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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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cybpsych
post Jun 13 2025, 03:43 PM

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QUOTE(mamamia @ Jun 13 2025, 03:20 PM)
Few months back i've the same concept that it is based on posted date, but, i didnt get cashback and was told that their system is calculated based on transaction date and not posting date. So, they manually credited the cashback to me after i argue with them on TnC mentioned must be posted, so, need to based on posting date. But, the CS reminded me that in future, just remember that EVOL is based on transaction date and not posting date. I told them to update their TnC to mentioned that, but, CS said it will take time to update TnC..
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yet eligible txn will still be in limbo cuz if based on txn date (unposted), they still didnt grant cb to MGM

not just tnc need to change, their cb logic also need to take care of cross-month posting.

just gotta pick 1 side like One card.
cybpsych
post Jun 14 2025, 10:06 PM

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QUOTE(MGM @ Jun 14 2025, 03:10 PM)
Got link? What about EVOL?
So have to spend 1250/mth for One Classic.
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reference https://www.uob.com.my/assets/web-resources...al-card-eng.pdf

user posted image
cybpsych
post Jul 14 2025, 04:38 PM

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QUOTE(skty @ Jul 14 2025, 04:28 PM)
anyone know if I use UOB PRVI Elite to pay the USA Visa application fee of USD185, I will earn 10x or not?

Or UOB consider it as government transaction and earn nothing?

If anyone has tried this before, pls let me know. Thanks.
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to be safe, dont

easy to tell. how & where do you pay the USA Visa application fee?

got the URL/link?
cybpsych
post Jul 16 2025, 02:29 PM

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QUOTE(Wolgie @ Jul 16 2025, 02:09 PM)
UOB One Card
Good day, do i miss somethings?
Close balance RM964.60
Grab use 101x2 = get 0.40?
Grocery 18 = get 0.04?
Petrol 47.40+44.60 = get 0.18?
Dinning 165 = get  0.55?
to get 10%, not over RM800 only?
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1. check transaction posting?

2. Grocery where?

3. why didnt you share how much cb you gotten?
cybpsych
post Jul 24 2025, 04:45 PM

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QUOTE(Wolgie @ Jul 24 2025, 02:55 PM)
Received response from UOB CS

....

But both CCK Local and GRABPay i use at 12th doh.gif

shakehead.gif
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it's not WHEN you use it, but when it get POSTED!

read the t&cs carefully and thoroughly before bulldoze your spending and later cry here for not getting cb.
cybpsych
post Jul 29 2025, 09:24 AM

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QUOTE(chonghe @ Jul 29 2025, 09:18 AM)
To all expert, why I didn't get cashback for UOB One. I have met RM800 minimum spend. Is DBKL not counted? I thought it is counted towards total monthly spend

user posted image
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QUOTE(chonghe @ Jul 29 2025, 09:22 AM)
ah.. I always thought it will count towards the monthly spent, nvm then. thanks
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user posted image
cybpsych
post Aug 4 2025, 07:20 AM

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QUOTE(lolento @ Jul 23 2025, 10:09 AM)
daheck why RM120 annual charged to my One Classic on 1 Aug 2025.... hmmmmm
cybpsych
post Aug 5 2025, 07:25 AM

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QUOTE(cybpsych @ Aug 4 2025, 07:20 AM)
daheck why RM120 annual charged to my One Classic on 1 Aug 2025.... hmmmmm
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QUOTE(dannychen @ Aug 4 2025, 05:46 PM)
charged on 1/8, waived on 3/8
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mine called to waive annual fee.

credited same day with email notification.
cybpsych
post Aug 7 2025, 11:00 AM

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QUOTE(talexeh @ Aug 7 2025, 10:17 AM)
That's fast. Did you go through live agent or just the automated IVR where you key in your card number & phone number to have the waiver processed?
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first, i did the ivr.

then i called and talked to human agent to get AF waiver (and SST rebate, which not offering anymore, no harm asking)
cybpsych
post Aug 7 2025, 11:51 AM

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QUOTE(MGM @ Aug 7 2025, 11:45 AM)
SST rebate can be requested from retention dept.
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i'm not cutting the card yet; also no intention to use this as a threat to the bank.
cybpsych
post Aug 8 2025, 10:13 AM

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QUOTE(darien99 @ Aug 8 2025, 10:11 AM)
Guise, evol cash back rm15 consider payment? Let's say statement is 1k, I need to pay rm985 or rm1000?
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from the app, i noticed it reduces the min payment amount (iirc)

but since the cb amount is so small, i'd rather pay rm1000 than risking it at rm985 payment instead.
cybpsych
post Aug 15 2025, 07:57 PM

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QUOTE(potatobanana @ Aug 15 2025, 11:56 AM)
Hi!

Anyone know if EVOL card able is to waive service tax (RM25) and admin fee (RM8)?
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sst no banks can waive it

what is admin fee rm8?
cybpsych
post Aug 20 2025, 08:36 AM

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QUOTE(darien99 @ Aug 20 2025, 08:03 AM)
one month no use kena charged admin fee
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that one rm7.50, you can try reqest.
cybpsych
post Aug 20 2025, 09:00 AM

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QUOTE(darien99 @ Aug 20 2025, 08:43 AM)
lol, then got no idea d
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just call UOB CS and ask for fee waiver lor
cybpsych
post Aug 24 2025, 12:59 PM

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QUOTE(caesarx @ Aug 24 2025, 10:40 AM)
For UOB ONE CLASSIC, min spend for cashback = RM800/month, min spending for annual fee waiver for next year = RM1250/month
what strategy you guys have?

after meet the cap for cashback categories, balance all to ewallet?
eg:RM400 for petrol, dinning, groceries, grab, remaining RM850 to ewallet
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I'd take the simplest route: cancel
cybpsych
post Sep 12 2025, 10:59 AM

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QUOTE(songokujames @ Sep 12 2025, 10:50 AM)
OMG, din realise that ewallet also belong to govt now... How about fpx transaction?
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incorrect for "ewallet belong to govt"

spayglobal fka sarawak pay, is Sarawak's state-owned eWallet/Fintech mobile app platform

while the bank/acquierer still can assign ewallet MCC, but since it's state-owned rather than private, it's more relevant to classify it as Govt MCC instead
cybpsych
post Sep 12 2025, 11:23 AM

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QUOTE(songokujames @ Sep 12 2025, 11:13 AM)
Alright, how about the FPx transaction? is FPX belong to Transactions via Personal Internet Banking (“PIB”)?

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ask yourself: where/how do you think you complete FPX from?
cybpsych
post Sep 17 2025, 11:21 AM

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QUOTE(tifosi @ Sep 17 2025, 10:35 AM)
Gonna be a tough next year. I've 4 UOB and wish to keep all of em laugh.gif

One Classic, 15k spend
One Platinum, 20k spend
UOB PME, 50k spend
UOB VI, 50k spend

sweat.gif
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annual spend vs benefits (cb/points/lounge/etc)

see whether annual cumulative 135k+ spending across 4 cards is achievable or not lor

actually, the alternative is still better: cut the cards and spend as minimal as possible. card benefits are negligible, actually
cybpsych
post Sep 22 2025, 05:14 PM

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QUOTE(fruitie @ Sep 22 2025, 05:03 PM)
sad.gif Looks like no choice but to pay just to retain a UOB card.
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try whack 1 round of rm50 cb, then -25 for sst.

remaining 25, spread it for monthly shopeepay rm1 reload to make it active.
cybpsych
post Sep 23 2025, 07:24 AM

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QUOTE(Barricade @ Sep 22 2025, 06:31 PM)
Just downloaded setel for the RM1.99 petrol end of the month. Does UOB one card recognise paying petrol using setel app as “petrol” category for 10% cashback?
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should be eligible if via cardterus

it works with Maybank ikhwan visa PETRONAS card

UOB one's petrol category cover both petrol MCC.

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