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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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ClarenceT
post Jul 3 2018, 04:17 PM

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QUOTE(BeastX @ Jul 3 2018, 03:48 PM)
Actually MBB Amex has changed their time to be recorded to be based to Mal time since 2 to 3 years ago..... not so with PB
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Weekend rebate based on transaction date, regardless Malaysia Time in Friday or Monday.

ClarenceT
post Jul 3 2018, 05:39 PM

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QUOTE(cybpsych @ Jul 3 2018, 05:09 PM)
from what i see, the large lumpsum swipes are exhausted earlier (easier to achieve)

those with 8x or 10x exhausted later a bit. if not mistaken, till Thu still eligible.... well that was last year.
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Last year 1000 winners!
Now 600 winners and a lot of new competitors.
ClarenceT
post Jul 3 2018, 05:50 PM

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QUOTE(cybpsych @ Jul 3 2018, 05:43 PM)
of course. the time gap between similar promo is wide, users dynamic and behavior changes.

well, my monthly expenditure reduced by half nowadays, cant target each week now. good news nevertheless:lol:
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Haha same "problem". Groceries, utilities, phone bills overpaid by months, my petrol credit (PGC) enough for 1 year consumption. Spend less as GST removed.
ClarenceT
post Jul 3 2018, 06:02 PM

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QUOTE(sysy @ Jul 3 2018, 05:52 PM)
Spend less is good, seem like to aim for the promo all need to complete at 8am in the morning...very competitive now with Big Pay sumore..

PBB will be happy~~more ppl swiping but not all get the promo. haha
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Not only Bigpay, there are some dirty channels to win.
But PB yet to improve T&C.

This post has been edited by ClarenceT: Jul 3 2018, 06:03 PM
ClarenceT
post Jul 4 2018, 12:46 PM

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QUOTE(klsooo @ Jul 4 2018, 12:44 PM)
Top up LAZADA wallet consider as retail transaction for "SPEND NOW 4 MORE CAHSBACK" promotion?
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You test it first and let us know 1 month later. New Game.
ClarenceT
post Jul 4 2018, 12:58 PM

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QUOTE(cytyler @ Jul 4 2018, 12:49 PM)
Any pbb cc that allow for free access to airport lounge
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VI or WM 3x
VS 2x
Plaza Premium Lounge only

This post has been edited by ClarenceT: Jul 4 2018, 12:59 PM
ClarenceT
post Jul 5 2018, 08:42 AM

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QUOTE(hafizhans @ Jul 5 2018, 08:29 AM)
i search this thread a bit but still fail to understand PB flexipay.
let say i have 2000 statement balance due 2 AUG,
can i convert to 6-mo/1500/0% and just pay remaining 500 b4 due date?
thanks
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Not your statement balance.
You must have a retail transaction >RM1500 then request Flexipay (for this transaction >RM1500) 5 days before statement date.

This post has been edited by ClarenceT: Jul 5 2018, 08:42 AM
ClarenceT
post Jul 5 2018, 09:01 AM

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QUOTE(hafizhans @ Jul 5 2018, 08:49 AM)
owh i see
single retail transaction worth >1500 only la?
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Yes you need the "approval code" for that transaction to proceed.
ClarenceT
post Jul 5 2018, 06:44 PM

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QUOTE(MGM @ Jul 5 2018, 05:17 PM)
MY 5Jun(Tues) trax for week23 did not qualify. It is getting more competitive.
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So we should cool down and not train our competitors. Being too positive and helpful may backfire.
ClarenceT
post Jul 6 2018, 08:45 PM

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QUOTE(cybpsych @ Jul 6 2018, 07:52 PM)
probably their logic to swing the payment gateway to diff group of users
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Maybe one for Mastercard, another one for Visa.
Maybe one for Shopee Mall, another one for cap pa lang.
ClarenceT
post Jul 7 2018, 10:09 AM

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QUOTE(David83 @ Jul 7 2018, 10:05 AM)
Pump petrol doesn't VIP too.
Do take note.
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For VS, I did receive VIP for petrol usages (last year)
ClarenceT
post Jul 7 2018, 10:19 AM

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QUOTE(Fak3-1234 @ Jul 7 2018, 10:10 AM)
My ppb cc is not quantum
Applied quantum but get visa gold and MasterCard Gold
Sigh

Is not excluded=included?
imma confuse
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The reward point -> please refer to Product Disclosure Sheet.
Special CB Game -> Yes included, I consistently used this method last year.
ClarenceT
post Jul 7 2018, 10:31 AM

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QUOTE(Fak3-1234 @ Jul 7 2018, 10:27 AM)
I applied Quantum online
And I download the app form after that
I found no quantum box to tick on the app form (I believe it’s an old app form)
I thought I just give a try apply visa gold
I didn’t expect ppb approve my app since I just started working less than 6 mths in this new company
Who knows they approve me

Should I go submit new application?
Wa till I get approve only cancel existing one or
They can just cancel my existing car right away can give me new quantum card
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Submit new application.
They can approve based on existing Credit Limit.
All PBB CC will share a max Credit Limit.
If you want petrol rebate, then apply for Petron CC as well. So you will have 5 PBB CCs.
ClarenceT
post Jul 7 2018, 10:40 AM

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QUOTE(Fak3-1234 @ Jul 7 2018, 10:38 AM)
I guess I’ll resubmit the application form then
Card approve from 1st July 2018 onward can get free gift luggage set or shopee voucher right

My ppb low end cc was approved on 22th June
Dang
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Free gift not for you as existing cardholder.
ClarenceT
post Jul 7 2018, 03:14 PM

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QUOTE(geekfiredog @ Jul 7 2018, 02:20 PM)
I believe the latest RHB promotion is only applicable for new card application, not for existing card holder like the just concluded similar promotion (which starts on every Sat)
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New applicants: RM30+RM270, only 100 winners
Existing cardholders: RM270, 1500-2000 winners
Different campaigns & T&C. This round - Sunday to Saturday!

ClarenceT
post Jul 9 2018, 01:07 PM

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QUOTE(peri peri @ Jul 9 2018, 01:00 PM)
dear all,

regarding the spend now 4 more cash back. i noticed it had add hoc condition.

1. 5x rm50 pay wave transactions in a months

2. Split transactions is not allowed.

Do we need to comply such? rm60 x 6 to BP reload will violet the 2nd conditions?
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5XRM50 Paywave for Visa Debit.
3X/5X/8X for Credit Cards.
ClarenceT
post Jul 12 2018, 11:30 AM

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QUOTE(MGM @ Jul 12 2018, 11:18 AM)
Wonder what will PBB do if found out all CB taken up on Monday and given to BIGPAY reload trx only. hmm.gif
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If PBB really want to disqualify...
Short Term: Reason - Quasi Cash. (reported before March 2018)
Long Term: Mastercard may revise BP's MCC, so top up BP is officially Quasi Cash or Cash Advance. It just happened Visa & Mastercard International worked against Bitcoin merchants (MCC amended from 6012 to 6051) a few weeks ago.


ClarenceT
post Jul 12 2018, 11:46 AM

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QUOTE(GamaX320 @ Jul 12 2018, 11:43 AM)
Almost 1 week submitted my application through email but yet receive any sms about reject or approve.
Will they sms or email us when application rejected?
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Call 0321768000
Then 1 for English
Then 4 for Application Status
Then key in your 12-digit IC Number, followed by #

ClarenceT
post Jul 12 2018, 12:01 PM

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QUOTE(GamaX320 @ Jul 12 2018, 11:58 AM)
Wait more few days if still no reply then will call their customer service
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IVR.
You don't have to wait and talk to a CS officer.

ClarenceT
post Jul 17 2018, 08:25 AM

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So easy to hide nowadays meh?
50000 VS cardholders & 60000 QM cardholders but only 600 winners.
Some players will complain if they fail to be in the first 600.


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