Of course that would be the case if you increase the downpayment.

To be honest, I didn't know the cost of an A200, I simply took the previous poster's number that the car instalment would be more than RM2000 and went with that.

Based on that, RM2000/RM5500 is already more than 33%

100k downpayment. Wow.

Thought of 30k downpayment, 9years

Better do it before next month coz likelihood of revising the term of loan from 9 years to 7 years.

For me, I am going for balloon financing so i can start low instalment in the beginning and then increasing over the years.. I think this is a better plan for me. Nowadays loan very difficult from bank, I even need my wife to be guarantor

Hi there. 2.3% 6 years...

Isnt that like a fake memo? BNM said that there was no plan to revise the maximum tenure, unless I was deeply mistaken

KUALA LUMPUR: Bank Negara Malaysia (BNM) has denied it had directed banks to reduce the repayment period for car loans to a maximum period of seven years while increasing the downpayment value to 20 per cent from 10 per cent.


A spokesperson said the public should not listen to such unverified rumours. "We have not given any directive to any banks. The current financing terms and conditions of a maximum financing period of not more than nine years under the Responsible Lending Guidelines remains unchanged."

Social media and blogs were rife with statements stating that banks had been issued a memo to cut the financing period and downpayment for new cars, effective September.

Read more: BNM: No loan memos http://www.btimes.com.my/Current_News/BTIM.../#ixzz2d8UnWcax


oh btw, i thought u r a girl? arent u driving Z4 couple years ago?

Well I was right then. Kinda surprised that people are still talking about the 7 year thing, if anything, the auto industry would go amok about it.

That was just a tag. Now on W203, don't ask whyyyyyyy.

edit: hey you are a girl too now.

This post has been edited by wild_card_my: Aug 27 2013, 11:37 AM

7 years loan is good. except for 20% DP.. 10% should be ok, but must be less than 7 years loan

yeah.. means i am the public whom misleaded by rumours haha.

Yeah for me this time 6 years loan is the longest i ever have for my car. No choice. To upgrade from Japanese car to European car is a havoc for me..

Pretty much my opinion as well. Have you broke the brake before? Hahaha. Just asking.

Oklah not much difference. Mine i took is 7 years. But the wait is killing! I had a go in the new mk7 gti and was so tempted to change to gti cause can get the car in 1 mth but at the end of the day decided to stick with A250

Yeah... I was so 15/16 on the A200 or A250... finally decided to go for A250... more expensive but everything extra are worth it

Likewise, i need to wait until next year Q1 for the car. Also good la in a way, can save more money for downpayment

hahaha, i rarely use the Hold function unless I'm super lazy. Wonder how much it would cost if i broke it

Hold function is good . I am a frequent user . Conti unlike jap, u need to step hard on the acceralator to move he car. Leg soar...lol.

I am not the only one. The ECO mode is complete crap especially for our weather condition. Secondly, the jerk. When I tested the A200, I immediately switch it off the moment before I drive it.


The A class interior definitely better than the 'everything square' Golf. I didn't know that the 3 door GTi is so bare basic

mind sharing what are they key difference?

I've been exploring those 2 but seems like the A250 has higher displacement, more fuel consumption and CO2 emissions.

The standard equipment seem to be same.

The jerk is awful with or without the ECO mode. IMO.
I wonder whether the double clutches will be a problem after a year or two or not.

Try breaking it and tell me about it. Hahahaha

well so far on my experience with mercedes benz i may say not even a single case of the hold function failure for the brake occurs on current GEN model.
the first model which integrated this function however, which is W211 have some sort of malfunction on this, it will come up a message "hold function not available, please refer owner manual" and when this happen there is a higher chance that your ESM( floor shift mechanism) have to be replace.