QUOTE(mjchua @ Mar 24 2024, 01:56 PM)
yep, I will do it tomorrow, as per tnc it doesn't matter to register before or after ewallet topup right ?
yah no dependency actuallyCredit Cards UOB Credit Cards v9, Ex citi read post 2
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Mar 24 2024, 05:44 PM
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#1341
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65,365 posts Joined: Jan 2003 |
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Mar 25 2024, 07:25 AM
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#1342
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65,365 posts Joined: Jan 2003 |
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Mar 25 2024, 11:09 AM
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#1343
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QUOTE(enriquelee @ Mar 25 2024, 10:53 AM) Just top up boost RM 250. Hopefully can get the cash rebate. when you buy Coke at Lotus's ------> Do you see COKE description in the cc statement? or LOTUS'S description?By the way, anyone knows whether the cumulative online spend is only limited to the 'item' in the participating merchants in PDF list? For example, when I click the trip.com link in the PDF list, it bring me to flight booking promo at trip.com. My question is, if I purchase hotel stay/theme park ticket from trip.com, will it accumulate my spending for this contest? another way to look at this. does hotel stay/theme park ticket purchased from trip.com will give you different description other than TRIP.COM? |
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Mar 27 2024, 06:24 AM
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#1344
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65,365 posts Joined: Jan 2003 |
QUOTE(Reminisceization @ Mar 26 2024, 11:30 PM) hey guys. am planning to apply UOB one classic card. retail spend, not retail outletsaw the tnc mention retail spend is total spend made in local currency. does "retail" also include ewallet reload? or does it only apply for grab pay topup retail spend means transactions that you PAY using the card |
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Mar 30 2024, 08:10 PM
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#1345
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QUOTE(jutamind @ Mar 30 2024, 10:50 AM) For end Mar statement, anyone missing Cashback for UOB One Visa card? I don't see any Cashback on Mar 29 statement despite spending more than 500 read the t&c carefully tooI hope this is not another round of missing cashback again 1) any new txn that didn't happen before? 2) how did you calculate >500 spending? 3) any txn posted exactly on statement date? considering you're not rookie with this card, (1) shouldn't be happening. |
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Mar 30 2024, 09:30 PM
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#1346
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QUOTE(jutamind @ Mar 30 2024, 09:21 PM) Closing balance is 525.12. Also manually summed up the amount to the same balance. zero cb is possible if you didnt achieve min 500 eligible spending before statement date.First posted transaction is 9 Mar, last posted transaction is 25 Mar and statement is on Mar 29. Even if I don't get the full 40 Cashback, it shouldn't be 0 amount for Mar since you already escalated, let them (re)check your actual transactions. we can only guess. |
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Apr 3 2024, 07:37 AM
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#1347
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QUOTE(ryan18 @ Apr 2 2024, 10:46 PM) Just had a look at UOB ONE tnc on the cashback when I notice so many ewallet topup didn’t get any cashback 😢 errrrrrrrrr why would you be thinking ONE card is ewallet-friendly? The clause on exclusion says all topup transactions are excluded from any cashback except grabpay https://www.uob.com.my/web-resources/person...-eng-010423.pdf their card benefits never promoted ewallet rewards.... with exception of Grabpay due to inclusion of "Grab" services category ![]() |
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Apr 3 2024, 08:58 AM
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#1348
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65,365 posts Joined: Jan 2003 |
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Apr 3 2024, 09:02 PM
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#1349
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65,365 posts Joined: Jan 2003 |
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Apr 8 2024, 06:26 AM
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#1350
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QUOTE(MasBoleh! @ Apr 8 2024, 04:13 AM) The up to RM 150 per month meaning if I spend on petrol , exceeded RM 150 per month only eligible for the 10% cashback for petrol category only? per categoryOr as long as my retail spending on any category, exceeded the spending per month, then I am entitled for the 10% regardless of the categories? the table for "up to RM100/RM150 per month" is derived from RM10/RM15 cb (10%) per category, per month. assuming you've met the Total Monthly Spend (eligible) to unlock the 10% cb. else, you'd get 0.2% cb for all your eligible spend |
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Apr 8 2024, 09:37 AM
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#1351
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QUOTE(victorian @ Apr 8 2024, 09:32 AM) I noticed something contradicting with the way UOB calculates their cashback. which card?I swiped my card in a restaurant on 5th Apr, thinking it was still in time before my statement date on 7th. And the transaction was only posted on the 7th, the amount was included in the statement balance, however I did not receive any Dining CB for that. Happened to me previously, and I did report and gotten my CB successfully. |
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Apr 8 2024, 09:38 AM
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#1352
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QUOTE(victorian @ Apr 8 2024, 09:32 AM) I noticed something contradicting with the way UOB calculates their cashback. I swiped my card in a restaurant on 5th Apr, thinking it was still in time before my statement date on 7th. And the transaction was only posted on the 7th, the amount was included in the statement balance, however I did not receive any Dining CB for that. Happened to me previously, and I did report and gotten my CB successfully. QUOTE(victorian @ Apr 8 2024, 09:38 AM) ![]() |
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Apr 8 2024, 10:46 AM
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#1353
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QUOTE(victorian @ Apr 8 2024, 10:32 AM) Yup which is why I mention it’s contradicting. statement is statement.Because it’s taken into account in statement balance but they are not rewarding you the cash back. Anyway it’s out of my control they posted it T+2 cashback calculation, for UOB and some other banks, doesnt include txn posted on statement date. usually this is due to system-intensive and timing conflict (ie cashback need to be calculated FIRST before statement can be generated, which will eventually cause unnecessary delay) this seems easy by just looking at 1 card alone; but for uob system to run the cb calculation + statement generation for thousandsssssssssss of cards within few hours after midnight, it will be system-intensive and may break their relevant SLAs too. also, uob cannot control when txn is posted because it's done at merchant side. not even uob's fault. uob has put this t&c clearly in the exclusion. feel free to keep complaining to them. else, just dont use any cards that doesnt award cb for txn posted on statement date. ![]() |
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Apr 8 2024, 10:52 AM
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#1354
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QUOTE(MGM @ Apr 8 2024, 10:48 AM) Does it mean that even transaction is from cb category, no cb if posted on statement date, not even carry forward? no idea, i do all my txn much earlier before reaching statement date.perhaps others can share if it's counted next cycle or not. if not counted, then this is an issue. if counted, then it's just a delayed crediting. some ppl may have no issue with this delay, some may not accept. even UOB put up a specific clause for this scenario. MGM liked this post
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Apr 9 2024, 11:45 AM
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#1355
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65,365 posts Joined: Jan 2003 |
QUOTE(aurora97 @ Apr 9 2024, 10:45 AM) Aside from issues from the vendor side i.e. posting credit card transactions to the bank etc... every card issuer/processor has fraud monitoring system in placeAlthough the calculation is easy but nowadays there are a lot of fraudulent transactions, the verification process is taking up some time and I think UOB is using some form of machine learning technology to screen the transactions. When I was using M2C, my spending patterns were quite random, sometime amounts can be big and it still goes through without CS intervention. I have encountered very few rejections. One thing I noticed for UOB, big or small, your transaction may encounter problems especially new vendors. I tried to make lump sum payment for an education center, immediately block, had to call customer service. Tried to transfer RM 10K via jompay to a financial institution also block, had to transfer in tranches instead. I bought a MAS ticket, in the MAS interface, it showed as one price but when MAS posted the transaction to UOB, it is shown as two transactions and that transaction got flagged. I feel like I am being monitored real time. they can add new monitoring parameter, tweak the threshold to be tighter or lax, based on historical usage pattern (amount, frequency, merchant, etc) this is particular true (tighter monitoring until you could't make a fart) after last year's ipay88 leakage, which literally bumped Malaysia as top most frauded cards issuer country. aurora97 liked this post
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Apr 13 2024, 11:03 AM
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#1356
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Apr 14 2024, 11:36 AM
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#1357
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Apr 17 2024, 07:48 AM
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#1358
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Evol cb credited ![]() This post has been edited by cybpsych: Apr 25 2024, 09:04 AM xiaomoon liked this post
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Apr 18 2024, 05:30 PM
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#1359
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// RM0 UOB: Get RM50 cashback + 1% cashback with your approved credit limit increase and Flexi Credit Plan, by 15JUL24. Search "F1" on our website for info (T&C) //
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Apr 19 2024, 10:10 AM
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#1360
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