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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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ericlaiys
post Jun 11 2024, 05:45 PM

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QUOTE(ScrappyCoCo @ Jun 11 2024, 05:08 PM)
This year i tried request for SST rebate through email and phone calls also got rejected. I spent alot with UOB cards but this time round they are super firm with their answer.

Previous year was easy, 1 call and settled.
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rm2.50 per month story again by cs...lol
ericlaiys
post Jun 12 2024, 10:39 AM

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QUOTE(x3Kai @ Jun 12 2024, 10:32 AM)
Have anyone encountered something similar?

I previously charged all my petrol spending onto my UOB One card, which only gets like up to RM10 CB. My usual is around RM300 ish, so it's pretty easy to hit the minimum retail spend of RM500.

Last month, I moved a portion of my petrol spending away from my UOB One and only did RM 120 ish, so I'm a little short to hit retail spend, but still managed to fulfil it by topping up the difference to Boost.

On my statement date, the CB wasn't given, so I waited for statement only to find that they gave me CB as if I didn't hit minimum retail spend despite saying that I did.

Thought they got their shit together after the Citi migration. Gonna give them a call about this later but if anyone had similar experience can share their outcome, that would be great.

user posted image

user posted image
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top up ewallet count????
ericlaiys
post Jul 20 2024, 11:36 AM

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QUOTE(jiaen0509 @ Jul 20 2024, 10:50 AM)
Is it correct that UOB does not offer SST waivers since April (My last waiver granted on Mar)?

I just requested to terminate my ONE card since I haven't used it since it was transferred from Citi to UOB. In previous years, I kept it because the SST & Annual fee was waived.

I'm curious to see if their retention team will try to retain me or proceed with the termination straightaway this year.
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if u dont use it, then most likely will not waive for u. so better terminate if seldom use
ericlaiys
post Jul 22 2024, 05:21 PM

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QUOTE(jiaen0509 @ Jul 22 2024, 03:30 PM)
After you request to cancel the card, is the apps showing block or anything on the card?

I requested to cancel, but the card is still appear on my apps without any different… and roughly how many days you received the call after request to terminate.
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mine dissapear from app and system
ericlaiys
post Jul 27 2024, 11:51 PM

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QUOTE(xiaoxiaoshen @ Jul 27 2024, 10:58 PM)
every morning i buy few item split bill in 99mart, accumulated many 8 and more than 10 "88" thru out the campaign period. cannot do this any more, it limited to 1 prize per merchant per day.
but it didnot mentioned if i still split bill in the same merchant, first i got 8 then later i got "88", then what cashback i will have?
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8….lol
ericlaiys
post Sep 7 2024, 01:07 PM

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QUOTE(g00glesYYl @ Sep 7 2024, 07:42 AM)
Hi Sifu,

looking for UOB Visa Infinite Card, i am surprise to see the annual fee 600rm.

Can check with the Sifus here, are we able to request to waive annual fee?

Get RM400 cashback & 3-year annual fee waiver when you apply for UOB Visa Infinite Card.
=> For this campaign, it include for both basic and supp card?
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if u are new cc user for uob, u will get 3 year waived. [or did not terminate any uob cc within12 month]
ericlaiys
post Sep 8 2024, 06:57 PM

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QUOTE(guy3288 @ Sep 8 2024, 03:27 PM)
thanks,

on and off i have this problem, unable to access certain site eg cimbclick.
wondering what is the cause of this issue

sometimes i clear cache it works sometime it wont
then use another browser it may work..

attached this UOB searched that didnt work.
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mcmc implement dns redirect, happened to majority isp provider
ericlaiys
post Oct 19 2024, 06:11 PM

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QUOTE(mr.milk @ Oct 19 2024, 05:59 PM)
Was purchasing books from a Taiwan online bookstore website. Then kena next day.

The fraud spending was done from Jamaica, swipe 2 transaction of 9000 USD each.
Yes reported.
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that why it always a problem when too high credit limit. advice not to shop on not popular site. their we site is doubtful

This post has been edited by ericlaiys: Oct 19 2024, 06:12 PM
ericlaiys
post Oct 19 2024, 09:08 PM

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QUOTE(coolguy99 @ Oct 19 2024, 08:21 PM)
That is one of the reason why I always lower my credit limit given by the bank as I just simply do not use that much. Some banks are quite generous. UOB is one of them.
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Same I also lower it down. You can just carry multiple card
ericlaiys
post Oct 21 2024, 09:49 AM

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QUOTE(teNtiOn @ Oct 21 2024, 09:22 AM)
UOB Member-Get-Member Program will provide 3-Year annual fee waiver upon card approval for Zenith card?

https://www.uob.com.my/personal/cards/mgm-referrer.page
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got tnc ...last termination above 12m from last card
ericlaiys
post Oct 21 2024, 10:00 AM

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QUOTE(teNtiOn @ Oct 21 2024, 09:56 AM)
don't think that's what i'm asking...
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it is uob promotion for all credit card. condition is must not terminate any card within 12 month. if you refer your friend, your friend will get 3 year waive if he did not apply any uob card or terminate any uob card within last 12m. that promo not apply for existing uob cc user

This post has been edited by ericlaiys: Oct 21 2024, 10:00 AM
ericlaiys
post Oct 21 2024, 10:30 AM

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QUOTE(teNtiOn @ Oct 21 2024, 10:01 AM)
this i know.. what i'm asking specifically is will your friend get 3 years waiver for Zenith card. this card was excluded for all the annual fee waiver.

it's not mentioned in tnc specifically.
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The 3-year annual fee waiver is applicable to all UOB Credit Cards, except UOB Zenith and UOB Simple Card.
ericlaiys
post Oct 28 2024, 11:23 PM

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QUOTE(noobmaster_69 @ Oct 28 2024, 10:17 PM)
ohh... i didnt know that... i always wanted to cancel my MBB credit card (my first credit card) but didnt do so until now... so i guess i should keep them...
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No issue to reapply after cancelled. I already cancelled few times and reapply after 1 years. If no use, better cancel.
ericlaiys
post Dec 10 2024, 11:55 AM

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QUOTE(knwong @ Dec 10 2024, 10:35 AM)
My wife accidentally uses her UOB One and withdraw cash at Maybank ATM. Silly mistake the transaction went through because all her cards share the same PIN. Wondering whether can call UOB to waive the 15% cash advance fee or not...
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nope
ericlaiys
post Jan 19 2025, 06:42 PM

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QUOTE(Agent001 @ Jan 19 2025, 05:53 PM)
Dear all, do any of you know if there is a cool off period in cancelling UOB credit card after applying? I.e. for example, do I have to wait 3 months before cancelling?

Many thanks.
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some bank 6 month. UOB & Aeon is 1 year - in order to get gift/promotion. Else u not entitle for any gift/promotion.
ericlaiys
post Jan 22 2025, 12:16 PM

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QUOTE(legendgod @ Jan 22 2025, 12:13 PM)
Can apply cc without opening savings account?
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can but most of time some bank need u to collect at branch
ericlaiys
post Jan 22 2025, 01:05 PM

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QUOTE(legendgod @ Jan 22 2025, 12:41 PM)
Cool. What's the best way to apply ? Booth, ringgitplus or direct bank website? I want to apply under wife's name for my personal cashback uses as I am self employed
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QUOTE(knwong @ Jan 22 2025, 12:49 PM)
Err…this sounds like fraud

Ask your wife apply supplementary card for you. That’s the proper way
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yeah...how can use other people detail to apply. they will call to verify.
ericlaiys
post Feb 14 2025, 07:55 PM

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QUOTE(legendgod @ Feb 14 2025, 07:05 PM)
Rm600 TnGo credit guaranteed  from ringgit plus, but then I'm hesitant about the personal data and scam calls to follow after that
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ringgitplus better. so far get their gift without any issue.
ericlaiys
post Mar 11 2025, 10:03 AM

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QUOTE(coolguy99 @ Mar 11 2025, 08:59 AM)
Get other cards that have the same ppl access benefit? IMO not worth it to pay for credit card annual fee.
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true, many card without annual fees with access to PPL
ericlaiys
post Mar 12 2025, 09:04 AM

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QUOTE(kochin @ Mar 12 2025, 08:53 AM)
uob really stingy. nowadays hardly give waiver for their cc.
used to be a breeze to get waivers but nowadays like need to beg them.
ridiculous.
basically just encouraging people to be not loyal to any card and keeps cancelling and reapply while getting their free gifts at promo booth and free credits.
stupid AF!
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they completed merging with citibank . now got too many customer since they retain a lot of customer. So budget cut and not waste more money

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