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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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ericlaiys
post Jun 6 2025, 08:38 PM

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QUOTE(xkaix @ Jun 6 2025, 08:21 PM)
How long uob usually process their credit card application? Already 7 days since their verification call but today still not in their system yet..
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my progress:
quite fast
1 day ringgitplus verification
1 day uob verification
2 days later- card approved, [Friday]
1 day - card showed on app. [Saturday]
Sun & Monday [holiday]
Wed - call to pick up card
Thur - Card collected.

This post has been edited by ericlaiys: Jun 6 2025, 08:38 PM
ericlaiys
post Jun 7 2025, 08:30 AM

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QUOTE(xkaix @ Jun 7 2025, 05:36 AM)
Not sure if this has to do with me not owning any uob product..i applied for public bank on the same week and it got approved in just 1 day..hope to hear from uob soon
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yes make a lot of diff if u got existing saving acc
ericlaiys
post Jun 7 2025, 01:24 PM

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QUOTE(kokomon @ Jun 7 2025, 01:03 PM)
I didn’t call MBB before going to China for the 1st time and my card got blocked after 2 days due to suspicious transactions. I tied my card to Alipay app. I still call bank to FYI them especially if it’s a new foreign country.
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that what happened when i'm at oversea. if u dont pick up the call when CS called, the card will be blocked for fraud. this happened for hsbc(lucky i got bring other cc)
Just called UOB, as my card is for oversea usage, so no need to call cs.

This post has been edited by ericlaiys: Jun 7 2025, 01:25 PM
ericlaiys
post Jun 8 2025, 02:07 PM

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Can PME get grab free (up to RM80) at KLIA2? Some one posted in FB that can. I thought it only from KLIA1. Please advice
ericlaiys
post Jun 9 2025, 11:25 AM

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QUOTE(tientien @ Jun 9 2025, 09:59 AM)
Actually will UOB charge back later as the tnc clearly stated terminal 1?
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Yeah!. it stated very clearly T1. Most likely will charge back later
ericlaiys
post Jun 9 2025, 11:39 AM

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QUOTE(tifosi @ Jun 9 2025, 11:36 AM)
If you plan to take Grab anyway, then can try your luck. I would take the aerotrain to KLIA and take from there.
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yeah. same. better be safe than regret later. Use app can get discount ride on KL express
ericlaiys
post Jun 10 2025, 08:53 AM

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QUOTE(tan_aniki @ Jun 9 2025, 11:36 PM)
the promo auto enable when u choose the correct location to/from with the correct card, not manually enter, so might work for any terminal at klia.
the terminal 1 word probably still there as last time the limo only available in terminal 1

"If the cardmember does not meet the criteria of 3 overseas transactions, the full fare of the Grab ride up to RM80 will be charged to the UOB PRVI Miles Elite Card within 90 calendar days."

the charge back only on the 3 overseas txn checking, not terminal 1 or 2 as they wont check the location, just like you buy something at aeon, they only see Aeon, won't see what u buy
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tnc and uob website say terminal 1. klia terminal 2 is not listed as correct terminal. dont get confused by reading klia only. both is different terminal. can you take flight from klia2 if your ticket say klia1?
the answer is no
ericlaiys
post Jun 11 2025, 10:03 PM

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QUOTE(knwong @ Jun 11 2025, 09:37 PM)
People pay because they see value in it. I get it why people buy expensive cars, handbags, fly first class etc

But just curious what value you see in spending the 150k points?
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well, if he did not use for a year. i dont see a point that spend 150 point got any value for next 1 year. for any unused card, better terminate it
ericlaiys
post Jun 14 2025, 02:28 PM

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start 2026, annual fees waived for PME is need to spend 50K. VI and World also 50K. Zenith & VI Metal- no waiver. One or One Platinum - 15k and 50k spend. New requirement just released
ericlaiys
post Jun 14 2025, 04:36 PM

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QUOTE(MGM @ Jun 14 2025, 03:10 PM)
Got link? What about EVOL?
So have to spend 1250/mth for One Classic.
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QUOTE(coolguy99 @ Jun 14 2025, 03:12 PM)
Probably my last year using this card then. I hardly spend using this card anyway.
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QUOTE(Barricade @ Jun 14 2025, 04:32 PM)
One Platinum 20k la not 50k
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typo...lol...too excited.

Under all credit card, please click annual fees. This is what listed for PME (card that i am using)
Annual Fee

Principal: RM600
Supplementary: Complimentary

*Effective 1 January 2026, annual fee will not be charged for subsequent year with a minimum spend of RM50,000 per annum.
ericlaiys
post Jun 14 2025, 08:58 PM

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QUOTE(tifosi @ Jun 14 2025, 06:18 PM)
Let's see how strictly they enforce it. I definitely won't be spending 50k each for my VI and PME.
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QUOTE(fruitie @ Jun 14 2025, 07:05 PM)
Same here. Even one 50k is already hard for me.
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well, i prefer they do like this
1. at least we know and continue to use the card rather than leave it idle. If you idle and seldom use, then this card not for you. Probably abuse for lounge access . They are consider one of the best bank which don't force you to use 1k within 30 days before/after 30 days to access lounge. Most likely they going to enforce spending if use lounge (next time,)
*aeon bank - rm500
* pbb bank - rm1000
* hlb - free
* hsbc - free.
* ambank - free (MAS)
* rhb - spend 500 previous month before travel month. A bit difficult as force people must use previous month.
2. Standard chartered journey must use 60k. even more higher than uob.
3. before your next annual renewal & really dont use the card much, just cancelled it. Clear cut. Most bank start to disallow waive sst / annual fees.
So far my experience
a) HLB - can waive sst as they saw got frequent usage
b) PBB - cannot waive sst and lucky got point to offset the sst. Dont care much on point as my priority is their cashback
Dont forget PME, VI is consider higher class level card with multiple countries lounge access, 12x point and grab taxi (free 2x per month), therefore 50k spend is consider normal policy

This post has been edited by ericlaiys: Jun 14 2025, 08:58 PM
ericlaiys
post Jun 25 2025, 12:46 AM

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QUOTE(tifosi @ Jun 24 2025, 11:13 PM)
Is there a limit to the Grab airport promo code from KLIA T1? This is the first use for the month but seems like the promo code is fully redeemed or having issues.

Payment method is charged to PME.

user posted image
user posted image
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by right no limit, however most likely got many people abuse or loop holes causing they pull out the offer code. your best bet is call bank.
ericlaiys
post Jun 25 2025, 12:26 PM

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QUOTE(sj0217 @ Jun 25 2025, 12:24 PM)
Was wondering about this too around 7:30am this morning, the code showed fully redeemed, but now available.

However, I noticed the promo code seem not working for EV car selections (level 3), maybe it’s limited to level 1 only
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some able to use the code at T2
ericlaiys
post Jun 25 2025, 02:32 PM

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QUOTE(sj0217 @ Jun 25 2025, 12:32 PM)
Really? I only noticed the passenger took the LRT to T1 and redeemed it there, not directly from T2.
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some posted last week/2 week ago. book from T2
ericlaiys
post Jun 25 2025, 02:55 PM

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QUOTE(fruitie @ Jun 25 2025, 02:40 PM)
But I tried myself playing around the app, the code no longer works in T2.
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may be your gps did not move to T1...hhahahaa
ericlaiys
post Jun 25 2025, 05:54 PM

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QUOTE(fruitie @ Jun 25 2025, 02:56 PM)
It is not about the GPS right, you need to put your waiting area etc. If T1 then the code appears, if T2 then the code won't appear and cannot be used.
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some one put t2, can use the code. u can refer previous post
ericlaiys
post Jun 25 2025, 11:26 PM

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QUOTE(fruitie @ Jun 25 2025, 11:15 PM)
Even though I have it, I don't feel anything. laugh.gif It seems my PME is better. I don't know why lately so many XHS/FB groups are showing off this UOB VI. laugh.gif
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status coz VI.
ericlaiys
post Jun 30 2025, 02:59 PM

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QUOTE(amandalim @ Jun 30 2025, 02:52 PM)
https://ringgitplus.com/en/blog/credit-card...g-jan-2026.html

Does this apply to those who have already been granted 3 years annual fee waiver last year?
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only those new and non 3 years waive before
ericlaiys
post Jul 2 2025, 06:19 PM

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i just tested at klia t2, no offer for free grab taxi here. think they have fix the bug. so take kl express to t1 to take free grab
ericlaiys
post Jul 5 2025, 06:14 PM

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QUOTE(wjleong15 @ Jul 5 2025, 05:50 PM)
If so what’s the point boughtover citibank consumer business?
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increase user base without work hard and gain more market share

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