QUOTE(gooroojee @ Apr 7 2024, 07:24 PM)
Question on card cancellation. Say for example service tax is charged on 16 Dec and annual fee is charged on 23 Dec. When can I cancel the card without any annual fees imposed?
how long have you been holding cimb card?
usually af charged on the same date, every year, right?
your case is 23 Dec, so AF will get charged on 23 Dec this year
of course cancel the card before AF is charged lah, right? what's the point cancelling after AF is charged (which is not your question is).
I'd say, cancel the card by end Nov instead. save you all the trouble knowing SST and AF will be charged the following month.
not to forget bank may forgot/delayed the cancellation too. so, give them some buffer time to process the card cancellation.
p/s: assuming no cb pending crediting.