QUOTE(Haloperidol @ Dec 22 2023, 09:34 PM)
I also cannot brain the logic where this card
Monthly statement > RM 1500
6% cashback on Petronas , max RM 60
3% on groceries, dining , cashless parking , max RM 60
to max this out , RM 1000 in petronas is required, RM 2000 on groceries , dining, cashless parking is required
There is no need to achieve RM 4000 spending for 12% and 6% as both of them cap at RM 60 per category hahaha
Unless you use less fuel and use other spending to cover it.
higher cb %, less spending to achieve max cb per category
of course, provided you got consistent filler spend to hit min RM4k/mth --- imo, finding filler spend is relatively simpler/easier than spending for cb
lower cb % is ok too. just different spend. eg grocery/dining/parking need rm2k to hit rm60 cb ---- compared to just rm1k for 6% cb