You never used phone banking before?

Registered at SMS 66300?
Got W1 cashback?

8x QM (same card) accepted this morning!

Can you split a BP transaction? I can't.
I choose to perform multiple transactions. (To play safe, >5 minutes apart)

This post has been edited by ClarenceT: Aug 6 2018, 01:19 PM

Annual fee RM388+GST/SST charged every year.
But currently if you used 12 times in a year, PBB will reverse the AF+GST.

Pre-pay 1 week before statement date but leave RM23 outstanding balance for direct debit to get -RM2.

Long time never use Time dc, can't remember if Time following TM's rule, Direct Debit >RM20 to get -RM2.

To be exact, assume your billing date is 15th of the month, monthly RM178 (not considering GST/SST)...

Before 10/8, payonline - RM157
Statement 15/8, outstanding RM21 and direct debit RM21 (so -RM2 for next statement, ie RM176 net on 15/9)
Before 10/9, payoneline - RM155
Statement 15/9, outstanding RM21 and direct debit RM21 (so -RM2 for next statement, ie RM176 net on 15/10)

(For M2 Amex, the last weekend before the statement date)

But I gave up the direct debit LAST YEAR till now...
8XRM50 / 10XRM50 at Payonline to get RM50 (so the rebate 10%-18.5%, much better than 6% plus -RM2)
End up I pre-paid a few months ahead in order to win special cashbacks.

No OTP, so not online transaction!
MCC 5968 - Direct Marketing – Continuity/Subscription Merchant
Direct Marketing - so not for promo cashback as well.

I just received too. I kept silent and didn't complain or do anything. 9xRm60, nothing to lose.

I received the topup notification at 1:20pm today.
It seems BP has an effective checks and balances mechanism in place.

Always check your pbe ledger - unbilled transactions.
But result of W3 is not released yet.

BAFIA 1989

62. Prohibition of credit facilities to director and officer.
63. Restriction on giving of credit facilities.

Not for today. Too late, first come first served.

Someone confirmed at post #3298.
Try your luck on Mondays.

Maybe he is now a bad paymaster (though he was good when applying for VS), PB paiseh to recall his VS.

Your existing credit limit (Quantum) >RM30,000?
Otherwise not easy to get VS.

Bank usually will not give 2 separate Credit Limits (one for conventional and another for islamic) as risk doubles. Why not you get Public Bank Visa Infinite & World Mastercard (sharing credit limit with your VS, so no additional risk to PB) instead of applying for another new credit facility from Public Islamic Bank Berhad?


Your existing Credit limit is too low to "add" PB VS.

This post has been edited by ClarenceT: Aug 9 2018, 09:31 AM

Always read Page 1 first.
The answer can be found at Post #3.