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Credit Cards UOB Credit Cards v9, Ex citi read post 2

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ClarenceT
post Jan 4 2023, 12:38 PM

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QUOTE(Sycamore @ Jan 4 2023, 12:14 PM)
Oh i don't know they are doing this.
So good. 🙂
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Maybank better. 1 ATM for RM10 new notes and another ATM for RM50 new notes.
ClarenceT
post Jan 4 2023, 06:16 PM

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QUOTE(lowyat101 @ Jan 4 2023, 05:13 PM)
Thanks for the info, never aware of this. May I know normally where do they announce the location? Follow the MBB FB?
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KIV till next week.
ClarenceT
post Feb 3 2023, 08:34 AM

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QUOTE(Evo8020 @ Feb 2 2023, 10:49 PM)
Hi, will I get cash rebate if I use YOLO to pay Astro and Unifi bills online? T&C only stated exclusion on Utilities and Telecommunications transactions. Not sure whether Astro and Unifi are categorized as Utilities and Telecommunications respectively or not.

Thank you.
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Why not pay the Astro / Unifi bills at Lazada App?
ClarenceT
post Jun 9 2023, 12:26 PM

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QUOTE(ScrappyCoCo @ Jun 9 2023, 12:03 PM)
I plan to use One card on weekday and AMEX for weekend cashback.

But there could be occasion where i need to pump petrol or buy groceries on weekday, but alre met the cap for One card.

That's why im checking here.
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You should have TNG wallet. Use your Amex to buy TNG PIN at Lazada, reload to TNG wallet, pump petrol and buy groceries anytime using TNG wallet or TNG Visa. 5%-8% savings on spendings.

Other CC you may consider for Petrol+Groceries: RHB-Shell Visa, CIMB Islamic - Petronas Visa.

This post has been edited by ClarenceT: Jun 9 2023, 12:28 PM
ClarenceT
post Jun 9 2023, 09:32 PM

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QUOTE(ScrappyCoCo @ Jun 9 2023, 09:19 PM)
Do you mean to buy TNG reload PIN at lazada during weekend with AMEX for the 5% CB and use TNG ewallet to spend?

Can i PM you for more details?
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No need PM lah.
We already shared it since last October at TNG wallet Thread, Lazada V30, Maybank M2 Thread and Maybank Islamic CC Thread.

Buy 10x TNG RM100 PIN during weekend so you get RM50/month from Maybank. Top up 10x RM100 into TNG wallet, you have RM1000 credit to spend at any petrol stations, supermarkets or any other places, anytime from Monday to Sunday. Use TNG VISA to wave/PIN or TNG App to pay via QR.

ClarenceT
post Jun 10 2023, 11:44 AM

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QUOTE(joice11 @ Jun 10 2023, 09:41 AM)
the lazada tng pin max  can buy how much each month?
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Lazada App: Not sure, but more than RM1500/month (combination of RM10 + RM50 + RM100 denominations). Someone reported "RM100 PIN" - max 10 /month.

TNG App: max RM1500/month, top up by PIN.

This post has been edited by ClarenceT: Jun 10 2023, 11:47 AM
ClarenceT
post Oct 19 2023, 04:11 PM

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QUOTE(Wolgie @ Oct 19 2023, 03:43 PM)
cannot find. that why i ask innocent.gif
some $$ in Laz but not use. maybe throw to SSPN brows.gif
always use TnG and Benefit of CC.
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Lazada Wallet...
Pay electricity bill on big days! Maybe can get RM5 cashback!
Or spend at Taobao

This post has been edited by ClarenceT: Oct 19 2023, 04:14 PM
ClarenceT
post Mar 8 2024, 04:55 PM

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QUOTE(MGM @ Mar 8 2024, 04:50 PM)
Alamak didnt provide a list of qualified ewallets, only qualified code mcc6540.
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If MCC6540, can easily swipe >RM100,000 using UOB Debit MasterCard!
Eg RM25000 PER TNG wallet account,
AND Boost, Bigpay, Gopayz, Merchantrade, Setel etc.

This post has been edited by ClarenceT: Mar 8 2024, 05:10 PM
ClarenceT
post Apr 26 2024, 12:28 PM

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QUOTE(Alert_RaZO @ Apr 26 2024, 12:24 PM)
Frustrated this UOB app.
Usually take how long to update the transaction?
This morning pay my credit card, until now not yet update. Require staff to do the posting kah?
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All the credit card repayment are like that lah, no real-time update till end of the day. Except Public Bank CC.

Check your credit card account tomorrow.
ClarenceT
post Jun 21 2024, 12:32 PM

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QUOTE(Wolgie @ Jun 21 2024, 12:03 PM)
not really. if really can win. brows.gif
my hp number also 01x-4x44x11  devil.gif
Im chinese
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Not 011
Not 015
Not 4444x11

Use Truecaller to find out who you are. devil.gif

This post has been edited by ClarenceT: Jun 21 2024, 12:33 PM
ClarenceT
post Jul 4 2024, 09:01 AM

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QUOTE(loneranger80 @ Jul 4 2024, 08:58 AM)
Wonder how to use mbb ikhwan amex with ewallet skillset since mbb cb exclude ewallet hmm.gif
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Use Amex to pay SPayLater (technically it is not an E-wallet but you need to have ShopeePay to activate SPayLater)

This post has been edited by ClarenceT: Jul 4 2024, 09:02 AM
ClarenceT
post Jul 5 2024, 09:38 AM

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QUOTE(anakMY @ Jul 5 2024, 09:35 AM)
I don't get this, for spaylater, firstly I will hv to hv some BNPL right. There's no way to make it into the shopee ewallet am I right.
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No money is going into E-wallet account, but only use ShopeePay's Scan QR feature to pay the merchants.

This post has been edited by ClarenceT: Jul 5 2024, 09:39 AM
ClarenceT
post Sep 13 2024, 05:09 PM

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QUOTE(TongCN @ Sep 13 2024, 04:30 PM)
https://www.uob.com.my/assets/web-resources...p1-10Sept24.pdf

New campaign but again .. invited sad.gif
I'm always the one pump oil but my wife received instead
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Add her card to your Shell App!
Pump petrol using Shell App.

This post has been edited by ClarenceT: Sep 13 2024, 05:10 PM
ClarenceT
post Sep 13 2024, 07:48 PM

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QUOTE(sg8989 @ Sep 13 2024, 07:29 PM)
Can we make payment by using shell App? biggrin.gif
Physical purchase in shell select by make payment by shell apps.
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https://www.shell.com.my/motorists/shell-app.html

Like Setel CardTerus.
ClarenceT
post Oct 28 2024, 05:16 PM

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QUOTE(aurora97 @ Oct 28 2024, 04:36 PM)
Btw, for those who don't know, last time only banks can access to CCRIS but now you can check your own CCRIS report. All loans, cards etc... that are taken from a bank will be reflected in CCRIS including any missed payments. You can also see the status of your application, whether credit card approved by the bank or rejected without the bank first calling and informing you.

In any case, Banks don't only use 1 point of data and they will also use CTOS to evaluate your credit. I have 2x cards with UOB, 2x HLB, 1x with AM (applying for 1x VI to complete my lounge access) but got rejected by Alliance and MBB (former Amex 2 card reserve holder and wanted to apply for VI). In any case, I will be cutting some cards and rearranging them for better benefits.

I suspect rejection by Alliance and MBB was due to miss payments on a loan. That aside, I suspect my credit score rating is deteriorating because the amount of applications and credit I am using (spend up to 50-60% of my limit but repay on time and full).
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Why not pay RM25 to see your CTOS score?

ClarenceT
post Nov 26 2024, 12:28 PM

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QUOTE(dannychen @ Nov 26 2024, 11:43 AM)
Big Pay
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If "BIGPAY-EC".
Other transaction description, not sure...


Attached thumbnail(s)
Attached Image
ClarenceT
post Nov 26 2024, 05:12 PM

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QUOTE(sg8989 @ Nov 26 2024, 05:03 PM)
How to extract mcc code?
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Use Kiplepay Visa to swipe.
ClarenceT
post Mar 12 2025, 02:30 PM

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QUOTE(victorian @ Mar 12 2025, 11:38 AM)
Paydy already categorized as Ewallet since last month
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QUOTE(xiaomoon @ Mar 12 2025, 11:48 AM)
last month i still get cb for paydy...where u get the info they categorized as ewallet?
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Where got ewallet MCC?

MCC6540 is POI FUNDING TRANSACTIONS

ClarenceT
post Mar 12 2025, 04:45 PM

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QUOTE(victorian @ Mar 12 2025, 04:06 PM)
MCC6540 include but not limited to e-wallets.
ClarenceT
post Jul 22 2025, 07:34 AM

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QUOTE(MGM @ Jul 22 2025, 02:28 AM)
There will be a 1% fee for reloading grabpay with cc.
Can show the screenshot of paying paylater with cc?
As shown below there is no option to change payment type to cc, can only topup Grabpay b4 continue with payment.

user posted image
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If I am not wrong, Grabpay will direct charge the credit card when the Grabpaylater debt is due AND insufficient credit at Grabpay. But = top up Grabpay then settle Grabpaylater debt (Don't compare with ShopeePay/Spaylater which are operated by 2 legal entities).

This post has been edited by ClarenceT: Jul 22 2025, 07:37 AM

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