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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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lowyat101
post Apr 2 2021, 10:41 AM

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QUOTE(MGM @ Apr 1 2021, 06:59 PM)
Mine started on 29March so final payment on 29June. 1st payment of 5% due on 2May, next on 2June.
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QUOTE(june1522 @ Apr 1 2021, 09:11 PM)
I have the 6 months one. Painful to pay in the last month, big lum sum. She is right about the terms.
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Thanks for the info.

Meaning that as long as I follow the minimum payment amount and due date as per the statement, then it will be good to go right? Also don't missed out the due date for the last instalment month as there will be 18% pa interest for any balances after the due date.

lowyat101
post Apr 2 2021, 07:07 PM

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QUOTE(june1522 @ Apr 2 2021, 12:25 PM)
Yup
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thanks
lowyat101
post Apr 27 2021, 08:50 PM

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» Click to show Spoiler - click again to hide... «


if i change to the following, it's still ok right?

Shopee 150
BOOST 50
BIGPAY 250
GRAB 50
TNG 100


» Click to show Spoiler - click again to hide... «


May i know how to make sure this ya? check the sms date/time? or topup only after 12pm?

thanks

This post has been edited by lowyat101: Apr 27 2021, 08:51 PM
lowyat101
post Apr 27 2021, 08:54 PM

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QUOTE(cybpsych @ Apr 27 2021, 08:52 PM)
dont topup midnight lor
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ya but just wonder what's the safe timing? 8am? or 12pm?

thanks

lowyat101
post Apr 27 2021, 09:20 PM

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QUOTE(markchan @ Apr 27 2021, 09:16 PM)
Yeah can as long rm600 and five different transaction
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thanks.

also i read the t&c, minimum each tx has to be rm15, so i guess 4x rm15 + 1x rm540 will also qualify ya?

lowyat101
post Apr 28 2021, 05:12 PM

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About the 0% BT offer, based on the T&C below:

https://www.uob.com.my/web-resources/person...ransfer-eng.pdf

If settle before the expiry date, got penalty RM100. If got balance after the expiry date, got 18% interest. So how to know the exact date to settle the final payment ya?

Since for the 1st 5 months, need to pay only 5% each, the last payment will be quite a big sum therefore need to plan for it.

Thanks


lowyat101
post Apr 28 2021, 05:23 PM

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QUOTE(fruitie @ Apr 28 2021, 05:21 PM)
I took before, check with CS on the expiry date. smile.gif
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I see, so did you also pay 5% for the 1st 5 months as per the statement and settle lump sum on the last month?

On the expiry date, need to settle the balance on that day itself?

Thanks

lowyat101
post Apr 28 2021, 05:33 PM

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QUOTE(fruitie @ Apr 28 2021, 05:27 PM)
Yes, 5% every month for the first 5 months and maybe 6th month too if expiry date is after your due date. Expiry date settle the balance.

Actually the expiry date is 6 months after your approval date but best to check with CS to ensure no mistake on the expiry date.
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ok ok thanks for the info.

lowyat101
post Apr 29 2021, 11:37 PM

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QUOTE(tiramisu83 @ Apr 29 2021, 11:30 PM)
nope..every month i only perform these trx to get cash back. Previous months i can get full RM30, some months lesser..i also wonder why..

maybe because the tngo thing..

01 APR BOOST APP 3D-EC KUALA LUMPUR MY 120.00
01 APR GRABPAY-EC PETALING JAYA MY 120.00
01 APR TNG-EWALLET ECOM 2-EC KUALA LUMPUR MY 120.00
02 APR TNG WALLET E-COMM 2 KUALA LUMPUR MY 120.00 >>this is not count
02 APR BOOST APP 3D-EC KUALA LUMPUR MY 120.00
09 APR YOLO Monthly Cash Back Mar2021 25.39 C
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the 25.39 is for march right?

lowyat101
post May 1 2021, 12:25 AM

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QUOTE(Darren @ May 1 2021, 12:19 AM)
With so many complaint regarding tng MCC issue, I wonder what top up should go for right now
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doesn't matter for yolo right? just need 5 different merchants + rm600 in total right?
lowyat101
post May 1 2021, 12:44 PM

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QUOTE(kwokwah @ May 1 2021, 07:07 AM)
Latest T & C
Are the above transactions disqualified as per below:

i) Financial services transactions (e.g. transactions made to other financial institutions,
transferring of value to a stored value card, purchases of other financial products, etc.);
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thanks for the info, was about to start the reloads.

but if that means ewallet then many of my planned reloads will not be qualified already hmm.gif hmm.gif

lowyat101
post Jul 21 2021, 06:31 PM

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QUOTE(lwpin728 @ Jul 19 2021, 07:00 PM)
Hi. Anyone receive msg from UOB regarding 0% balance Transfer?
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got it few months ago, still paying min montly payment now. need to settle 1 big lump sum by sept bye.gif

lowyat101
post Aug 11 2021, 05:30 PM

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my transaction on monday 12am at Taobao was reflected as sunday's date in the online statement. anyone else having this problem?
lowyat101
post Sep 6 2021, 10:50 AM

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QUOTE(cybpsych @ Sep 5 2021, 08:43 PM)
Revision of Flexi Credit Plan & Balance Transfer Terms and Conditions

For Balance Transfer Reducing Balance approved from 25 September 2021 onwards: ENG

For Fixed-Pay Balance Transfer approved from 25 September 2021 onwards: ENG

For Flexi Credit Plan approved from 25 September 2021 onwards: ENG
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Just wonder if this is still on invitation basis? Or can simply apply for it?

Thanks

lowyat101
post Sep 27 2021, 05:05 PM

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26 Sep 2021 YOLO CARD MONTHLY FEE 7.50 MYR

I got active transactions every month, why do they charge this ya?

lowyat101
post Sep 27 2021, 05:11 PM

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QUOTE(cybpsych @ Sep 27 2021, 05:09 PM)
every calendar month?

else contact CS la, not like we can do anything laugh.gif
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Yup for the last 3-4 months since I start to spend for the RM30 CB

OK will contact them, was wondering if there's any new T&Cs

lowyat101
post Sep 27 2021, 05:23 PM

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QUOTE(cybpsych @ Sep 27 2021, 05:12 PM)
no change so far

// RM7.50 for YOLO Visa Card is waived upon one (1) retail transaction made per calendar month. //
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ok tq, will update here's if there's any new comments from the CS

lowyat101
post Sep 29 2021, 05:30 PM

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QUOTE(CSW1990 @ Sep 29 2021, 05:22 PM)
same, just found i was charge RM7.5 on 26/9 as YOLO CARD MONTHLY FEE .
i did spend through online every month.
anyone got this too?
also got charged RM25 for service tax-principal... saw got sifu mentioned this one can call CS to rebate.. tomorrow gonna try.
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ya i haven't call them yet, wait a few days and see if they credit it back first

lowyat101
post Oct 15 2021, 12:11 PM

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is UOB online currently down?
lowyat101
post Oct 15 2021, 12:35 PM

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QUOTE(Cookie101 @ Oct 15 2021, 12:26 PM)
Yes if u use wifi

Data is fine

Been ongoing for some time
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oh ok, tq


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