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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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cybpsych
post Jun 6 2024, 04:15 PM

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QUOTE(newtunes @ Jun 6 2024, 04:03 PM)
Existing grabpay have 10% cash back.
If top up on the ewallet campaign, still can get the cashback?

Like that have 2 x cashback.  rclxms.gif
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how to know? ppl havent gotten any cashback yet mah


but should be same as Public Bank promos vs card benefits
cybpsych
post Jun 10 2024, 11:13 AM

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𝗜𝗺𝗽𝗼𝗿𝘁𝗮𝗻𝘁 𝗡𝗼𝘁𝗶𝗰𝗲 𝗳𝗼𝗿 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿𝘀 𝗛𝗼𝗹𝗱𝗶𝗻𝗴 𝗖𝗶𝘁𝗶-𝗕𝗿𝗮𝗻𝗱𝗲𝗱 𝗖𝗮𝗿𝗱𝘀

Dear customers,

If you are holding a Citi-branded card, this is a friendly reminder to activate your new UOB card(s) to avoid any service disruption to your card usage early July onwards. Activate your card via UOB TMRW app or Short Messaging Service (SMS).

If you have not received your new UOB card(s) or require assistance in activating it, please send us a Private Message.

user posted image
cybpsych
post Jun 11 2024, 11:37 AM

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QUOTE(FinalHistory @ Jun 11 2024, 11:06 AM)
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QUOTE(FinalHistory @ Jun 11 2024, 11:18 AM)
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QUOTE(FinalHistory @ Jun 11 2024, 11:21 AM)
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learn to use multi-quote https://forum.lowyat.net/index.php?act=faq&article=10

you're spamming the replies one-by-one (oops), and literally flooding the topic
cybpsych
post Jun 11 2024, 11:45 AM

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QUOTE(adamchen @ Jun 11 2024, 11:26 AM)
Hi, i'm new to here and I saw UniRinggit rewards, so I wanna ask how do I get the points? I have been using uob for long time and i got 0 point haha
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spend from relevant rewards cards to earn unirm points lor

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cybpsych
post Jun 12 2024, 08:26 AM

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may2024 yolo/evol cb credited @ 11 June
cybpsych
post Jun 18 2024, 02:13 PM

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QUOTE(TongCN @ Jun 18 2024, 02:02 PM)
Guys, Everrise [homepage] and Everise, which one is correct eh?

Been checking with UOB CS regarding on the Groceries Cash Back but no vail, yet.
* She will escalate the issue to cash back team to check, though.

I think their TNC missing one "R" ?
Previously Citibank can recognise this groceries rebate (Hong Leong also) but the CS says the R is double so cannot  sweat.gif but i can't find any source of "EVERISE" groceries on net?

Even the google shows this and it's not even groceries related?:
UOB cash back TNC

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no need compare with hlb or citibank le. each is their own system.

now focus on uob.

if uob one doesnt give cb for "everise" grocery due to misspelled name, then gotta escalate more to their cs and product team to fix their txn identification.

since uob one only grant cb for selected merchants, that means they are also using the business name as qualifier.

as you pointed out, it could be typo/mispelled name for "everise" with missing "r", thus invalidate all valid transaction generated by actual everrise name
cybpsych
post Jun 25 2024, 03:59 PM

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QUOTE(yapy05 @ Jun 25 2024, 03:48 PM)
Hi, does anyone know if topping up e-wallet such as grabpay, lalamove, shopeepay earn you 1UNIRM per RM1 top-up?

T&C mentions about e-commerce spend but is not very clear in regards to e-wallet topup. 

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really?

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cybpsych
post Jun 25 2024, 04:30 PM

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QUOTE(yapy05 @ Jun 25 2024, 04:16 PM)
That's in reference to the campaign. I have called them and have received different answers from different CS agents regarding my question about the eligibility of other e-wallet top-ups.

The latest agent telling me it is eligible based on the attached.

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non-selected ewallets lor
cybpsych
post Jun 27 2024, 05:17 PM

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QUOTE(ChiaW3n @ Jun 27 2024, 05:04 PM)
Just a quick update I am able to ask back my missing cashback for both April and May. May I can continue to spend on kiplepay?
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are you sure you're spending correctly with EVOL card?
cybpsych
post Jun 27 2024, 09:21 PM

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QUOTE(ChiaW3n @ Jun 27 2024, 09:08 PM)
because all this while I only spend on kiple and I get my cashback just the last two months my cashback went missing after I raise a case then now they giving me back the missing cashback
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weird indeed

me and others here no issue

I wonder why yours missing biggrin.gif
cybpsych
post Jun 29 2024, 08:44 PM

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Updated Terms and Conditions for UOB Malaysia PRVI Miles Elite (effective 28 June 2024)

Please be informed that we have updated the Terms and Conditions for UOB Malaysia PRVI Miles Elite to provide better clarity and updates on participating lounges.

Revisions are on Clause 1(a)(ii)(b), Clause D (a), (b), ©, (d), (e) and (g) & Clause C (Table 1).

UOB PRVI Miles Elite Card Terms and Conditions: https://www.uob.com.my/web-resources/person...ite-tnc-eng.pdf
cybpsych
post Jul 3 2024, 10:31 AM

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QUOTE(TongCN @ Jul 2 2024, 02:36 PM)
Wan vomit d this UOB CS sometime.

Having 2 cards (UOB One - old and UOB One - Citi converted) and spend on Everrise SAME spot SAME counter SAME date with 2 different transactions.

1st card transactions complaint already get back groceries 10% cash back
2nd card the CS told me the transaction MCC code different (even it's Everrise) and cannot entitle, woot ?
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2nd card, what's the MCC that CS said?
cybpsych
post Jul 3 2024, 11:22 AM

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QUOTE(TongCN @ Jul 3 2024, 11:15 AM)
she says my :
1) UOB one swiped 5411 - groceries
2) UOB one (citibank) swiped 5311 - departmental

Will the same card machine change on spot after previous transaction ?

Example i swipe my first one 11:00am <5411>
then after that she scans the 2nd batch items and i swiped on 11:01am , the MCC code will be different <become 5311>?
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confirmed same exact terminal for both times? if u got the receipts, try compare if terminal ID is the same? biggrin.gif

eg for Aeon, cashier may simply swipe to ANY terminals in front of them. they dont care, as long as the terminal works.
cybpsych
post Jul 10 2024, 10:42 AM

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QUOTE(aubergine6958 @ Jul 10 2024, 10:37 AM)
out of topic a bit but it is still related to Credit Card Petrol cashback.
I noticed Caltex have their apps 'Caltex Go' have similar initial function with Setel, ie, allow you bind credit card to authorise petrol transaction from the apps at the petrol station and collect Caltex points.

Question 1: what credit card would offer petrol cashback for this transaction? i read through Caltex apps and blog, as well as UOB and SC CC, all are silent on this area.

Question 2: if i swipe/wave credit card at the petrol terminal (so i gotten petrol cashback) would i still able to collect Caltex points? (as there is no physcial Caltex rewards card).
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test yourself with small-ish amount first

once txn posted into your cc account, call bank to find out the MCC

then compare the MCC with the card's T&C if the MCC is eligible for the cc cashback t&c

also to take note, cb may be based on transaction name, together with MCC. read the t&c thoroughly.
cybpsych
post Jul 11 2024, 10:42 AM

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QUOTE(coyouth @ Jul 11 2024, 09:39 AM)
i wonder why they're so adamant to charge the fees.  hmm.gif
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errr as per t&c?

also their revenue?

if you didnt agree with Annual Fee, should not have agreed with their T&C and dont accept the card, right?
cybpsych
post Jul 18 2024, 03:05 PM

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QUOTE(cclim2011 @ Jul 18 2024, 03:03 PM)
hi, would like to ask if autodebit counted as monthly accumulated spend (the 2k) for evol?

want to participate in the autodebit campaign. tq
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have you read the EVOL t&c, clause 5?
cybpsych
post Jul 28 2024, 07:07 PM

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QUOTE(anakMY @ Jul 28 2024, 09:47 AM)
I didn't get cashback for my petrol usage. I pumped petrol via uob cc o the 25th. My statement date is 26th. Last I checked the transaction is included in the statement, but cashback is not granted.
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which CC?

i guess One card?

have you read the t&c on how the cb works? especially if txn posting = statement date?
cybpsych
post Aug 5 2024, 01:04 AM

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QUOTE(Altrost @ Aug 5 2024, 12:17 AM)
I have a Lazada card and I swear I've read through this tnc but can't find any info about the UNIRM > RM conversion rate.

https://www.uob.com.my/web-resources/person...nnouncement.pdf

Any ideas?
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tnc is tnc

catalogue is in the app or uob website

https://www.uob.com.my/personal/cards/rewar...-programme.page
cybpsych
post Aug 8 2024, 09:20 AM

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QUOTE(Jkan2021 @ Aug 8 2024, 08:51 AM)
Thanks for this! Last night, I experienced it first-hand (i.e payment made after 10pm). But upon reading your comments, this made me feel at ease. I called the UOB customer service this morning and yes, they mentioned that cc payments made after 10pm will only be reflected 24 hours in the app. Apparently, something to do with system maintenance. Then I proceeded to ask the guy until what time is this daily maintenance of theirs? The fella also not sure and recommended me to make future payments outside of the 10pm-6am window. Having said that, I did get an SMS last night from UOB saying that they received my payment amount -- problem is the online banking transactions will only be reflected 24 hours later.

I've a CIMB cc and I don't have such issues. As for this UOB cc, I'll have to remind myself to make future online payments during the daytime.... which is mildly annoying IMO. Shouldn't online banking be flexible? Oh well...  dry.gif
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in the online or cloud services, we are expecting all services to run in real-time. that's ideal but not practical. sweat.gif

not all systems need to run real-time, every time, 24/7/365-6. some can be delayed slightly.

by reducing some non-critical services to run in full real-time, this will save the infra cost and load to their systems --> increase service availability and reliability.

there is no such thing as infinite speed, inifinite resources, infinite system bandwidth, etc. the more you ask for it, the more you need to pay.

example like LRT/MRT train. from Point A to Point B, ETA is 10 minutes, provided speed is consistent but safe.
Of course adding throttle will speed up the journey, but also increases risks and other issues smile.gif eg passengers getting nausea or injured when the coach speeding like a demon just to be "faster".

so, some systems (or in this example), some track section, the coach need to slow down. some section, they can speed up safely.


again, diff bank has diff requirements to manage their systems.
cybpsych
post Aug 9 2024, 07:32 AM

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evol/yolo cb credited on 7 Aug

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