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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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cybpsych
post Mar 20 2018, 02:31 PM

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QUOTE(cybpsych @ Feb 22 2018, 10:00 PM)
with the recent reports of yolo's new cashback, now i'm joining the fun smile.gif

just did 13x JOMpay @ PIB. already got 3x trx did in early Feb, so was just betting whether can still achieve 8% cb from 16 total swipes this month biggrin.gif

noticed certain biller (merchant) impose min amount per JOMpay transaction. example:

TNB, min RM1 per transaction.
U MOBILE POSTPAID, min RM1 per transaction
SYABAS, min RM6 per transaction

payment via JOMpay @ PIB is darn easy and much faster than traditional cc payment portal. 1st time new biller will need OTP. subsequent payment is without OTP and goes thru easily in a few secs. payment reflected quite fast too (near immediate for umobile, tomorrow to verify tnb, no channel to verify syabas yet)

user posted image

TNB took 3 working days to get updated  bangwall.gif

user posted image
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// 20 Mar 2018 20 Mar 2018 CAMPAIGN CASH CREDIT -7.20 MYR // thumbup.gif

13x in JomPAY (all on 22 Feb)
1x GSC (app)
1x unifi mobile reload (app) -- WEBE DIGITAL-@UNIFI-EC PETALING JAYA MY
1x webe bill payment (web) -- WEBE DIGITAL-ONLINE-EC PETALING JAYA MY

total: RM90.00

This post has been edited by cybpsych: Jul 4 2018, 04:54 PM
cybpsych
post Mar 21 2018, 08:16 PM

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QUOTE(adele123 @ Mar 21 2018, 07:19 PM)
is the 3rd and 4th item entitled for rebate?
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all. total spend rm90. 8% cb is rm7.20. total 16 swipes in Feb, nothing more. it was just testing purposes especially playing with JomPAY laugh.gif
cybpsych
post Mar 22 2018, 08:55 AM

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QUOTE(adele123 @ Mar 22 2018, 08:52 AM)
i can't get around how you got rebate for the GSC otc... your otc not typo right?

i don't know how to update to post #1  bruce.gif  rclxms.gif still good news though.
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my bad, just rechecked my yolo estatement. It was GSC App with RM5 tix promo.

description showed as GSC IOI PUTRAJAYA PUTRAJAYA MY, hence the confusion laugh.gif blush.gif
cybpsych
post Mar 23 2018, 11:05 AM

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QUOTE(cybpsych @ Mar 8 2018, 06:24 PM)
again!  mad.gif  uob is tightening the repetitive swipe rules!


Revision of UOB YOLO Card Terms & Conditions (Effective 1 April 2018)

Terms and Conditions: ENG | BM

// 14. For the avoidance of doubt, any transaction which falls below RM10 charged consecutively to the Card at the same participating merchant within the same day will be considered as one (1) transaction for the purpose of calculating the Total Number of Transactions. //


**** gotten feedback from uob csu via email  biggrin.gif ****

//
Dear Sir/ Madam,

We refer to your email dated  8 March , 2018 addressed Customer Service Department on above mentioned subject.

We would appreciate if you could refer to our replied in YELLOW


1) This will only affect transactions <RM10 only?  Yes

2) What if my transaction is exactly RM10? Will it be affected by this new T&C? Transactions RM10 and above will not be affected.

3) If I have 10 transactions which are RM10 or more per transaction, for the same participating merchant, the calculation for "Total Number of Transactions" = 10? Kindly confirm.  Yes.
Should you need further clarification, please email us at uobcustomerservice@uob.com.my. Alternatively, you may contact our 24-hours Customer Service Officers at 03-2612 8121 (KL), 04-2401 121 (PNG), 07-2881 121 (JB), 082-287 121 (KCH), 088-477 121 (KK) for assistance.

We look forward to your reply and hope to be of service to you.


Yours sincerely,


Hema Preetha
Customer Service Unit
United Overseas Bank (M) Bhd (271809K)
//
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QUOTE(tiramisu83 @ Mar 23 2018, 10:56 AM)
it is only apply if i pay below RM10.
So if i pay RM10 X 10 times on same day, it counts 10 transactions right?
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cybpsych
post Mar 23 2018, 03:09 PM

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QUOTE(christie_ang @ Mar 23 2018, 11:53 AM)
Yours considered 10x lar...

I just wonder if we paid RM1 on different merchant (eg RM1 at maxis, RM1 umobile, RM1 digi) count as 3? haha...
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should be fine as not applicable to the new t&c from April onwards.
cybpsych
post Mar 23 2018, 06:00 PM

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QUOTE(cashonhand @ Mar 23 2018, 03:23 PM)
u have missed to ask "same day" for same merchant to be counted?
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question 3 not same?

you can also ask them too. as easy as writing email. then share with us the responses here.

QUOTE(ZoeOong @ Mar 23 2018)
I was about to ask what has changed on the vermop n condition. There's annual fees on the new disclosure. I don't remember for annual having to pay on that before. Is this new or we just need to call to waive?
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12 swipes per year for yolo is difficult to achieve? you'd have achieved it in 1 month if targeting 16x swipes or 2 months if targeting 8x swipes.

QUOTE(hoys88 @ Mar 23 2018, 05:31 PM)
When they first draft the new T&C before Jan, so dumb never think ppl will make RM1 x 16 transaction per day
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exactly laugh.gif

new t&c not hard also, since we want to target higher/maxing cb anyway.

This post has been edited by cybpsych: Mar 23 2018, 06:04 PM
cybpsych
post Mar 26 2018, 03:16 PM

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QUOTE(hebe87 @ Mar 26 2018, 03:07 PM)
Received SMS from UOB stating changes to YOLO TnC effective 1/4/18

went to the official website, can't notice any obvious changes to TnC

https://www1.uob.com.my/assets/pdf/tnc/YoloCard-tnc-eng.pdf

is this clause 14 already there in the old TnC (effective January 2018)?

14. For the avoidance of doubt, any transaction which falls below RM10 charged consecutively to the
Card at the same participating merchant within the same day will be considered as one (1)
transaction for the purpose of calculating the Total Number of Transactions.
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yes, already discussed this manyyyyyyyyyyyyyyy times laugh.gif clause 14 is **NEW**

user posted image

This post has been edited by cybpsych: Mar 26 2018, 03:24 PM
cybpsych
post Mar 27 2018, 08:55 PM

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QUOTE(topearn @ Mar 27 2018, 08:49 PM)
UOB One Card cash rebate for petrol is 3% on Wed, right ?
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no

read the t&c
cybpsych
post Mar 28 2018, 07:24 AM

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QUOTE(topearn @ Mar 27 2018, 09:22 PM)
I thought all the while it's 5% on weekends n 1% otherwise; then later change to 5% on weekends n 3% on Weds n 1% otherwise, no ?
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it was but time limited. did you notice that too? biggrin.gif not hard to read the T&C either.

user posted image
cybpsych
post Mar 28 2018, 10:39 AM

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QUOTE(peri peri @ Mar 28 2018, 09:57 AM)
the UOB Yolo really hard to use, somemore first come first serve,

to comply the min 8x swipe, anything below rm10 with same merchant only count as once.

yesterday changed TNC again.
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not yesterday change tnc. you only received the SMS alert only.

announcement were sent out early Mar.
cybpsych
post Mar 30 2018, 11:54 AM

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QUOTE(spreeeee @ Mar 30 2018, 11:43 AM)
can somebody confirm me, uob onecard supp card pump petrol also can contribute into cashback for principal? i called cs, they said cannot..
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why still don't read the t&c ?

already stated in there clearly.
cybpsych
post Apr 1 2018, 10:24 AM

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QUOTE(ctphua @ Apr 1 2018, 10:18 AM)
is the recent transaction in UOB PIB jompay only show most recent 5 transactions only?
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yes, it stated last 5. earlier I also confused , thought missing transaction laugh.gif
cybpsych
post Apr 1 2018, 11:50 AM

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QUOTE(ziniowong @ Apr 1 2018, 11:36 AM)
TM unifi bills can pay in multiples of rm10?
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no issue. but cannot overpay if bill amount 0 or lesser.

use jompay much easier and better. all in PIB.

This post has been edited by cybpsych: Apr 1 2018, 11:51 AM
cybpsych
post Apr 1 2018, 04:30 PM

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QUOTE(Chinus @ Apr 1 2018, 04:29 PM)
Sry please don't mind, i just want to ask Jompay now have additional charge?
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last i tried. no.

why would u ask this?
cybpsych
post Apr 1 2018, 08:35 PM

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QUOTE(SzeMeng76 @ Apr 1 2018, 06:52 PM)
Can pay via jompay in PIB.
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just curious, what's the biller code/ref for PTGS?

QUOTE(besiegetank @ Apr 1 2018, 08:30 PM)
If I use different merchants to pay my unifi bill (example jompay and uobpayonline) RM 1 each at the same time, does it consider as 2 transactions?
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nobody knows for sure, right? this month is the 1st month.

you can try, if u want.
cybpsych
post Apr 1 2018, 09:33 PM

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QUOTE(SzeMeng76 @ Apr 1 2018, 09:03 PM)
Erm I thought bill itself have reference? Last time i just pay according to the bill. Hehe
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well, that's the thing. i cant find any jompay references in the bill for cukai tanah.

no issue for cukai taksiran bill. itself got jompay info.
cybpsych
post Apr 2 2018, 07:10 AM

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QUOTE(applesmiley @ Apr 2 2018, 12:47 AM)
What's PJ?
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did u read back his/her original question posted?


QUOTE(atjm88 @ Apr 1 2018, 10:46 PM)
Hi, I've read that Jompay is allow for transaction count for 8x/16x, however, is that the Cash Back eligible under Jompay channel? As the MCC code for Jompay is under Government Payment/Utility...therefore, need to confirm if payment via Jompay is eligible to receive Cash Back or not?

Eg:
Spend both items on 1/4/2018
RM10 x 16 times use at Jompay for Water Bill= RM160
RM10 x 2 times use at Lazada = RM20
Total Spend = RM180 (Total 18 Transactions Count)

How much total Cash Back that is eligible on 1/4/2018? Is it RM20 (From Lazada) or RM180 (Lazada and Jompay)? How many % of Cash Back, is it 8%?

Thanks rclxms.gif
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you should read thru the reports here closely, especially from 20th onwards.

read post #37, #279.

This post has been edited by cybpsych: Apr 2 2018, 07:16 AM
cybpsych
post Apr 4 2018, 10:37 AM

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QUOTE(mamamia @ Apr 1 2018, 10:44 AM)
Surprisingly, Jompay to TNB payment reflected in TNB acc same day now
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thanks. just did jompay for tnb using yolo.

payment reflected in real-time at TNB side. darn good. thumbup.gif
cybpsych
post Apr 5 2018, 07:35 AM

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QUOTE(applesmiley @ Apr 5 2018, 03:11 AM)
Just want to check if the following are all considered the same merchant for the below RM10 rule:

user posted image
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nobody can guarantee any answer, for now. it's just the 1st month of implementation of the new T&C.

2 ways for you:

1) send the screenshot to UOB CS via email and request for clarifications.
2) wait till 20th May onwards to know the cb results.
cybpsych
post Apr 5 2018, 07:51 AM

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QUOTE(MGM @ Apr 5 2018, 07:48 AM)
Method 2 not worth trying as u might not get any CB. To me it is not difficult to make rm10 payment.
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yes, to most RM10 payment is easy.

but i was curious why he/she did <RM10 payment instead laugh.gif


anyhow, i took the screenshot and email to UOB CS biggrin.gif

I also added the question of "multiple payees in JomPAY", whether it's considered as 1 "merchant" or multiple "merchants" for transactions <RM10.

This post has been edited by cybpsych: Apr 5 2018, 07:52 AM

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