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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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ClarenceT
post Sep 6 2019, 06:52 AM

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QUOTE(Barricade @ Aug 31 2019, 12:00 AM)
Not working
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QUOTE(TongCN @ Aug 31 2019, 10:51 AM)
Same, gone suddenly -.-
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RM120-RM20 is back for UOB credit/debit cards.
Claim the voucher instead of using code
ClarenceT
post Sep 20 2019, 03:43 PM

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QUOTE(JuneResources @ Sep 20 2019, 03:35 PM)
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  8888 TM UNIFI  12.47 MYR
01 Aug 2019  Shopee Malaysia KUALA LUMPUR MY  29.79 MYR
03 Aug 2019  Shopee Malaysia KUALA LUMPUR MY  25.85 MYR
04 Aug 2019  GRABPAY ECOM SSL-EC PETALING JAYAMY  10.00 MYR
04 Aug 2019  GRABPAY ECOM SSL-EC PETALING JAYAMY  10.00 MYR
09 Aug 2019  GRAB ECOM SSL-EC PETALING JAYAMY  7.00 MYR
13 Aug 2019  Shopee Malaysia KUALA LUMPUR MY  28.80 MYR

20 Sep 2019  20 Sep 2019  CAMPAIGN CASH CREDIT  -8.98 MYR

I though at least 2 digit number..  shocking.gif
But not single number.. cry.gif
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(12.47x10 +29.79 + 25.85 ) @ 5% is ~RM9.

ClarenceT
post Oct 4 2019, 12:33 PM

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QUOTE(tan_aniki @ Oct 4 2019, 12:20 PM)
haha...
still prefer topup with 8 times RM125, withdraw RM1000 and RM625 doesn't make any difference...
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9 or 10 times is safer than 8 times. Just in case.
ClarenceT
post Oct 16 2019, 08:00 AM

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QUOTE(cucikaki @ Oct 15 2019, 09:11 PM)
Spent around 20 mins reading keyword of 'Boost' and 'Bigpay' 'cashback'.

Let me summarise for future newbies to UOB.
1. Cashback is based on calendar month - not statement date. - just like Aeon Big Visa Gold, Ambank True, SC JOP and LFC.
2. Bigpay is not eligible to get cashback - but counted as online transaction to fulfill 8x/16x swipes criteria.
3. Boost is eligible for cashback (including swipe criteria)
4. Boost - with OTP or no OTP - both eligible for cashback and swipe criteria.
5. CB pool is limited to RM120k per month, hence, first come first basis - so be advised to perform your transaction every 1st of the month. (Also reported where some user tried to perform transaction on 1st of the month, midnight, however OTP page still shows 30th of previous month, hence, kindly take note of the date shown in the OTP page).
Credit goes to those kind-hearted people that willing to share all of this info.

However, I have question which I think no one has asked before. and doesn't appear in the post with keywords that I typed in.

Scenario 1:
1 November 2019 - Top up RM625 to Boost -  single transaction.
29 November 2019 - Top up RM10 x 15 to BP.

Scenario 2:
1 November 2019 - Top up RM10 x RM15 to BP.
29 November 2019 - Top up RM625 to Boost - single transaction

Will I be eligible for CB under both scenario? Or I need to fulfill the both swipe and amount criteria on FCFB?

The reason I'm asking is I might want to split the transaction to 2 different statement date in order keep the money elsewhere. Someone also might ask, why don't I perform RM39 x 15 and RM40 x 1 to Boost on 1 November 2019. The reason is I have encountered problems where 'card not charged' always occur to me.

For example to fulfill the booat mission last time where top up RM50 to wallet get 3 coins, etc etc. I always split my top up in the past, and sometimes kena 'card not charged' error.

Another scenario...

Scenario 3:
1 November 2019 - Pay things in Shopee RM40 x 16 = RM640. Shopee should be eligible right. I know I search and no one ever say Shopee is not eligible but just want affirmation.

Thanks smile.gif
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CC shall make your life easier not miserable.
Plan 17x online transactions (1 extra, just in case) on the first day of every month. That's it!
If Boost is disqualified in the future, then consider TMOnline, SEB Cares (minimum RM1 is possible)!

ClarenceT
post Oct 16 2019, 08:35 AM

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QUOTE(cucikaki @ Oct 16 2019, 08:17 AM)
Alright. Then I’ll do everything on 1st.

TM - i applied for paynothing campaign, so now free internet.

SEB - this payment goes to PBB Visa QV to get 5% CB ahahah
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OT.

TM/Unifi - Though I am enjoying PayNothing now, but I still make advance payments at MyUnifi (though my balance is more than -RM100 due to advance payments) and TM e-Kiosk at Batu Lintang for campaign CB.

SEB - 5% only and must go to SESCo payment counters? If you have kept a Negative outstanding balance bill or any SESCO bill <RM30 in the past 2 years, use the SarawakPay's QR code printed on the bill. FYI, I used SarawakPay to Pay my Sesco account, transaction amount RM20 -> Shake reward RM1.80 (ie 9%), very consistent in the past few days (varying from time to time). I used TouchNGo e-wallet to pay SESCO RM30 -> Reward RM1.80 (ie 6%), but limited to 3 transactions only and ending on 31/10/19. tongue.gif

This post has been edited by ClarenceT: Oct 16 2019, 08:41 AM


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ClarenceT
post Oct 16 2019, 08:57 AM

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QUOTE(cucikaki @ Oct 16 2019, 08:13 AM)
Never knew shopee got limit. I plan to buy boost top up via shopee and split it into 16 transactions above RM10.
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Worth it only if you have a lot of Shopee coins!
ClarenceT
post Oct 16 2019, 12:21 PM

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QUOTE(cucikaki @ Oct 16 2019, 11:59 AM)
usually i can only perform 2 top up per card per day. my experience la.

after that it will show unsuccessful. but my other phone, can even top up until 4x (the max i tried so far) in a day.

so i think it all depends.
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It is risky to use same CC at multiple Shopee accounts!
1 phone 1 shopee account 1 CC.
ClarenceT
post Oct 16 2019, 12:31 PM

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QUOTE(cucikaki @ Oct 16 2019, 12:26 PM)
We were talking about boost actually.

As for shopee, why risking, I’m linking my CC to all 3 shopee accounts. Been doing that since early this year, no problem.
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Shopee can use the info to detect and freeze dupe accounts. It may not happen to you at this moment but in the future.
ClarenceT
post Nov 4 2019, 09:26 AM

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QUOTE(cynachen @ Nov 4 2019, 09:22 AM)
Does yolo retail transaction (once per moth to waive annual fee) includes online transaction aka top up boost shopee etc?
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What do you mean top-up Shopee?
Payment to Shopee with OTP verification is an online transaction.
ClarenceT
post Dec 11 2019, 11:30 AM

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QUOTE(MGM @ Dec 11 2019, 11:28 AM)
Stored value card could be interpreted as card like BP, but Boost, TnG ewallet, Grab are without physical card.
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Ewallet is an e-card, eg Alipay Tourpass is a e-Prepaid card by Bank of Shanghai.
ClarenceT
post Dec 11 2019, 11:34 AM

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QUOTE(blackrs @ Dec 11 2019, 11:34 AM)
All transact on first day should be all right

boost-600
tng-15
bigpay-15
gopayz-15
grab-15
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Gopayz?
ClarenceT
post Dec 11 2019, 12:32 PM

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QUOTE(MGM @ Dec 11 2019, 12:13 PM)

How much is the cb, 1%?
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1%, but first RM7k /month - only 0.4%.

ClarenceT
post Jan 1 2020, 05:43 PM

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QUOTE(tan_aniki @ Jan 1 2020, 05:24 PM)
Need to test for the 1st two months…
I will only try on those ewallet which can get cb from previous.
As per previous BP not entitled for cb, so consider it as number count only
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But new MCC for Bigpay already, otherwise how you can play StanChart's game!
ClarenceT
post Jan 20 2020, 09:00 AM

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QUOTE(tan_aniki @ Jan 20 2020, 08:48 AM)
wow...
BP also entitled?
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Told u already BP's MCC no longer 6012. Otherwise you can't play SC's Drift game.
ClarenceT
post Feb 4 2020, 01:08 PM

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QUOTE(cashonhand @ Feb 4 2020, 11:13 AM)
Any card offer cash back to pay income tax (LHDN)? Now got finance charge of 0.8% pay by card

***Bayaran sebanyak 0.80% Caj Pentadbiran akan dikenakan apabila membuat bayaran menggunakan Kad Kredit.**
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QUOTE(tan_aniki @ Feb 4 2020, 12:10 PM)
If I am not wrong, LHDN charge +RM0.50 only at their counter for Debit card, +0.8% for CC. If online, +0.8% for Credit/Debit card.
ClarenceT
post Mar 1 2020, 05:27 PM

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QUOTE(alandhw @ Mar 1 2020, 04:56 PM)
opss..my bad. old version bigpay not eligible for cashback. Looks like Jan2020 revised version bigpay is entitle..
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You are totally wrong. It is not related to UOB (as issuing bank).
Maybank (as acquiring bank) already assigned a new MCC to Bigpay transactions. Fortunately the new MCC is not excluded by UOB yet.
ClarenceT
post Mar 1 2020, 07:37 PM

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QUOTE(alandhw @ Mar 1 2020, 06:44 PM)
Maybank acquire Bigpay?
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"Acquiring Bank" - Maybank (on behalf of the merchant, ie Bigpay Malaysia) get the money from your card issuer (UOB).

Maybank acquired Grabpay (30%), not Bigpay.
ClarenceT
post Mar 2 2020, 04:05 PM

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QUOTE(BlackJackE3 @ Mar 2 2020, 03:58 PM)
im pretty sure the agent told me that the annual fee will auto waived with minimum 12 swipe per year  rclxub.gif
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UOB can revise the service charge from time to time.
Many years ago I got free-for-life Preferred Platinum CC, but now the annual fee is revised to RM198.
ClarenceT
post Apr 16 2020, 06:53 PM

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QUOTE(Chinus @ Apr 16 2020, 06:36 PM)
My March Spending:-
TNG-15
LAZADA TOPUP-15
GRABPAY-15
BIGPAY-15
BOOST-540

Cash Back only RM29.25

Something wrong?
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TNG card-saved method? It is not Online.
ClarenceT
post May 2 2020, 12:31 PM

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QUOTE(tan_aniki @ May 2 2020, 12:16 PM)
Yup why not, free money what  brows.gif
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I will complete the transaction at 12:00:30. No cost. smile.gif
It doesn't matter if I don't win the prize.

This post has been edited by ClarenceT: May 2 2020, 12:33 PM

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