I supposed yes. The 16x is for whole month.

Yes.

I don't have OneCard and these two cards have different benefits. I will not use OneCard due to its difficulty to waive AF.

Then just keep it as backup.

Yeah, got the SMS for few times before this. Only waived the upfront payment, don't be attracted which I'm quite sure many of us don't.

Got mine too. RM 50 for usual bill payments and JomPay.

Yes safe.

I saw somewhere, Lazada needs to try after 8.00 a.m. to be considered same day else it will fall on previous day.

I didn't get anything.

Maybe my spending is too little, RM 390.10 only. Maybe I should shift my Digi payment from MyDigi app to JomPay too.

Just saw:
Week 11 2 July 2018 – 8 July 2018

Week 10 will end on 1st July. Looks like I will participate in Week 11 and July cash back.

My JomPay is more than 20, just to complement my 16x payment via MyDigi app in case some of the transactions didn't go through.

Yes, need to re-plan again. No harm to try since I'm going to pay my bills via JomPay anyway. Without GST makes my spending lesser. Oh, the irony.

I just calculated, I have more than enough with two UniFi accounts, Digi and Astro. Excess will pay with AmEx during this weekend.

I just logged into UOB and noticed I cannot add JomPay accounts as favourite without payment. Looks like I can only do it when I pay on 2nd July.

I only added two UniFi accounts there which I did earlier and thinking to add Digi and Astro to ease my life on 2nd, but it is not possible.

This post has been edited by fruitie: Jun 27 2018, 04:26 PM

Thanks for the information. I was thinking to achieve only 16x and the rest just pay full in one payment, looks like I will need to split as many as possible.

For my case, RM 625 can only get 28x because different amounts... Max is 31x but need to spend additional RM 4.
Still thinking if I want to be petty for RM 629 and getting RM 50 cash back (no longer 8%). Maybe I should to take the risk and who knows I will get additional RM 50.

Managed to re-arrange my expenses and make it RM 625 for 31 transactions.

Usually I swipe at least 16x on 1st right after midnight but for this round I will do it on 2nd.

All credit cards details is saved.

Which part is wrong? Please explain this so-called etiquette. I want to know.
Tell this to UOB too, tell them the rule is stupid. You have no right to condemn others. Your sarcasm doesn't work with me.

This post has been edited by fruitie: Jul 1 2018, 01:10 PM

Where's the loophole? Did we explicitly abuse it? We just split payment to fulfill the criteria. I will be more than happy if they just allow others to spend as we like just like other cards or their previous practice.

Yes, you are the only almighty one while what others are doing is "abusing loopholes".

Calling others as abusing loopholes doesn't look good on you. I bet nobody is interested to split payment into 16x and spend earlier. If getting a credit card is not to enjoy its benefits (since most of our intention is to enjoy benefits like cash back, don't tell me you don't) then might as well don't.

That's the criteria and we follow it. Just like MBB AmEx cash back is only for weekends, Ikhwan MC is for Fridays and Saturdays, are we abusing too since we spend according to the criteria?

I can't answer on behalf of UOB. Why would I? I don't bother whatever their criteria are because we as users know how to adjust and adapt to the changes. If we can't, just move on.

From the beginning, I was just questioning on your view calling others as "abusing loophole" and the so-called "etiquette". I don't care what UOB is applying.

This post has been edited by fruitie: Jul 1 2018, 01:37 PM