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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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SUSDavid83
post Jul 1 2018, 12:56 PM

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QUOTE(TongCN @ Jul 1 2018, 12:54 PM)
Lol.. such a pain when need enter so many times
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For the sake of the cash back, you need to go to that extent! whistling.gif
They're very proud of this etiquette as long as they can milk as much cash out from the bank.
SUSDavid83
post Jul 1 2018, 01:16 PM

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QUOTE(fruitie @ Jul 1 2018, 01:09 PM)
All credit cards details is saved.
Which part is wrong? Please explain this so-called etiquette. I want to know.
Tell this to UOB too, tell them the rule is stupid. You have no right to condemn others. Your sarcasm doesn't work with me.
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If you're seeing my statement is WRONG at all, please report me or ban me since you're carrying the RED tag.
You have the highest authority.
I'm standing on my view.

This is Malaysian mentality.
Abusing loophole is always right.

We can constantly see all these tricks at several threads: BT, BigPay, Samsung Pay and UOB.

I won't even want to call UOB stupid at all.
They have their right to protect their interest.
Only people thinks that they're smart will call other party stupid.

This post has been edited by David83: Jul 1 2018, 01:18 PM
SUSDavid83
post Jul 1 2018, 01:19 PM

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QUOTE(vez @ Jul 1 2018, 01:10 PM)
yalol...  luckily maxis have maxi pay, i just login and choose which card to use, then pay  sweat.gif
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Certain website able to store CC details but there's risk in doing so.
MyTNB app, DiGi OCS.
SUSDavid83
post Jul 1 2018, 01:21 PM

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QUOTE(fruitie @ Jul 1 2018, 01:20 PM)
Where's the loophole? Did we explicitly abuse it? We just split payment to fulfill the criteria. I will be more than happy if they just allow others to spend as we like just like other cards or their previous practice.

Yes, you are the only almighty one while what others are doing is "abusing loopholes".
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If it's not due to abuse, why UOB revises their original spending criteria?

SUSDavid83
post Jul 1 2018, 01:32 PM

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QUOTE(fruitie @ Jul 1 2018, 01:28 PM)
Calling others as abusing loopholes doesn't look good on you. I bet nobody is interested to split payment into 16x and spend earlier. If getting a credit card is not to enjoy its benefits (since most of our intention is to enjoy benefits like cash back, don't tell me you don't) then might as well don't.

That's the criteria and we follow it. Just like MBB AmEx cash back is only for weekends, Ikhwan MC is for Fridays and Saturdays, are we abusing too since we spend according to the criteria?
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Sister, you didn't answer the big question and don't divert the focus of the question by putting blame on me and citing me to call others to abusing the loophles!

Why UOB revises their original spending criteria put so many restrictions?
If UOB doesn't feel that it's due to abuse, why they want to the preemptive action by revising the original criteria and impose tighter restrictions?
The original criteria makes everybody happy! But why they revise it?

This post has been edited by David83: Jul 1 2018, 01:33 PM
SUSDavid83
post Jul 1 2018, 01:38 PM

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QUOTE(fruitie @ Jul 1 2018, 01:36 PM)
I can't answer on behalf of UOB. Why would I? I don't bother whatever their criteria are because we as users know how to adjust and adapt to the changes.

From the beginning, I was just questioning on your view calling others as "abusing loophole" and the so-called "etiquette". I don't care what UOB is applying.
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Please ban me!
I'm willingly to accept it provided that you're standing at top of the mountain and standing by that you're absolutely ethically right with your actions.
I have no regrets and won't retract my statement!

This post has been edited by David83: Jul 1 2018, 01:40 PM
SUSDavid83
post Aug 5 2018, 01:01 PM

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QUOTE(MiKE7LIM @ Aug 4 2018, 11:09 PM)
my visa plat....received CB of RM40+ ....
I think I never used the card ...................suddenly got free money...
reflected 31Jul2018
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What is the description of the transaction?
SUSDavid83
post Aug 23 2018, 02:16 PM

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My UOB ONE anniversary falls in November 2018.
Will proceed to cancel it since I didn't use it nowadays!
SUSDavid83
post Aug 24 2018, 07:23 PM

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user posted image
SUSDavid83
post Sep 3 2018, 10:56 PM

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QUOTE(sendohz @ Sep 3 2018, 10:54 PM)
Rm25 already posted in my unbilled transaction
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Congratulation! rclxms.gif
Seem like you're the first in this UOB thread!
SUSDavid83
post Sep 4 2018, 10:50 AM

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QUOTE(limjenson @ Sep 4 2018, 10:48 AM)
Anyone having issues login to UOB internet banking?
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No problem.
I logged in about an hour ago!
SUSDavid83
post Sep 5 2018, 07:34 AM

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QUOTE(chanlman @ Sep 5 2018, 05:24 AM)
Wait for prize money come into our account first by Sep end or early Oct. No money no winners.

Guess starting August can't play split bills anymore.... It will be hard to find even 16 unique biller accounts.

Actually how UOB knows we are splitting bill of RM20 to same biller? Anyone could be paying outstanding bills due months ago but prefer to pay now one by one. UOB won't know and won't ask for proof what? 😁🤔
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They may not know but same/almost same small amount to the same payee on the same day or within small time gap in the same day.
They won't ask but they use algorithm to assess and judge. Or could be manual job like PBB Spend4MoreCB campaign.
SUSDavid83
post Sep 5 2018, 10:25 AM

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QUOTE(Ramjade @ Sep 5 2018, 10:24 AM)
How you guys participate in the Jom pay contest?  Via uob Internet banking or Jom pay page itself?
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Of course UOB PIB.
JomPay website doesn't support payment.
Banks incorporate JomPay into their Internet/mobile banking platform.
SUSDavid83
post Sep 5 2018, 10:29 AM

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QUOTE(Ramjade @ Sep 5 2018, 10:26 AM)
Which means use UOB YOLO  to pay via Jom Pay. Am I right?
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For max CB, of course it's better to use YOLO.
But not restricted to that particular card.

This post has been edited by David83: Sep 5 2018, 10:39 AM
SUSDavid83
post Sep 5 2018, 01:35 PM

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Received a SMS.
Due to festival promo, Cash Advance fee is waived!
SUSDavid83
post Sep 5 2018, 02:11 PM

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QUOTE(MGM @ Sep 5 2018, 02:06 PM)
The interest rate of 18% p.a is industry standard.
SUSDavid83
post Sep 5 2018, 05:25 PM

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My friend received this CB: DORMANT FEE 3% to 5% CB

Is this common for UOB?
SUSDavid83
post Sep 7 2018, 05:42 PM

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QUOTE(cybpsych @ Sep 7 2018, 05:08 PM)
user posted image

ENJOY RM8 OFF GRAB RIDE WITH UOB VISA CREDIT CARD

Terms and Conditions
Valid for UOB Visa Credit Card customers who are saving their UOB Visa Credit Card on GrabPay for the first time.
RM8 off Grab ride is limited to one redemption per cardmember throughout the campaign period and is non transferrable.
Valid for 2 weeks after the date it is awarded to the cardmember on their Grab app under “My Reward”.
Full Terms and Conditions : ENG | BM
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I think I received SMS on this!
SUSDavid83
post Sep 7 2018, 10:31 PM

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QUOTE(cybpsych @ Sep 7 2018, 09:09 PM)
yeah, I terminated PBB n mbb cards, told them not to suspend the cards but  to outright terminate them laugh.gif
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How you know that your MBB card is only suspended instead of being cancelled right away?
SUSDavid83
post Sep 8 2018, 07:56 PM

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QUOTE(ken120 @ Sep 8 2018, 07:47 PM)
call for terminate my one card yesterday, today receive call from uob to counter offer me 2 year annual fee and service tax waive. rclxms.gif
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They work today? blink.gif

Congratulations!
Have AF and SST charged to your statement or online ledger?

This post has been edited by David83: Sep 8 2018, 07:57 PM

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