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Credit Cards Public Bank Credit Cards V3, PB Visa Sig 6% & Quantum 5% Cash Back

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ClarenceT
post Jul 2 2018, 10:06 AM

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QUOTE(mamamia @ Jul 2 2018, 09:45 AM)
guess this time will start on tue instead of Monday since end day is Monday (31 dec)
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It did happen once, Tuesday instead of Monday. drool.gif
ClarenceT
post Jul 2 2018, 10:08 AM

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QUOTE(jkngo2003 @ Jul 2 2018, 10:02 AM)
For new debit card promo, it excluded the online spending already. Hope this new promo don't exclude it
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But 5X Paywave RM50 to get 10%, 1500 winners. Quite easy and attractive.

ClarenceT
post Jul 2 2018, 10:15 AM

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QUOTE(David83 @ Jul 2 2018, 10:09 AM)
RM60 is a reduced amount from RM100 but still high as most of swipes on VS and Quantum are online based which I believe based on previous TnC will not eligible for the campaign/contest.
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It is quite similar to 8XRM50 (March-July 2017) and 10XRM50 (August-December 2017) to get RM50, before you joined us as PB cardholders.
Just to share my experience... You can pump petrol RM60 on Monday (if eligible), so you get RM50/8, ie 10.4% return, better than Ikhwan Petronas, Affin BHP, M2Amex, Lazada-Petronas.

ClarenceT
post Jul 2 2018, 10:31 AM

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QUOTE(MGM @ Jul 2 2018, 10:28 AM)
I am greedy, if possible I want to get both card's CB and promo's CB. tongue.gif
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If greedy, then get more principal accounts to play. brows.gif
Most of the time I got RM150/week last year.

This post has been edited by ClarenceT: Jul 2 2018, 10:42 AM
ClarenceT
post Jul 2 2018, 10:39 AM

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QUOTE(tan_aniki @ Jul 2 2018, 10:27 AM)
Just dump 8 X RM60 into Bigpay and pay anything with it
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Not guaranteed. Bigpay topup before March - not qualify.
Quasi cash exclusion clause is always there, so there is a risk.
Wait for your feedback on W1 / W2 then I will consider.



ClarenceT
post Jul 2 2018, 12:21 PM

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QUOTE(TongCN @ Jul 2 2018, 12:06 PM)
Teach me sensei, how to get 20~35% off  notworthy.gif

Right now me only buy RM28.50 for RM30 from 11street with cash rebate card 5%.
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Petronas Giftcards (PGC) at Lazada.
Get as many as CIMB-Lazada Prepaid Mastercard if possible, buy 2 PGCs every month to get -RM26.** (15%+1% cashback) PER CIMB-Lazada prepaid mastercard. (15% special rebate valid till 31-12-18)
(Assume you can get 5 ICs you can get 5 Prepaid Mastercards so buy 10 PGCs worth RM1000 in a month)
Sometime (not always) you may use discount codes to buy PGC or Lazada Giftcard at cheaper price.
Combined with Shopback rebate.

Our cost to a PGC RM100 is around RM80 +/-.

This post has been edited by ClarenceT: Jul 2 2018, 12:23 PM
ClarenceT
post Jul 2 2018, 04:00 PM

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QUOTE(David83 @ Jul 2 2018, 03:56 PM)
How come only some received the SMS?
Just curious.
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As usual, you need to send a SMS to 66300... PBCB <Card Number> to register.
But it is still not sure it is a Tuesday-Monday or Monday-Sunday cycle. 31/12/18 is a Monday.

ClarenceT
post Jul 2 2018, 04:02 PM

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QUOTE(tan_aniki @ Jul 2 2018, 03:53 PM)
so means those who already got the sms done is registered into the system lo
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Register again if the game starts tomorrow.
ClarenceT
post Jul 2 2018, 04:04 PM

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QUOTE(David83 @ Jul 2 2018, 04:03 PM)
If 3 cards from PBB, I have to register 3 times?
They track by card numebr not NRIC?
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Any 1 card. PB will monitor all your CCs including supplementary.

This post has been edited by ClarenceT: Jul 2 2018, 04:04 PM
ClarenceT
post Jul 2 2018, 04:13 PM

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QUOTE(tan_aniki @ Jul 2 2018, 04:08 PM)
Apparently, Bigpay MCC 6012 is not under Quasi Cash categories.
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Not really, you google search. Some financial institution will treat MCC 6012 / 6xxx under one of quasi cash schemes.
eg UOB Yolo.
ClarenceT
post Jul 2 2018, 04:21 PM

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QUOTE(acejlsh @ Jul 2 2018, 04:11 PM)
How about the delivery costs to East Malaysia? Noted that it had just increased 100%, from RM 5 to RM 10.30. It is worth to continue order 2 pcs per month for the RM 26 plus shopback rebate despite the wrong amount issue for the big value card (RM 300 and RM 500)?
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Wait for a while. Not sure why Lazada just double the delivery charge (GD Express), most likely they make a mistake.
Last time Lazada used freelancers (Ninja Van) or Pos Malaysia to deliver, F.O.C.
Recently Lazada uses GD Express and they charge RM5 per shipment.


ClarenceT
post Jul 2 2018, 04:49 PM

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QUOTE(acejlsh @ Jul 2 2018, 04:42 PM)
OK, sure. Let's see how. By the way, Shopee still have mesra official shop??
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Still available. RM77 for RM80.
Hardly to get discount though free shipment.
ClarenceT
post Jul 2 2018, 08:03 PM

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QUOTE(rpg @ Jul 2 2018, 08:00 PM)
visa signature, swipe 12 times per month no incur  yearly charges?
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Still charged but reversed at the same time.
ClarenceT
post Jul 3 2018, 08:51 AM

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QUOTE(rpg @ Jul 2 2018, 08:00 PM)
visa signature, swipe 12 times per month no incur  yearly charges?
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QUOTE(cclim2011 @ Jul 2 2018, 08:13 PM)
Per year ruight
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12 swipes per year to get waiver.

[2017]
XX JUL (SRS) ANNUAL CARD FEE 388.00
XX JUL GST @ 6.00% 23.28
TAX INVOICE: XXX
XX JUL (SRS) ANNUAL CARD FEE ADJUSTMENT/REBATE 388.00CR
XX JUL GST @ 6.00% 23.28CR
CREDIT NOTE: XXX
ClarenceT
post Jul 3 2018, 02:20 PM

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QUOTE(tan_aniki @ Jul 3 2018, 02:16 PM)
lesson learn, always make transaction after 6-8am for a new day.
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Old Shopee SG - GMT Time Zone.
New Shopee MY - Follow Malaysian Time Zone (GMT+8)?

ClarenceT
post Jul 3 2018, 02:35 PM

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QUOTE(paogeh @ Jul 3 2018, 02:33 PM)
For my case ......I did on 12AM  or 2AM MoNDAY , malaysia time ....

PBB CS told me , captured as Sunday 10pm .

He advise me to swipe after 9AM Monday

too late .......already MANY WEEK did on 12/2AM. ....
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Payment gateway changed on 27/6.

ClarenceT
post Jul 3 2018, 02:44 PM

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QUOTE(paogeh @ Jul 3 2018, 02:36 PM)
what do u mean ?
change in PBB or shopee ?

how does that affect us ?
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Before 27/6: SHOPEE SINGAPORE SG. +2 days for posting (Time Zone GMT).
After 27/6: IPAY88-SHOPEE KUALA LUMPUR MY. Public Bank Merchant. Posting on the same day. (yet to confirm Time Zone GMT+8)




ClarenceT
post Jul 3 2018, 02:47 PM

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QUOTE(paogeh @ Jul 3 2018, 02:45 PM)
my case shopee is not the problem ....

it';s the PBB side captured the transaction is issue ....

shopee time same as Malaysian time ,
but captured by PBB was sunday night time .....

hence , it's PBB issue !
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See your transaction date at statement! It is not PBB's problem.

ClarenceT
post Jul 3 2018, 03:09 PM

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QUOTE(paogeh @ Jul 3 2018, 03:00 PM)
shopee just changed recently ....

mine happen wk16/17/19/20/21
my transaction date on those wk are captured as Sunday
where i swiped on Monday 12am/2am .....
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We know since long time ago.
you swiped at Monday 2am (Penang time) -> "Shopee Malaysia SG"'s gateway (Cybersource London) time SUNDAY 6PM.

Nothing wrong, so your transaction date is SUNDAY.

This post has been edited by ClarenceT: Jul 3 2018, 03:10 PM
ClarenceT
post Jul 3 2018, 04:06 PM

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QUOTE(paogeh @ Jul 3 2018, 03:18 PM)
the cash campaign ...... is counted in MALAYSIA time !!
so the ACTUAL SWIPE happen on MONDAY !!!
IT'S MONDAY !!!
In my shopee order , i seee that the order created MONDAY 2AM !~!

IN THIS case , i feel i have a STRONG case to claim the CB RM50 from PBB .
*since u guys know long time , no one shared this info here . now i have to dig proof + write to PBB + BNM to file dispute ......
anyway . thank you for sharing info
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"15. The tracking of Qualified Retail Transactions shall be based on transaction dates."

Your transaction date - Sunday!

We have no obligations to inform you or share the info.

This post has been edited by ClarenceT: Jul 3 2018, 04:09 PM

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