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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back
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ClarenceT
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 Jul 17 2018, 08:40 AM
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QUOTE(MGM @ Jul 17 2018, 08:34 AM) Agree.  When 99% winners doing the same thing, they will investigate but I think this round should be safe cause t&c already out and similar to the CB4U. Haha, if BigPay is not included, I can sweep all the special cashback, as what we did last year; If BigPay is included, I don't think I can grab all. The game has become too easy and no fun! Quasi Cash clause is already in T&C. This post has been edited by ClarenceT: Jul 17 2018, 08:46 AM |
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ClarenceT
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Jul 17 2018, 12:07 PM
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QUOTE(TongCN @ Jul 17 2018, 11:58 AM) I havent received any  Is it tru sms ? Oh wait, i'm participating the July version, lolz.. Ignore me  check your online ledger |
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ClarenceT
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Jul 17 2018, 12:13 PM
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QUOTE(TongCN @ Jul 17 2018, 12:09 PM) I just a new registrant around end of June, so statement havent generated. The ledger is so slow in updating so yea, wait next week see. PB is very efficient, update instantly for payment/credit, not like other banks you need to wait for 1 day. |
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ClarenceT
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Jul 19 2018, 11:09 AM
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QUOTE(allen6279 @ Jul 19 2018, 10:55 AM) thanks for sharing this. How do i get 15% off? is it auto discount at the payment page there if still available and meet all the t&c? It should be similar to the Mastercard's -25% in March-April. The Shopee system will auto detect and you choose the discount option. If I am not wrong, it is a Shopee-Visa campaign and not exclusively for Public Bank Visa only. So the discount quotas could be finished in the first few minutes of Monday, as it happened in Shopee-Mastercard Mondays. |
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ClarenceT
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Jul 19 2018, 12:26 PM
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QUOTE(MGM @ Jul 19 2018, 11:36 AM) Shopee using local payment gateway? Shopee-Visa's 15% discount - limited to some (not all) Shopee Mall and Preferred Sellers items only, not for bill payments, Petronas Giftcards, Mobile Top-up. |
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ClarenceT
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Jul 19 2018, 12:51 PM
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QUOTE(allen6279 @ Jul 19 2018, 12:37 PM) if getting Shopee-Visa's 15% discount, still can use voucher code? I have not seen the latest one... Shopee-MC: You could choose only one of the discount options, + you can use Shopee coins. |
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ClarenceT
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Jul 19 2018, 01:28 PM
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QUOTE(MGM @ Jul 19 2018, 01:21 PM) PGC considered as voucher, so not eligible? Sometime can, but most of the time cannot. Not sure on this new campaign. |
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ClarenceT
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Jul 19 2018, 03:54 PM
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QUOTE(allen6279 @ Jul 19 2018, 03:50 PM) eh what it means ya? i shouldn't swipe at 12.00am monday? If you don't see IPAY-SHOPEE at your screen and SMS, ignore the OTP and cancel the payment.  |
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ClarenceT
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Jul 20 2018, 02:46 PM
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QUOTE(sjz @ Jul 20 2018, 02:24 PM) Sign this petition created by a Lyn forumer!! I know this RM25 is not a lot for us. But what if you have more than 5 cards, each for a different benefits? This is NOT SUPPOSEDLY to be imposed on the rakyat! What more Lim Guan Eng himself opposed to the idea of credit card tax back then in 2009. https://www.change.org/p/jason-ding-no-sst-...it-cards-pleaseRM25 only, instead of reinstated to RM50. You shall be grateful that you are going to pay only 50% of what we were paying in the past. You always have choices not having so many credit cards or use debit cards instead. Only 2-3 million CC holders in Malaysia so we are the minority to get this privilege. |
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ClarenceT
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Jul 20 2018, 03:17 PM
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QUOTE(HiT-AbLe @ Jul 20 2018, 03:06 PM) I'm thinking to do multiple RM60 shopee trx in order to get cb from“Spend Now 4 More Cash Back”, but not sure they'll consider those trx as Split Qualified Retail Transactions which's not qualified for cb. Anyone can help? Can, but with restrictions and traps. Spend a few hours reading this thread from Page 1 (since 4/2/18). |
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ClarenceT
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Jul 20 2018, 03:41 PM
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QUOTE(sjz @ Jul 20 2018, 03:24 PM) in no reason whatsoever they shall reinstate the charge. not even RM25. 1st thing, in the GST era there is no such charges. so impose a RM25 by stating its BUNDLED with SST is a lie! no matter how they package it, this is still an extra tax that adds to your burden. 2nd thing. the minister himself oppose the idea of credit card tax back then in 2009. so walk the talk!! We don't have to keep so many CC and we will significantly reduce credit facilities and risk. The banks will not pre-approve additional CC or sending you a CC that you never apply. This post has been edited by ClarenceT: Jul 20 2018, 03:47 PM |
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ClarenceT
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Jul 20 2018, 05:09 PM
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QUOTE(kit2 @ Jul 20 2018, 04:56 PM) yea, i'm interested to know too. according to the proposal by the customs, the tax is charged on the next annual renewal. i have a card that doesn't have annual fee. so no renewal meaning no tax? All CC status reviewed by the card issuer and renewed yearly, regardless of Annual Fee. |
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ClarenceT
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Jul 25 2018, 12:39 PM
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Plan your BigPay Topup properly from now on... RM480 per principal PB account per week. So max 5 principal PB accounts per month only unless you get additional BigPay...
"We’re introducing a fair usage policy when it comes to credit card top up. From now on, there will be a monthly limit of RM10,000 on credit card top ups only. Top ups via debit cards and online banking remain unlimited. Why are we doing that? Because we’re committed to saving you money and making financial services fair for everyone - but certain services are costly due to third party fees."
Not sure if you can top up again on 30/7 if you have top-up >RM10000 this month, especially on HLB Digital Day.
This post has been edited by ClarenceT: Jul 25 2018, 12:42 PM
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ClarenceT
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Jul 25 2018, 01:20 PM
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QUOTE(qu3vax @ Jul 25 2018, 01:12 PM) i would like to clarify, sms register both quantum QV and QM card. then swipe 8x rm60 min on QV get RM50 CB and 8x rm60 on QM get RM50 CB, so if got both card can get RM100 per week? Get your husband/wife/relatives to sign up for another PB PRINCIPAL CC. |
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ClarenceT
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Jul 25 2018, 01:34 PM
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QUOTE(lamode @ Jul 25 2018, 01:32 PM) are you sure got mention the frequency/amount before banned/blocked? Not really important now. You will not withdraw cash more than RM10k - RM20k in a month. |
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ClarenceT
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Jul 25 2018, 01:35 PM
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QUOTE(eddie2020 @ Jul 25 2018, 01:32 PM) Only PBB is having 8XRM60 game! |
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ClarenceT
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Jul 25 2018, 01:49 PM
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QUOTE(TongCN @ Jul 25 2018, 01:40 PM) If u have other CC that entitle CB from BigPay  Means u cannot exceed RM10k liao, plan properly PBB VS - RM633 PBB QMC - RM600 These 2 already ate 1.2k portion for normal CB Not always right. If I wish, I can play 24XRM60 every week, with various principal and supplementary cards. 4 weeks -> RM5760. |
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ClarenceT
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Jul 26 2018, 11:22 AM
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QUOTE(tifosi @ Jul 26 2018, 11:06 AM) Just got my VS finally and I found out that they have a different set of CL compare to Quantum. Eg: My Quantum have 20K and my VS has 30K. So does that mean it's a total combined CL of 30K and Quantum have a ceiling of 20K max? QV + QM: Max RM20k CL and VS: Max RM30k CL subject to QV + QM + VS: Max RM 30k CL My Quantum's CL is higher than my VS's CL! This post has been edited by ClarenceT: Jul 26 2018, 11:23 AM |
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ClarenceT
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Jul 28 2018, 11:09 AM
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QUOTE(firee818 @ Jul 28 2018, 10:41 AM) Hi, could I disable the pay wave function? Credit card users can always dispute the transactions, so don't worry. |
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ClarenceT
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Jul 31 2018, 01:29 PM
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QUOTE(wym6977 @ Jul 31 2018, 01:19 PM) I thought GE has online payment now? I havent try but consider cancel off autodebit and switch to manual online payment. I believe it entitle normal online cash back as Prudential did. I doubt it is "online". You give card details online then GE will process the premium payment manually. |
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