ Jun 9 2023, 11:34 AM)
For One Classic, if let's say i buy RM300 groceries at jaya grocer every month, understand that i can only get RM10 cashback cap from RM100 (10% rebate). Will the balance RM200 gets into the 'other retail' spending for 0.2% cashback? Same goes to petrol, grab reload etc. ?
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no, it does not work that way
the cash back is based on category (MCC)
the MCC won't be changed even you have fully utilised that respective category
1mr3tard3d
post Jun 9 2023, 11:51 AM

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QUOTE(ScrappyCoCo @ Jun 9 2023, 11:46 AM)
Thanks. Then i guess i can just use other card even for just point collection after hit the RM100 cap for each category.
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for grocery and petrol, u might complement with weekend card
mbb islamic or hl wise
1mr3tard3d
post Jul 17 2023, 02:39 PM

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QUOTE(Barricade @ Jul 17 2023, 12:33 PM)
UOB One platinum can get annual fee waived easily?
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if you are new-to-card, will get 3-year waiver

used the IVR and received the waiver
user posted image

the annoying thing is they granted the waiver in the next statement despite requesting right after the annual fee was charged
received the waiver for the second time
not much spending, no 12 transactions a year
ready to cancel this card if the annual fee waiver is not granted anyway
1mr3tard3d
post Jul 17 2023, 04:02 PM

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QUOTE(richtrons @ Jul 17 2023, 03:41 PM)
just to confirm , new-to-card will get 3 year waiver means anyone newly apply any UOB card from uob will get 3yrs AF waived? cause now i only see application through 3rd party like ringgitplus has 3yrs AF waived
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acquisition campaign

referring to paragraph
QUOTE
11. In addition, Eligible Cardmembers whose application is submitted during the Campaign Period and successfully approved by UOB Malaysia on or before 31 October 2023 will be entitled to enjoy a 3 years’ annual fee waiver as per the table below:

eligible cardmembers:
QUOTE
Customers who fulfil the Qualifying Criteria are hereinafter to be referred to as (“Eligible Cardmembers”).

qualifying criteria
QUOTE
4. Customers must fulfil the following criteria (“Qualifying Criteria”) to be entitled to receive the Cashback (“Gift”) set out below:
i. Eligible Card application is submitted during the Campaign Period and approved by UOB Malaysia on or before 31 October 2023.
ii. Activate the approved Eligible Card and perform a minimum of eight (8) Retail Spend transactions within 60 days from Eligible Card approval date.

1mr3tard3d
post Jul 20 2023, 10:21 AM

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QUOTE(richtrons @ Jul 17 2023, 04:09 PM)
if i am currently holding a supplementary card from my mother. does this means i am currently having a existing card issued by UOB?
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sorry, i have no idea for this
1mr3tard3d
post Jul 20 2023, 02:39 PM

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QUOTE(JasonthegreatTWO @ Jul 20 2023, 02:11 PM)
Guys wanna ask.
Last time with citibank i can always waive annual fee. Now UOB still can? just realized one of my card that just got converted will be charged rm600 annual
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60326128121
1 --> 1 --> 2 --> hold --> 2 --> 1 --> 1

1mr3tard3d
post Jul 26 2023, 12:07 PM

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QUOTE(skty @ Jul 22 2023, 02:41 PM)
anyone know what will happen for the following scenario:

I have a uob one platinum visa and a citibank cashback visa (not platinum) that has been converted to uob one classic visa.

Can one customer actually have both uob one classic visa and uob one platinum visa at the same time and enjoy separate cashback quota for each card?
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for the time being, yes

user posted image
1mr3tard3d
post Aug 17 2023, 10:13 AM

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QUOTE(victorian @ Aug 17 2023, 12:03 AM)
I swear UOB is really messing up this migration.

I reloaded rm500 to my grab just now and did not get any reward.

I'm assuming something is wrong with their system, look at the OTP I received
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nah, unlike citi, uob does not display (accumulate) the cashback u r entitled to until statement is released
only contact/report when your statement does not credit the cashback u r entitled to

QUOTE(Nshade @ Aug 17 2023, 02:19 AM)
I got 1 time where i didn't get my cash back because of the post date.

I pumped my petrol 8 days before my statement due. The petrol station only posted after 10 days later which exceeded my statement date. UOB can't help much from there even after I escalated.

So i had to spend everything at least 14 days before the statement day. No choice, else all the things i spent would be for naught.
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damn, i usually just cutoff 3 days ahead, 14 days is epic

QUOTE(jerantut2011 @ Aug 17 2023, 04:46 AM)
For existing cardmembers, is it easy to apply for additional (principal) cards?
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relatively easy if able to contact their credit card team, and the additional card has equivalent or lower income requirement

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