QUOTE(tifosi @ Jun 14 2025, 06:18 PM)
Let's see how strictly they enforce it. I definitely won't be spending 50k each for my VI and PME.
QUOTE(fruitie @ Jun 14 2025, 07:05 PM)
Same here. Even one 50k is already hard for me.
well, i prefer they do like this
1. at least we know and continue to use the card rather than leave it idle. If you idle and seldom use, then this card not for you. Probably abuse for lounge access . They are consider one of the best bank which don't force you to use 1k within 30 days before/after 30 days to access lounge. Most likely they going to enforce spending if use lounge (next time,)
*aeon bank - rm500
* pbb bank - rm1000
* hlb - free
* hsbc - free.
* ambank - free (MAS)
* rhb - spend 500 previous month before travel month. A bit difficult as force people must use previous month.
2. Standard chartered journey must use 60k. even more higher than uob.
3. before your next annual renewal & really dont use the card much, just cancelled it. Clear cut. Most bank start to disallow waive sst / annual fees.
So far my experience
a) HLB - can waive sst as they saw got frequent usage
b) PBB - cannot waive sst and lucky got point to offset the sst. Dont care much on point as my priority is their cashback
Dont forget PME, VI is consider higher class level card with multiple countries lounge access, 12x point and grab taxi (free 2x per month), therefore 50k spend is consider normal policy
This post has been edited by ericlaiys: Jun 14 2025, 08:58 PM