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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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SUSDavid83
post Sep 8 2018, 11:10 PM

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QUOTE(ken120 @ Sep 8 2018, 10:58 PM)
IDK but did confirm that i receive their cc related department call for the offer of stay.  whistling.gif  whistling.gif

nope, not yet since i terminate 1 month early of my card anniversary which fall on next month, AF will be waived immediately and SST will be credited as cashback term which will reflected on my november statement and i need to pay it on my card anniversary month
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That means AF is charged on statement or online ledger but SST hasn't appeared yet.
SUSDavid83
post Sep 12 2018, 10:45 PM

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So far it seems like UOB is generous in absorbing SST.
I may see light for my UOB ONE. laugh.gif
SUSDavid83
post Sep 19 2018, 09:38 PM

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QUOTE(znzn @ Sep 19 2018, 09:32 PM)
Last week called UOB to cancel card due to SST.. Today received call from UOB saying that they will give rm25 cashback in october to waive the sst fee if swipe 3 times in 60 days
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Mind asking if SST has been appeared in your online ledger?
SUSDavid83
post Sep 19 2018, 11:19 PM

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So the practice to push your luck is to call them before SST appears in unbilled statement?
SUSDavid83
post Sep 20 2018, 04:23 PM

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I thought all calls to CS are recorded?
SUSDavid83
post Sep 20 2018, 05:19 PM

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QUOTE(JuneResources @ Sep 20 2018, 04:54 PM)
Just answer this ques... How to determine that your call has been recorded? whistling.gif
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I thought during the call, it does mention: Your call is recorded for training and quality improvement purpose bla bla
SUSDavid83
post Sep 22 2018, 12:59 PM

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I thought somebody mentioned once posted cannot waive right?
SUSDavid83
post Sep 24 2018, 01:41 PM

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QUOTE(fkinmeng @ Sep 24 2018, 01:40 PM)
for preferred platinum: under dining "Make every bite count and receive Cash Back when you dine at participating merchants."

not all makan place also counted ah? doh.gif
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Keyword: participating merchants
SUSDavid83
post Sep 24 2018, 01:52 PM

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QUOTE(fkinmeng @ Sep 24 2018, 01:44 PM)
[attachmentid=10036163]

so to know which restaurant is included, only way is to call CS?
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From my understanding, it should include all restaurants or dining places using that two particular MCCs even thought the phrase "participating merchants" is somehow misleading.

This post has been edited by David83: Sep 24 2018, 01:53 PM
SUSDavid83
post Sep 26 2018, 01:45 PM

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QUOTE(neobie @ Sep 26 2018, 01:30 PM)
Havent received any cash back on september.
Is there any specified date that cash back should be given ?
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Cash back for August or September spending?
SUSDavid83
post Oct 2 2018, 03:25 PM

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QUOTE(ms6309 @ Oct 2 2018, 03:23 PM)
Same. I have called to cancel my UOB ONE since last 2 weeks and waiting for their call from retention team on offer but no news. Then today I realized that the card is removed from online banking. cry.gif
Can I call them back to re-activate the card? How to get offer to waive SST then?
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If the retention team didn't call you, then no SST and/or AF waiver.
Very likely the card proceed for cancellation.
Call them to re-activate will need to pay for the SST and/or AF.

This post has been edited by David83: Oct 2 2018, 03:25 PM
SUSDavid83
post Oct 2 2018, 03:32 PM

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QUOTE(ms6309 @ Oct 2 2018, 03:30 PM)
I have used this card since '12. Kind of miss it....
There is no way to get the SST waiver from CS team? I got the AF waiver for 2 years last year.
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How you plan to force people to offer you?
If they don't want offer you, what can you do?

This post has been edited by David83: Oct 2 2018, 03:40 PM
SUSDavid83
post Oct 2 2018, 05:45 PM

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QUOTE(boonykun @ Oct 2 2018, 05:43 PM)
Hmm... New promotion...Cash Withdrawal Fees waived... But interest not waived...?

Can take cash out and use other cards to do Balance transfer? :-D (Lets say Aeon~)

Cash Advance Fee ->5% or RM20, (whichever is higher) for each Cash Advance Withdrawal.

Finance Charge -> 18% per annum

https://www1.uob.com.my/ca.pdf

Any comment on this?  whistling.gif
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The moment you take out the cash; that amount withdrawn is subjected to daily ticking interest.
SUSDavid83
post Oct 8 2018, 04:18 PM

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QUOTE(nite_eif @ Oct 8 2018, 04:17 PM)
how good is Yolo /One Card compared to CIMB Cash Rebate cards..considering the cards..if it is good enough..
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For YOLO, much better if you're using for Online & Dining.
CIMB Cash Rebate no longer rewards cash back for online in case you're not aware of.

For ONE, it only useful for weekends.

This post has been edited by David83: Oct 8 2018, 04:22 PM
SUSDavid83
post Oct 10 2018, 10:52 PM

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QUOTE(qu3vax @ Oct 10 2018, 10:49 PM)
OKay, thank you~

and also why uob always tend to split payment... i feel weird about it. let say paying rm500, it splitted into 2. anyway as long as paid i also dont mind.
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You can call CS to disable that if you have more than 1 cards (including BT since BT will create a separate account number).
SUSDavid83
post Oct 15 2018, 07:50 AM

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Called UOB to cancel my ONE card.
The CS said AF and SST will be charged on December 1st.
I told her that my statement falls on 15th.
She said will proceed for cancellation and temporary blocking my card.
She asked me to call back after 10 working days for confirmation in case retention team calls me for any waiver offer.
SUSDavid83
post Oct 15 2018, 10:39 AM

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QUOTE(JuneResources @ Oct 15 2018, 10:38 AM)
Remember update us if any retention teams offer.
I also wanna to cancel for One card since got back up for MB Amex which I normally pump the petrol only...

The AF will start charge on next year April... So same thing SST will charge also...
Thus, do I need to stop transaction next month onwards and call cancellation card? Or is it still early for cancellations?

Need some advice... tongue.gif
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Recently I started to use this ONE card back for petrol after I cancel the Ikhwan Mastercard.
SUSDavid83
post Oct 15 2018, 10:43 AM

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QUOTE(LostAndFound @ Oct 15 2018, 10:42 AM)
Better than Maybank2Kard AMEX for petrol meh?
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I don't have MBB2 AMEX!

SUSDavid83
post Oct 15 2018, 12:38 PM

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QUOTE(LostAndFound @ Oct 15 2018, 11:22 AM)
You mentioned Ikhwan, which means not hard for you to get it.
Don't forget the 5x TreatsPoints for Amex, which is why I said it's better than UOB One for petrol on weekend. And you still get that 5x on weekday spend. Effectively slightly above 1%.
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If you knew my story well, I failed to get even MB FCB VS.
I had appeal many times.
Now, I have lost interest at MBB at all!

This post has been edited by David83: Oct 15 2018, 12:50 PM
SUSDavid83
post Oct 15 2018, 01:05 PM

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QUOTE(LostAndFound @ Oct 15 2018, 12:54 PM)
Fair enough. Pretty sure you could have converted your Ikhwan to Maybank2Kard (Visa Signature isn't much better, and that annual fee!).
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I did try to split limits from Ikhwan as instructed by the MBB officer but still failed!


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