wait till u get the Metal card

Visa Infinite Metal Card

by invitation only. AF RM3k, supp AF RM800, Card Replacement Fee RM500

af = annual fee

call CS and ask.

we cant do anything anyway.

UOB ONE card, revision coming 1 Jan 2019...

https://www1.uob.com.my/web-resources/perso...ard-tnc-eng.pdf

Weekday Cash Rebate
0.2% (now 2%) Cash Rebate on all spend at GSC ticket counters.
0.2% (now 1%) Cash Rebate on all spends at Aeon Big, Tesco, Cold Storage, Jaya Grocer and Giant.
0.2% (now 1%) Cash Rebate on all payments made to Maxis, Digi and Celcom.

Exclusion for Utilities bills now added JOMpay as example

Removed UOBM 0% 3 Months Overseas Easi-Payment Plan (“Overseas EPP”)
Removed UOBM 0% 3 Months Medical Easi-Payment Plan (“Medical EPP”)

Added few more disclaimers/general T&Cs

1) added 2 items to exclusion: Financial services transactions and Credit Shield, removed 1 time from exclusion: Top-up transactions

2) no changes to monthly fee. remain as is. the revision is to the yolo cashback t&c, not the monthly fee.

This post has been edited by cybpsych: Dec 10 2018, 10:17 PM

waiting for news for jompay...

in dilemma now, got few 1H/2019 DBKL assessment fees to pay (due end Feb 2019)... paying thru jompay always been fast and preferred.

This post has been edited by cybpsych: Dec 11 2018, 02:05 PM

bound to happen cuz the 10% was a time-limited promo

yeah, confusing too. same as HLB Wise previously! haha

anyhow, i just received my YOLO RM50 cb for Nov. sometimes early, sometimes late, which is expected due to batch processing.

https://www1.uob.com.my/personal/announceme...ge#d668407e21-2

no. gotten mine last month and every other months.

probably your unifi transaction was after cb quota depleted.

when did u make the transaction?

yolo cb for Oct spending was credited on 24 Nov.

checking Nov statement would not see the cb IF your statement date is before 24 Nov.

did you check PIB unbilled section?

assuming you met all the cb t&c and something was wrong, call cs to find out. else, post all your Oct transactions here (personal info/location redacted) for us to see if there's anything "wrong".

which is why using "statement date" to check cashback is not always accurate because some users' statement date is before cb date or some users's statement date is after cb date.

checking in PIB in better.

good news from UOB.

they've called me back about my enquiries to YOLO's revised T&C @ 1 Jan 2019; the new exclusion item "16-i) Financial services transactions" and my specific question to JOMpay

1) Jompay is still eligible, not excluded, and NOT categorized as Financial Services

2) CS mentioned specifically that BigPay is excluded (no surprise here since it wasnt eligible anyway)

3) Financial services is also determined from MCC. CS will revert the list of MCC under this category.



------------------------------------------------------------------------------------

CS replied the exclusion of the MCC under "Financial Services"...


Dear xxxxx,

Thank you for your reply.

We will be excluding the MCC code 6012 for next year.

The definition of the MCC is as such:

The purchase of merchandise or services from banks, savings and loans, thrifts, and credit unions. This includes transactions representing the transferring of value to a stored value card. Merchandise purchases might include the purchase of checks, other financial products, or promotional merchandise. Services may include deposits, the funding of an account, Visa Money Transfer Original Credit Transaction, purchase of foreign currency, money order and travellers cheques, loan fees or financial counselling service fees.

These are some of the items that may be categorized under MCC6012:

• Account Funding – Financial Institution
• Banks – Financial Institutions – Merchandise, Services
• Credit Unions – Financial Institutions – Merchandise, Services
• Deposits – Financial Institutions
• Merchandise, Services – Financial Institutions
• Mortgage Companies – Financial Institutions
• Purchase of Foreign currency, money orders (Not Wire Transfer) and Travelers Cheques – Financial Institution
• Loan Payments – Financial Institution
• Savings and Loans – Financial Institutions – Merchandise, Services
• Services – Banks, Credit Unions, Financial Institutions (Non-Cash)
• Stored Value Card

This post has been edited by cybpsych: Dec 24 2018, 01:47 PM

CS replied the exclusion of the MCC under "Financial Services"...

------------------------------------------------------------------------------------

Dear xxxxx,

Thank you for your reply.

We will be excluding the MCC code 6012 for next year.

The definition of the MCC is as such:

The purchase of merchandise or services from banks, savings and loans, thrifts, and credit unions. This includes transactions representing the transferring of value to a stored value card. Merchandise purchases might include the purchase of checks, other financial products, or promotional merchandise. Services may include deposits, the funding of an account, Visa Money Transfer Original Credit Transaction, purchase of foreign currency, money order and travellers cheques, loan fees or financial counselling service fees.

These are some of the items that may be categorized under MCC6012:

• Account Funding – Financial Institution
• Banks – Financial Institutions – Merchandise, Services
• Credit Unions – Financial Institutions – Merchandise, Services
• Deposits – Financial Institutions
• Merchandise, Services – Financial Institutions
• Mortgage Companies – Financial Institutions
• Purchase of Foreign currency, money orders (Not Wire Transfer) and Travelers Cheques – Financial Institution
• Loan Payments – Financial Institution
• Savings and Loans – Financial Institutions – Merchandise, Services
• Services – Banks, Credit Unions, Financial Institutions (Non-Cash)
• Stored Value Card

no idea, never asked from uob.

some said MCC 6012 for jompay; if that's the case, it'd be conflicting, or jompay itself is excluded (from exclusion) explicitly.

yep, later i call to ask my jompay's mcc; and also buzz the CS to clarify as well

updates after checking with CS: all my jompay transactions were captured as MCC 4814.... for my usual jompay payees (tnb, astro, unifi broadband, maxis mobile, umobile postpaid)

This post has been edited by cybpsych: Dec 24 2018, 02:27 PM

1) cb crediting is not fixed.
2) each person's statement date differs.

2 ways to know: check PIB yourself; or check in forum here and go back check your PIB

hopefully uob yolo rm5 (or lower) tix coming back next year!

yeah ended today (final Friday). same too, managed to snatched 2xrm5 tix for bumblebee

// RM0.00 UOB YOLO: Thank you for your support this year. Kick off the new year with our exciting 2019 YOLO card benefits. Visit uob.my/yolo for T&C. //

This post has been edited by cybpsych: Dec 31 2018, 10:22 AM