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Credit Cards UOB Credit Cards v9, Ex citi read post 2
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fruitie
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May 1 2018, 10:18 PM
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Rise and Shine
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QUOTE(revolution @ May 1 2018, 10:09 PM) from my statement.. cashback ended around 15th of the month...i only received around rm30++ i calculate back all the transaction after 15th is not credited.. Share your exact amount of cash back and all transactions from 1st to 31st March here. Curious to see what are the transactions got excluded since forummers still got cash back for transactions incurred after 20th. Your case most likely not due to FCFS but transactions which are not entitled for cash back.
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fruitie
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May 2 2018, 11:47 AM
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Rise and Shine
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QUOTE(revolution @ May 2 2018, 11:39 AM) im quite sure all are entitled for cashback because i tracked everymonth and i even break down to every transaction amount to match the amount cashed back. the cash back amount matched exactly until my 14th March Transaction Only. The rest of the transaction includes mostly on F&B like McDonalds and some restaurant in Mid Valley. Too bad for your case as we cannot help much by just reading these posts. Others till got their cash back after 20th.
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fruitie
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May 2 2018, 12:17 PM
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Rise and Shine
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QUOTE(cybpsych @ May 2 2018, 12:13 PM) how did you derive min 16x transactions? your 8 Mar transactions are all <rm10 to same merchant, considered as 1 transaction, right? I thought the new T&C only came effect on 1st April?
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fruitie
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May 3 2018, 06:11 PM
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Rise and Shine
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QUOTE(Omgf @ May 3 2018, 05:24 PM) When will April transaction cashback show? End of May? For YOLO? Yes, by end of following month.
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fruitie
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May 3 2018, 11:02 PM
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Rise and Shine
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QUOTE(JuneResources @ May 3 2018, 10:51 PM) Sorry I can't get the point for the transactions less than RM10. Perhaps my understanding is not very good. I do like this scenario will make me more understanding... Assume today (03 May 2018) I pay my digi bill RM5... On 05 May 2018, I pay again the digi bill RM5. The continue on 10 May, I pay again the digi bill RM3 At the end of the month of May, how many transactions did I make for this digi bill? a) Only 1 transaction only because your transaction is less than RM10 b) 2 transactions because total up is RM10 (RM5 on 03 May 2018 + RM5 on 05 May 2018) EXCLUDE RM3 on 10 May c) 3 transactions because it count transaction per day d) None all the above answer.. What is the correct answer? ©
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fruitie
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May 3 2018, 11:11 PM
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Rise and Shine
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QUOTE(JuneResources @ May 3 2018, 11:05 PM) Oh I see... count as per day ya.. If wanna to swipe min 8 times, then need to take 8 days to swipe for the transaction less than RM10.. Am I right? If wanna to swipe 16 times, then need to take 16 days everyday to swipe.. Hmm....  A bit silly idea.. That's why I swipe 16x more than RM 10 on 1st of the month, actually I will swipe all RM 633.34 every month's 1st.
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fruitie
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May 3 2018, 11:44 PM
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Rise and Shine
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QUOTE(herc @ May 3 2018, 11:15 PM) Oh ya.  Mixed up with RM 833.34.
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fruitie
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May 13 2018, 02:21 PM
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Rise and Shine
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QUOTE(MiKE7LIM @ May 13 2018, 02:01 PM) hmmmm  means March CB out early? coz I compare March VS April CB date.... just checked..nothing update still.. Current month's cash back will be out by end of following month. As in which date, nobody knows but usually around 20s of the month. April cash back will be around 20s May if nothing happens.
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fruitie
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May 13 2018, 03:50 PM
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Rise and Shine
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QUOTE(MiKE7LIM @ May 13 2018, 03:46 PM) thanks....will check again after 20th  thanks for your effort in make me clear.... guess I really need relook into the effort spent on this card....  You can just follow this thread and forummers will update here when it's already posted. However, don't be worried if you still haven't seen yours posted because the cash back is by batches, some may get it 1 or 2 days later.
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fruitie
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May 15 2018, 09:04 PM
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Rise and Shine
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QUOTE(berrycoo~ @ May 15 2018, 08:09 PM) Anyone knows if the UOB YOLO card have high chances to get the cashback? Since they say only first RM110,000 can get. Also is annual fee waiver possible for this card? I have been getting every month without fail, most of us actually. For my case, I will spend on the first day. So long you spend at least once per month for consecutive 12 months, it will be auto-waived. Already auto-waived last year, I foresee no issue for this year as well.
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fruitie
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May 15 2018, 09:17 PM
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Rise and Shine
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QUOTE(berrycoo~ @ May 15 2018, 09:07 PM) How do you manage to spend all on first day? Pay bills.
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fruitie
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May 15 2018, 10:29 PM
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Rise and Shine
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QUOTE(berrycoo~ @ May 15 2018, 09:54 PM) Nice. I think I may apply for this card. Is UOB chance of rejecting application high? Like do they check your CTOS/CCRIS record? Every bank will at least check CCRIS and other assessments as well.
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fruitie
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May 20 2018, 03:39 PM
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Rise and Shine
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QUOTE(hanashi @ May 20 2018, 03:36 PM) I managed to swipe 8x (4 for dining and 4 for petrol) between the date of opening and closing balance. The cash back does not reflect after the closing balance for this month. Does the cash back will only be given on the next statement? This month's cash back will be in by end of following month.
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fruitie
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May 22 2018, 07:23 PM
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Rise and Shine
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Thanks for the alert. Got my RM 50 too.
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fruitie
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May 31 2018, 06:24 PM
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Rise and Shine
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PSA: If you intend to pay Digi bills at today's midnight since it is 1st June, then please be noted the bill payment and reload service via app will be disabled for maintenance from 11.45 p.m. to 12.45 a.m. I will be affected as well.
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fruitie
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Jun 2 2018, 01:47 PM
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Rise and Shine
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QUOTE(jack2 @ Jun 2 2018, 01:35 PM) MBB FCB VS is apa card? MBB Visa signature? Refer to this thread: https://forum.lowyat.net/index.php?showtopic=4067746 It has all the information on first two posts. They are two different cards.
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fruitie
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Jun 3 2018, 06:50 PM
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Rise and Shine
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QUOTE(tcken @ Jun 3 2018, 06:40 PM) Just saw the yolo card annual fee charges. Can it be waived? Did you fulfill at least one swipe every month for consecutive 12 months? If yes, then call in to ask them to check their system and waive for you. Earlier some of the members faced with this issue. If you don't, then no choice but to call in to "beg" for waiver but will be on bank's decision.
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fruitie
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Jun 3 2018, 10:57 PM
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Rise and Shine
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QUOTE(tcken @ Jun 3 2018, 10:48 PM) CS already helped me to do waiver request but it needs to take 3-4 working days for approval. I'll keep you guys updated once I get the answer.  Usually it will waive without GST (assumed it was posted before 1st June), so if that happens, can call to waive GST.
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fruitie
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Jun 8 2018, 05:00 PM
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Rise and Shine
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QUOTE(cybpsych @ Mar 8 2018, 06:24 PM) again!  uob is tightening the repetitive swipe rules! Revision of UOB YOLO Card Terms & Conditions (Effective 1 April 2018)Terms and Conditions: ENG | BM// 14. For the avoidance of doubt, any transaction which falls below RM10 charged consecutively to the Card at the same participating merchant within the same day will be considered as one (1) transaction for the purpose of calculating the Total Number of Transactions. //**** gotten feedback from uob csu via email  **** // Dear Sir/ Madam,
We refer to your email dated 8 March , 2018 addressed Customer Service Department on above mentioned subject.
We would appreciate if you could refer to our replied in YELLOW
1) This will only affect transactions <RM10 only? Yes
2) What if my transaction is exactly RM10? Will it be affected by this new T&C? Transactions RM10 and above will not be affected.
3) If I have 10 transactions which are RM10 or more per transaction, for the same participating merchant, the calculation for "Total Number of Transactions" = 10? Kindly confirm. Yes. Should you need further clarification, please email us at uobcustomerservice@uob.com.my. Alternatively, you may contact our 24-hours Customer Service Officers at 03-2612 8121 (KL), 04-2401 121 (PNG), 07-2881 121 (JB), 082-287 121 (KCH), 088-477 121 (KK) for assistance.
We look forward to your reply and hope to be of service to you.
Yours sincerely,
Hema Preetha Customer Service Unit United Overseas Bank (M) Bhd (271809K) //QUOTE(warren11 @ Jun 8 2018, 04:56 PM) Hi, For YOLO card, for the qualification as # of transaction, is there any minimum amount required? Can go below RM1 and still counted as 1 transaction? Thanks Read above. Yes and no for your question.
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fruitie
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Jun 8 2018, 05:24 PM
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Rise and Shine
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QUOTE(warren11 @ Jun 8 2018, 05:10 PM) Yes thanks. I have read it. Maybe I elaborate the scenario clearly. Make daily payment of RM0.50 to same merchant from 1st till 16th June for 16days in a row, does it counted as total 16 transaction? Thanks Yes. But whether after 16th still have cash back pool left for you or not, that's different story..
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