Welcome Guest ( Log In | Register )

9 Pages < 1 2 3 4 5 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards UOB Credit Cards v9, Ex citi read post 2

views
     
JuneResources
post Aug 21 2018, 10:03 AM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




Hi guy, do you receive "Campaign credit Cashback"?
The campaign cashback one is normally referring Yolo itself cashback or refer to Jompay campaign cashback? confused.gif
JuneResources
post Aug 23 2018, 03:39 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(David83 @ Aug 23 2018, 02:16 PM)
My UOB ONE anniversary falls in November 2018.
Will proceed to cancel it since I didn't use it nowadays!
*
So fast to cancel since yours anniversary is on Nov this year.
Why not you on October cancel for it?

Oh ya.. Any announcement for SST officially CONFIRM impose RM25/pc credit card?
If do so, I think it's time to do next decisions already.. devil.gif
JuneResources
post Aug 23 2018, 06:22 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(laymank @ Aug 23 2018, 03:41 PM)
Oh not! shocking.gif
I think need 1-by-1 call to cancel before the anniversary date..
JuneResources
post Aug 24 2018, 02:32 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(christcwl9 @ Aug 24 2018, 12:21 PM)
Hey guys, i am interested to apply for this UOB YOLO credit card. Do i need to have savings account with UOB Bank?

Is this really a good card especially for online purchase via Shopee, Lazada?? I plan to replace my Ambank True Visa with this UOB YOLO.
*
That is not compulsory need saving account.
The saving account is just for your convenience you can interbank payment frm your saving to your credit card.


JuneResources
post Sep 8 2018, 01:37 AM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




Hi, did you check from your online regarding the campaign credit RM5 buck on first week of September?

I suddenly receive another Campaign credit.. Is it referring JomPay or others thing?
JuneResources
post Sep 15 2018, 01:27 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(coolguy99 @ Sep 14 2018, 11:19 PM)
I wonder what is the point of doing this? It will incur more cost to the bank without any benefit?
*
Maybe after change to the new version of card, then the next is might revise some of the T&C.

JuneResources
post Sep 18 2018, 03:46 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(LostAndFound @ Sep 18 2018, 03:36 PM)
Yeah she called them up and no such offer. Regular user too.
*
Then just seriously cancel for it.
Since they want to save cost and reduce customers.
JuneResources
post Sep 18 2018, 05:07 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(fruitie @ Sep 18 2018, 04:22 PM)

Why so? SST is for government not for them. Why should they pay on our behalf? doh.gif
They have no such obligation.
*
Yes, I know it's for government..
But bank have 2 options.. Either pay on our behalf or use our point to compensate the SST..

OR the worst is cancel the card to save the our cost although it's just for RM25..
Unless you tell me that card can enjoy PPL, then no comment and well pay RM25 SST.

By the way, I heard my friend say government plan to remove the SST of credit card (But haven't decisions yet).
Is it true? rclxub.gif
JuneResources
post Sep 18 2018, 05:56 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(fruitie @ Sep 18 2018, 05:27 PM)
Why one will only pay SST if can enjoy PPL? PPL is not the only thing you enjoy as a cardholder. I do have other cards for PPL purpose and I have cancelled two cards which give me access to lounges but since low usage and I have other cards to cover, no point to pay for the SST.

And I have no intention to cancel my YOLO, it gives me full cash back every month.

So your logic is, if no PPL, then cancel it? Wow.
*
Ya... Those who can enjoy PPL.. It's not easy way to get that card unless you got big loan something from bank or your income is meet the requirement by bank provider (Look big... cool2.gif )
You are right that not need to take so many card with gain access lounges since low usage. But for me since ONLY 1 card can get free access PPL, it's enough already and ok to pay for SST...

If normal person enter to the premium lounges without that card, you know how much for that? I guess it's more than RM25 just to access the PPL. (Correct me if I'm wrong if the PPL access is less than RM25/person)...

Most of the people like yours won't be cancel the YOLO because the highest of cash back credit card so far. But take note not every month is FULL cash back.. Unless you already as usual hunting every 1st of the month on midnight 12am start to do the payment your bill and online shopping (To avoid reach the quota cashback) just like every month hunting at AirAsia website to book for "FREE" seat..

Sometimes that particular month you don't want to spend on Yolo, then been charge monthly fee RM7.50.. Which is more kesian did not swipe anything kena bayar "rental" card fees lagi..

What I can say like that... If with PPL, then charge RM25 of SST is logically... (Nothing is free of the world.. You need to spend something)..
If without PPL, then charge of SST is feel not a good way.. which is I already spend on this card, then charge additional RM25.. In simple, SST per month is RM2.09...

Yolo cashback is just like gambling.. If the particular of the month cashback quota is full, you gain nothing...
JuneResources
post Sep 18 2018, 10:05 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(fruitie @ Sep 18 2018, 06:02 PM)
I do get full cash back every month. And I don't pay at 12 midnight, I will pay at other time but during the first few days. smile.gif I always believe if you want something, you should fight for it.

It is easy to get cards with PPL la. Only need 36k using AEON cards, I have cancelled it. Now just using HSBC VS, SCB WorldMiles, Citibank PremierMiles (for. e.g.) and they waived my AF and Citibank gave me RM 50 cash back (I can pay SST with it or anything I want).

Everyone has different needs, PPL is not my main concern though I have cards that allow me to do so. smile.gif
*
I normally do payment from 1st week until 2nd week. Occasionally payment until 3rd will stop payment, coz the quota cb should b reach already.

You sure get PPL card only 36k (3000/mth) can get AEON cards? Oh not.!!

So you means that take the AEON card with PPL first, then after tat can try to go for HSBC, SCB abd Citibank like that?

My next target is PPL. Coz the rest Cb card or petrol cb card take until boring already. Wanna to challenge take tge next level of card.


JuneResources
post Sep 19 2018, 12:38 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(Tigerr @ Sep 18 2018, 10:16 PM)
Go PPL is nothing special. The more worth is enter Green Market at Changi which you can order a shasimi set for lunch n dinner.

The breakfast also not bad.
[attachmentid=10029837]
*
I guess you want to say I go PPL until boring already.. That why nothing special.

So you enter Green Market is free access?

QUOTE(fruitie @ Sep 18 2018, 10:22 PM)
I only pay on first week.

Yes, go and see AEON cards. OT here. Other cards, you fulfill their income requirement then can take. Not because you have AEON, you can take the rest la. doh.gif
*
I heard my friend that Aeon card is kinda not user friendly.
However if occassionally shopping at Aeon, then it sure bring good benefit for this Aeon card.

I m not sure it is true or not what I heard from my friend.
Basically, I just listen only n do some survey before go for next level.
JuneResources
post Sep 19 2018, 11:14 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(znzn @ Sep 19 2018, 09:57 PM)
Nope. CS told me it will reflect in your bill at end of the month.
*
Wow.. So good. But how can proof of this? rolleyes.gif
The most scare part is after 60 days with swipe 3 times, then the CB does not reflect end of the month. When contact again CS, then they say that's not such things... bruce.gif

Better way to use email to communicate so that can proof for it. cool2.gif

QUOTE(geekfiredog @ Sep 19 2018, 10:23 PM)
Didn't used my One platinum card for a couple of months, and RM25 SST showed up in my online unbilled transaction last Friday (my statement date is this Friday).  Called to cancel my card and was told that still need to SST despite not using the card for the last few months. 

Decided to pay the RM25 SST and will call to cancel it tomorrow - too many cards to manage and this card is losing to other cards in cash back rate!
*
Your case is totally different. SST been charge in your unbilled transactions, so bank will not do anything to compensate for it.
You should call before the SST been charges.
JuneResources
post Sep 19 2018, 11:20 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(chrischiang @ Sep 19 2018, 01:53 PM)
yes.. aeon gold you will need to wait for the reception to fill up a form and you sign on it to enter...

but at least 36k pa card with ppl access.. no complain..
*
Ok, noted with thanks.
But I saw the T&C need swipe 12 times per year to enjoy free waiver of annual fees.

Seems like I need to eat 12 pcs of ice-cream from MCD to waiver annual fees. Plus free access PPL.

QUOTE(Tigerr @ Sep 19 2018, 04:49 PM)
Indeed u r right. Go to PPL until boring already. Got few times just swipe n go in use the toilet n drink some beer only. Because last time with unlimited entry, we got spoiled. Upper floor eat at green market, then go down drink beer at PPL.

Now only go green market for the free food as the number of entries have been limited. Got to save save use now. tongue.gif
*
Since you can access unlimited entry, the main jealous part is I can't get that card. cry.gif
However if the principal holders supp the card under my name, will I can enjoy the free entry access for supp card?

QUOTE(Tigerr @ Sep 19 2018, 06:45 PM)
Klia 2. But the better one at changi T2
*
Singapore is totally different stories already.. Every thing is clean...
If not clean, I think Green market been forced to shut down..
JuneResources
post Sep 20 2018, 04:54 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(David83 @ Sep 20 2018, 04:23 PM)
I thought all calls to CS are recorded?
*
Just answer this ques... How to determine that your call has been recorded? whistling.gif
JuneResources
post Sep 20 2018, 05:52 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(David83 @ Sep 20 2018, 05:19 PM)
I thought during the call, it does mention: Your call is recorded for training and quality improvement purpose bla bla
*
I never believed that one mentioned.. shakehead.gif Normally all the call center have this information...
JuneResources
post Sep 20 2018, 11:04 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(Morales @ Sep 20 2018, 10:08 PM)
request to waive my uob one failed..guess i will cancel the card after this haiz
*
Never mind...
After 1 year, you can re-apply again the new one card. Somehow they give you free gift again.
JuneResources
post Sep 21 2018, 09:21 AM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(hye @ Sep 20 2018, 11:40 PM)
Not really ... listen carefully. It should be something like "Your call may be recorded for quality and training purposes .... ".
For something crucial, might as well you play the game as well by recording the conversation too.
*
It's already have a keyword... "Maybe recorded"..
So it's just 50 50 recorded only..
JuneResources
post Sep 21 2018, 11:45 AM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(peri peri @ Sep 21 2018, 11:10 AM)
still one year? some cooling period is 6 months only

but pbb is 2 years  mad.gif
*
Now so fast cooling period is 6 months only already?

Is it ONLY pbb need 2 years? What about like Maybank, Citi and SC?
Like this we can estimate after 6 months cooling period re-apply again and get free gift... brows.gif
JuneResources
post Sep 22 2018, 09:52 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




Oh yeeaahh.. Receive CB..
Time to payment already..
JuneResources
post Sep 25 2018, 04:27 PM

ONE Stop Resources
*******
Senior Member
4,167 posts

Joined: Mar 2012
From: Kuala Lumpur




QUOTE(sj0217 @ Sep 25 2018, 03:33 PM)
CS called again to offer about SST RM25.

Requirement: 3 transactions within 2 months with any amount, 5-6 weeks RM25 will be credit back

Meanwhile, 2 years no annual fee will be charge
*
If any amount it is ok, what about any limit must transaction what merchant?
Some of the bank service provider transaction via JomPay cannot eligible as 3 transaction for retention customer. (Correct me if I'm wrong)

If need 5 - 6 weeks will credit back, suggest need double confirm by email first..
Later if serious did not receive credit back, at least can proof of the conversation.

QUOTE(fruitie @ Sep 25 2018, 03:48 PM)
I thought YOLO's AF is now charged on monthly basis? So that means every month will not charge you?
*
Wow... It's new finding... cool2.gif

So good for it.....
Like that I'm not need bring my weapon card to keep swipe every 1st of month until system down..

This post has been edited by JuneResources: Sep 25 2018, 04:29 PM

9 Pages < 1 2 3 4 5 > » Top
 

Change to:
| Lo-Fi Version
0.0467sec    0.45    7 queries    GZIP Disabled
Time is now: 28th November 2025 - 04:04 AM