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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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ClarenceT
post Oct 16 2020, 11:46 AM

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QUOTE(!@#$%^ @ Oct 16 2020, 11:38 AM)
it's  okay, one step at a time
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Nothing wrong if they offer bill payment services as well. Even Bigpay, SarawakPay and Alipay wallet China (for foreigners) sometimes get diverted to Telco MCC. smile.gif

This post has been edited by ClarenceT: Oct 16 2020, 11:47 AM
ClarenceT
post Oct 16 2020, 12:13 PM

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QUOTE(!@#$%^ @ Oct 16 2020, 11:49 AM)
which is the wrong MCC, many wrongs do not make them right though. unfortunately that's how it is
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It is not strictly enforced in Malaysia. Only tax department of United States is very strict.
We can't expect a business to have a few card machines with different MCC, for different types of transactions.
Don't forget Boost is founded by Celcom-Axiata, a Telco. Some people used HLB Wise card in 2017-2018 to get 10% CB on Telco MCC. Haha.
ClarenceT
post Oct 16 2020, 01:50 PM

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QUOTE(MGM @ Oct 16 2020, 01:43 PM)
Does that mean if i use FCB to reload Boost n mcc is telco then i will get cb?
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Maybe. But Boost 3D-EC gateway is served by Maybank, maybe the system detect it is a Maybank CC then it will divert you to the Maybank Gateway (then Boost 3D-EC with MCC6540).

Just like I use RHB CC at Bigpay, now always MY-ECOM which is served by RHB (to be posted on the same day).
ClarenceT
post Oct 29 2020, 07:58 AM

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QUOTE(mamamia @ Oct 29 2020, 12:18 AM)
Which day & time & place u guys spent to?
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Released in batches.
You don't get it doesn't mean you already lost. Can be 1 working day later as well.
ClarenceT
post Nov 18 2020, 04:43 PM

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QUOTE(ProxMatoR @ Nov 18 2020, 04:39 PM)
yeah.... especially 11.11......  rclxub.gif
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The best solution is to find out the MCC for each completed transaction.
ClarenceT
post Nov 18 2020, 04:52 PM

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QUOTE(GrumpyNooby @ Nov 18 2020, 04:49 PM)
Any easier way without the need to listen to the music for minutes?
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I don't have UOB CC now.
ClarenceT
post Nov 18 2020, 04:55 PM

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QUOTE(ProxMatoR @ Nov 18 2020, 04:52 PM)
wait someone report here?  brows.gif :lol2:
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Not so accurate.
Every transaction definitely come with a MCC.
But Bigpay, Boost, SarawakPay etc have multiple MCCs, it is quite random in some occasions.
ClarenceT
post Nov 21 2020, 12:22 PM

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QUOTE(Darren @ Nov 21 2020, 12:16 PM)
did anyone try uob yolo on bigpay reload?

the transaction valid for cashback?
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Depends on MCC for each transaction. Bigpay has more than 1 MCC / service provider.

You won't get CB for some MCCs, read Yolo's T&C/PDS.

This post has been edited by ClarenceT: Nov 21 2020, 12:23 PM
ClarenceT
post Nov 26 2020, 02:23 PM

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QUOTE(LostAndFound @ Nov 26 2020, 02:18 PM)
If I could afford a car which pump RM80+ per tank I won't chase the RM20 probably =p
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Need 3xRM80 to get CB RM20, so less than 10%. So not attractive for Petrol.
ClarenceT
post Nov 26 2020, 02:31 PM

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QUOTE(tan_aniki @ Nov 26 2020, 02:26 PM)
still better than wise 8% RM18 on weekend
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I hardly use Wise's 8% petrol CB (except Aug-Sep, +RM4 Shell vouchers campaign), not using SC JOP's 15% petrol CB since October.
Setel credit @ Shopee on big days, Petronas e-Voucher @ Prestomall, Petronas/Petron using Gopayz can give >15% savings! smile.gif
ClarenceT
post Nov 27 2020, 05:55 PM

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QUOTE(GrumpyNooby @ Nov 27 2020, 05:45 PM)
Use CardTerus, you'll get cash back under MCC 5541/5542.

Top up to Setel is now considered as e-wallet under another MCC 5172
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6540 if I am not wrong, 5172 already obsolete when Setel gained independence from Kiplepay.
ClarenceT
post Dec 3 2020, 05:48 PM

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QUOTE(revolution @ Dec 3 2020, 05:40 PM)
hi experts,

What am i missing to achieve the full RM30 cashback? only receiving 26.28 for cashback. All are online transaction, plz advise thankks.

25-Oct-20 CLOSING BALANCE 600
1-Oct-20 AMWAY (MALAYSIA) SDN BHD PETALING JAYAMY 119.5
1-Oct-20 AMWAY (MALAYSIA) SDN BHD PETALING JAYAMY 74.5
1-Oct-20 Lazada Topup KUALA LUMPUR MY 66
1-Oct-20 ShopeePay Top Up KUALA LUMPUR MY 100
1-Oct-20 GRABPAY-EC PETALING JAYAMY 20
1-Oct-20 TNG-EWALLET ECOM 2-EC KUALA LUMPUR MY 200
1-Oct-20 BOOST APP-EC KUALA LUMPUR MY 20
9-Oct-20 CAMPAIGN CASH CREDIT -27.65

12 Nov 2020 CAMPAIGN CASH CREDIT -26.28 MYR
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26.28 / 0.05 = 525.60
Your total spending 600.00
Difference = 74.40 <= more or less, not eligible for CB
ClarenceT
post Dec 3 2020, 05:55 PM

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QUOTE(revolution @ Dec 3 2020, 05:50 PM)
Thanks !!
does this mean only the first payment made were recognize for the same merchant for the same day?
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Read
https://www.uob.com.my/web-resources/person...olo-tnc-eng.pdf
ClarenceT
post Dec 9 2020, 02:25 PM

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QUOTE(ChiaW3n @ Dec 9 2020, 02:00 PM)
Ah I just noticed about it so you think the quota still left?
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2500 winners a lot, but debit card users can play as well.
I don't have a UOB credit card.
ClarenceT
post Dec 18 2020, 02:10 PM

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QUOTE(GrumpyNooby @ Dec 18 2020, 02:04 PM)
Month 2 for UOB Cybersale cash back is in.
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Not everyone, some may receive it next week.
ClarenceT
post Dec 18 2020, 02:20 PM

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QUOTE(Wolgie @ Dec 18 2020, 02:18 PM)
not sure which month. just check statement got rm10  drool.gif
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I haven't received yet.
If I am not wrong, ABC already got it but XYZ will receive later.
ClarenceT
post Feb 5 2021, 10:38 AM

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QUOTE(CSW1990 @ Feb 5 2021, 10:20 AM)
recently we saw Affin cash back Duo and RHB Shell, looks like more and more good credit cards will be introduced in the future .. r
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It is sustainable only if the card issuers are making money from credit card interest or management fee (islamic) or cross-sell products/services (eg personal loan, property loan and insurance).
More and more card users are paying 15%-18% p.a. CC interest.

This post has been edited by ClarenceT: Feb 5 2021, 10:39 AM
ClarenceT
post Feb 10 2021, 01:17 PM

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QUOTE(alandhw @ Feb 10 2021, 12:57 PM)
Woww..each day 50k with 10 transactions.
How many months to get UOB block you?
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RM50k @ ~2% p.a. not a lot of money with such effort, not worth to do it.
What if kena IRB/BNM audit!
ClarenceT
post Feb 10 2021, 01:50 PM

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QUOTE(GrumpyNooby @ Feb 10 2021, 01:34 PM)
But if can earn interest from 2 banks?
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The difference is bank interest from 1 bank only, say UOB >RM50k ~1.7% (it was 3.x% many months ago).
Must have RM50000 to play the game.
Assume 1 year, RM50000 x 365 x2 = RM36.5 million transaction volume to gain RM1000.

This post has been edited by ClarenceT: Feb 10 2021, 04:56 PM
ClarenceT
post Feb 24 2021, 03:41 PM

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QUOTE(GrumpyNooby @ Feb 24 2021, 03:37 PM)
A lot - Maybank, Hong Leong, AmBank, Citibank, HSBC, CIMB, BSN, Bank Islam, Bank Rakyat, Aeon
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I thought you boycott the Tiger CC.
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