fruitie sis, I and other well-informed credit card users share the same concerns as you, and will probably use the Yolo Credit Card at respective websites, just to be safe in getting the 8% online cashback.
In the past, I asked UOB to provide much better clarity in the Yolo cashback terms and conditions, but my suggestion was ignored.
For example, I asked UOB to list some examples of major merchants for "utilities" in their terms and conditions. In their terms and conditions, UOB could have stated examples, such as Syabas and Tenaga National Berhad. I am not expecting UOB to list all merchants for "utilities", at least state just the major merchants for "utilities" in their terms and conditions. Still, UOB ignored my suggestion.
Due to lack of clarity and examples of "financial services transactions", UOB's interpretation of "financial services transactions" is mostly likely different from ours.

I will pay at respective portal, but, I will keep some quota for jompay to check whether jompay is still eligible..

yea.. still good card to SWIPE every 1st of the month.. lolx i swipe every 1st of the month, up to 20tx and it does back to my drawer.

New TnC need to take risk with jompay?

UOB cutting this and that  seems giving cash back too much

sad with the changes to Preferred Platinum, time to throw this card in 2019.

anyway, i have a transaction with jompay, the MCC is 4814 - utilities, so if i pay this by using YOLO, will it count as online transaction?

anybody got charged YOLO card monthly fee rm7.50?

As mentioned, 8x or 16x is to determine ur cashback rate for the month..

Then, cb pool is based on txn date first come first served basis..

So, as long as u hit 8x, u will get 5% cb for the first week txn (based on cb pool depleted cut off); if u have 16x txn, it is based on 8% to calculate ur cb..

E.g. u have 16 transaction performed in the month of Nov, u will “activate” ur cashback rate of 8%

In month of Nov, u spent:
1 nov RM400
2 Nov RM100
3 Nov RM125
15 nov - 29 nov: u spent RM1 each day

Assume cb pool depleted on 7 Nov, so, u will still get RM50 full cb.. coz u have hit RM625 for first 3 days of the month and u will get 8% cb coz h have 16x txn in the month of Nov

The example above is based on recent sharing by chezzcake2 who got his cb in full even he hit his 8x txn on 24th October.

I have a question on YOLO spending in JOMPay, if i transact 2X RM500 amt, by topping up with later transaction of RM1 X 6 times. Would i still qualify for the 5% CB.

Thanks in advance.

Hii.. Just asking..
1. I got my vox card since 4 years ago.. But i din get any inform to change into yolo card..? Or we nid to request ourself one ah?

2.Can we ask to increase our credit limit since my salary was increased since 4 years ago?

3. I cant login to my uob almighty mobile app... Is it the id n pass different wiyh online bamking one?

Sorry.. Quite a few questions.. Im noobie in credit card stuff..

Thanks!

ohhhh! then it's fine.

any sifus can share your experience using YOLO? how do you make the 16times transaction to get the full cashback?

got cashback using JOMPAY ?

Oops, sorry, I put the wrong screenshot..

Didnt know that BP is eligible.

just got charge principal card service tax - rm25
is this new or last year also got charge? dont recall

what promotion this?

Oh no, how abt if i do a transaction of RM1 for 5 separate days into BigPay, does it qualify as part of the 8 counts?

Hi guys, normally u all can get full cash back every month? Because in T&c they say got pay out limit.

Same goes to me.

I record down all my bills that need to pay and prepare for 1st every month