My unbilled transactions currently is empty.. Just wait for the next calendar of the month.
And my statement date is every of 23th.

Yes, I know sometimes campaign credit will enter within 15th of the month until 20th of the month (subject either early or late), but not late than 23th if the month.

Oh ya~ I access today to view my transactions. Just credit to my cc yesterday.. (Sorry for my mistake.. )
Wow~~ This time campaign credit seems like too late. First time after cc statement release, then saw the "unbilled transactions" campaign credit.

Thanks for your info... I thought lot of ppl receive cashback already..

I almost around first week already complete 8x/16x swipes.
But effective on April onwards, I can't easily hit 16x swipes due to min transactions need RM10 or above.

This post has been edited by JuneResources: Apr 29 2018, 09:12 PM

I last time around early 3rd week of the month already get CB.
But getting and getting delay around 4th week of 2 days will get CB.
Now worst almost end of the month receive CB.

Anyway, I'm satisfaction for max CB as long as I gain it.


Then it means that UOB might possible will CB on 30th or 31st of the month..
Am I right?

Sound like purposely do like this...

Sorry I can't get the point for the transactions less than RM10.
Perhaps my understanding is not very good.

I do like this scenario will make me more understanding...

Assume today (03 May 2018) I pay my digi bill RM5... On 05 May 2018, I pay again the digi bill RM5. The continue on 10 May, I pay again the digi bill RM3
At the end of the month of May, how many transactions did I make for this digi bill?

a) Only 1 transaction only because your transaction is less than RM10
b) 2 transactions because total up is RM10 (RM5 on 03 May 2018 + RM5 on 05 May 2018) EXCLUDE RM3 on 10 May
c) 3 transactions because it count transaction per day
d) None all the above answer..

What is the correct answer?

This post has been edited by JuneResources: May 3 2018, 10:53 PM

Oh I see... count as per day ya..
If wanna to swipe min 8 times, then need to take 8 days to swipe for the transaction less than RM10..

Am I right?

If wanna to swipe 16 times, then need to take 16 days everyday to swipe..
Hmm.... A bit silly idea..

Yes, it is possibility.. Hari Raya coming soon.
Huge of online shoppers start to swipe already..

This month on-wards I don't have much bill already.
Some already been terminate to reduce the expenses, some the amount is less than RM10 transactions, so use other cc to gain cashback.

If too many bill for advance payment, I will easily confuse for the next incoming bill statement.

Unless you already terminate your card since from last year..
If you want to apply cc again, then it will consider "NEW TO BANK CUSTOMER", am I right?

Means that after terminate, need to wait at least 12 months. Then you apply again cc, it will consider new to bank customers. Am I right?

If I'm not wrong, 6 months cooling period you cannot apply the bank U (Just take an example).
So if you apply cc again within 6 months, then it might high chance to reject your application OR there is no free gift for you.

New to bank - means you NEVER apply CC before.. OR after 12 months then consider for this term
New to card - means within this 6-12 months, you got cancel CC before or apply CC within this few months.

Correct me if I m wrong..

Yeahh~~ Cash back to the cc account...
This time CB is more efficiency and early... Now everybody rushing for Raya-raya buy things~~

Next month should be traffic jam... Everybody spending at online...
Effective on 1 June, all GST will become 0%.. So it won't be reverse back to Sales Tax government charge RM50/each credit card. Am I right?

Then it's great for it..
Else, guessing lot of ppl will terminate the cc..

Seems like last month a lot of ppl online purchase during on coming soon Hari Raya seasons.

This month CB quite less..

Waa.. every 1st of the month, UOB credit card payment gateway will traffic jam.. Because nationwide customers pay RM10 for each transactions.
Do you guy will make confuse yourself because keep too much message of TAC code?

If transactions 16x times, I need to delete 16/sms for this TAC code.

Haha.. I guess maybe million of customer using this card call and cancel...
How can do such a non-sense things impose service charge by monthly? That is not a prepaid card.

I remember last time the B Prepaid card (You know is which card lah~) impose service fee if do not perform any transactions PER MONTH.
At the end, I withdraw submit the application.... But luckily, this time B prepaid card did not impose service fee until further notice...

This post has been edited by JuneResources: Jul 12 2018, 11:41 AM

Oh, ok.. Understood.
Nothing new and nothing change is the best way already..

Wow, this time memang play real one..
Seems like UOB Yolo card business become bigger and more wider already..
It's time to say goodbye to Yolo card...

And another ONE card if the AF unable to waive for that, it's time to fully cancel all the uob products & services.

Eventually that BT don't know how to use for it.
Is it so called like an installment if purchase expensive items?


I believed some people occasionally used the card, meaning that not every month spend for that card.
Besides, it's seems the method seems like a bit of previous Big Prepaid mastercard.. But that one charge RM2.50 if no transactions done within a month.
Compare Yolo, it's so much higher than previous Big Prepaid mastercard.

This post has been edited by JuneResources: Jul 18 2018, 11:35 PM

The bad situation is still comes out.
Since the proposal is out, so I guess high chances might be impose for this charges, right?

I believed most of the bank will absorb the card AF.. But for service charge I guess most of the bank unable to absorb, unless you use your cc point (or treat point) to rebate for this service charge. OR another worst case, bank might implement you must swipe min amount then able to rebate for this service charge.

The world is changing. If the service charge unable absorb from bank, there are huge of typhoon customer will cancel the card.
This is the either you want to maintain customer's loyalty, bank should absorb the service charge.
OR if bank feel like "I'm more than 1 million customers to use cc", and I won't be absorb this service charge", then sorry with no thanks cancel the card immediately.

Hi, I'm a bit confuse regarding for the JomPay.
Assuming I use use Jompay for PTPTN or water bill by Yolo, is it still eligible for CB?

As I saw from 1st page post PTPTN portal unable to enjoy CB, is it means that I use Jompay for payment PTPTN, can get CB?

Ok, thank you advisor..

If you are using ONE, then the CB is 0.2% (consider as other transactions).
ONE focus for higher CB for petrol, cinema and telco bills.

The rest only 0.2%.. Refer to the first post to see clear picture.