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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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ericlaiys
post Mar 20 2025, 03:00 PM

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QUOTE(yellowpika @ Mar 20 2025, 02:55 PM)
Of course I’m not going to “accept” whatever they offer cuz I’m just downgrading from ONE Platinum to ONE Classic..

Sigh, not applying for a UOB card next time

Btw, what if they don’t call me back, would the card be automatically cancelled?🤔
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they will call to final confirm
ericlaiys
post Apr 25 2025, 11:47 AM

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https://ringgitplus.com/en/blog/credit-card...ardholders.html
ericlaiys
post Apr 25 2025, 12:19 PM

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QUOTE(tifosi @ Apr 25 2025, 11:55 AM)
Finally I can use it for KLIA2 and at any time, not worrying if there'll be anyone manning the booth or not in KLIA1.
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i think still at KLIA. dont think can use at klia2
ericlaiys
post Apr 25 2025, 03:34 PM

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QUOTE(tifosi @ Apr 25 2025, 02:49 PM)
I still can take the KLIA Express to KLIA and Grab from there tongue.gif
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u win liao. hahahahah
ericlaiys
post Apr 26 2025, 11:17 PM

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QUOTE(aurora97 @ Apr 26 2025, 07:06 PM)
Ya, this sucks.

The PME and Zenith have a budget of rm 80 and 180 respectively.

If you book grab (non peak) within Klang Valley, its about rm 70 and rm 160. Peak hour is about rm 75 and 170. If i recall.

The major issue i have with this is... what if your trip back to Malaysia is midnight? You'd be paying double for grab. 😓
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Since when grab got double charge after midnight
ericlaiys
post May 2 2025, 07:43 PM

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QUOTE(victorian @ May 2 2025, 07:05 PM)
UOB One Classic kena nerf, minimum spend now RM800

https://ringgitplus.com/en/blog/credit-card...waZ4XOs1eLptWOw
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look like all card going to discontinue some benefit. heard some cannot waive annual fees
ericlaiys
post May 5 2025, 12:14 PM

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QUOTE(knwong @ May 5 2025, 11:14 AM)
That Grab code can anyone use it without needing to show proof of purchase?
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yes. u can use it if your card entitle it. after that , they will check your cc transaction. If you dont meet the requirement, then they will charge u grab fees
ericlaiys
post May 6 2025, 08:47 AM

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QUOTE(KingKo @ May 5 2025, 09:52 PM)
hi all sifu here, i considering to apply PRVI Miles Elite Card or Visa Infinite, this 2 card able get annual fee waiver?
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QUOTE(enixcv123 @ May 6 2025, 12:04 AM)
Hello All, same with Kingko's question but more on 1st year waiver, i dont see from the official website says 1st year would be waive, any thought?
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First year is free, subsequent year depends on bank and your yearly spending.
ericlaiys
post May 8 2025, 12:28 PM

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QUOTE(ZeneticX @ May 8 2025, 11:48 AM)
UOB still offering 3 years AF waiver for Visa Infinite? From website doesn't seem available anymore but i heard still possible to get from roadshows or booth?
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end 31 dec. now 1 year
ericlaiys
post May 18 2025, 04:44 PM

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QUOTE(MGM @ May 18 2025, 01:40 PM)
So if my next statement date is 13June, I only need to spend minimum of 500 posted b4 1June?
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lol, later same issue like pbb. then need to open case, argue with cs to claim back
ericlaiys
post May 20 2025, 10:02 AM

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QUOTE(BeadsCrazee @ May 20 2025, 09:21 AM)
failed for both platinum n classic card these 2 years
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not enuf spending. smile.gif
ericlaiys
post May 31 2025, 08:20 PM

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QUOTE(stockerzzz @ May 31 2025, 07:58 PM)
hi, do you guys think is it better to apply the credit card via ringgitplus/comparehero or directly from uob website? if i apply via ringgitplus/comparehero, i just worried that the information we provided to them will be leaked. but the signup offer by them is quite attractive.
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i always sign up using ringgitplus since few years already. recently just apply for uob.
quite fast
1 day ringgitplus verification
1 day uob verification
2 days later- card approved,
1 day - card showed on app.
now wait for them to deliver to bank so i can collect
ericlaiys
post May 31 2025, 09:31 PM

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QUOTE(stockerzzz @ May 31 2025, 08:38 PM)
do you apply for the uob savings account to pay for the credit card?
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i'm already an existing uob saving acc user. You can use other bank to pay. But i prefer uob one saving account as it constantly pay 4% pa.
use for few years

This post has been edited by ericlaiys: May 31 2025, 09:31 PM
ericlaiys
post Jun 1 2025, 11:26 PM

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QUOTE(stockerzzz @ Jun 1 2025, 11:25 PM)
is it possible to sign up for the uob one saving account without the debit card? because i just want to utilize the saving account without the debit card. and i dont want to pay for the debit card annual fee
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nope
ericlaiys
post Jun 3 2025, 07:54 AM

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QUOTE(1mr3tard3d @ Jun 3 2025, 03:23 AM)
didn't notice they added the minimum spending for subsequent waiver
but from past experiences, annual fee waiver was relatively lenient
retention team might also come up with 3-year annual fee waiver counter offer
well, we shall see if that ceases
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That is for them to retain Citibank user during migration, now completed, too many users so time to retain those that frequent user and remove those idle
ericlaiys
post Jun 3 2025, 09:43 AM

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QUOTE(1mr3tard3d @ Jun 3 2025, 09:35 AM)
but my 'past experiences' was referred to pre-migration era
and i have been a customer of UOB only
but who knows if these will change in the coming days
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UOB+ citibank = same. all rules applied and dont care u r existing or new
ericlaiys
post Jun 3 2025, 06:26 PM

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QUOTE(Barricade @ Jun 3 2025, 05:32 PM)
So bloody troublesome, now have to call in for annual fee waiver. I thought automatically waived? I'm referring to my One Card Platinum RM195 annual fee
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no longer waive unless u spend certain amount
ericlaiys
post Jun 6 2025, 02:38 PM

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anyone call bank before go oversea? Cannot set on app to notify when travel. CS cannot reach as too busy .peak period
ericlaiys
post Jun 6 2025, 04:49 PM

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QUOTE(knwong @ Jun 6 2025, 02:44 PM)
What era are you living in?

The last time I did that is when I need to call my bank to enable use magnetic stripe after makan in Haneda airport. That was very long time ago
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QUOTE(fruitie @ Jun 6 2025, 02:48 PM)
No need to call banks anymore before going overseas.
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some cc need, like PBB - call. else get blocked. experience many times & end up waste money to call MY CS when at oversea.
HLB - need to set on app
HSBC - need to set on app
Fraud nowaday happening on oversea currency

This post has been edited by ericlaiys: Jun 6 2025, 04:50 PM
ericlaiys
post Jun 6 2025, 05:20 PM

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QUOTE(fruitie @ Jun 6 2025, 05:01 PM)
I don't know about others but I have stopped calling banks to activate for overseas usage years ago. No issue for MBB, HLB, UOB, AmBank, SCB and CIMB in recent years. PBB, I have never used it overseas, so I cannot say much. HSBC I already cancelled it, and even if I had it, I won't use it overseas.
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yeah...i started to feel hsbc point got more restriction. Most likely will cancel before annual month

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