I'm totally speechless by their service. I don't know what are they doing.

The golden lounge voucher from ambank enrich is missing from my app mhprivillege section after i reached enrich gold. It was there before this. Anyone has similiar issue? Also, on the MH App, it still shows the old tier need 60 for gold and 100 for platinum. However on the web browser, it is correct.

Hehe..i intended to enter with wife and parents. Using both gold and ambank enrich infinite quota, total 4 pax.

In another word, this card not so useful to enter lounge when hit elite gold status

The pool that allocated for 10k sign up enrich?

So my credit card has been stolen and fraudulently swiped in New York & New Jersey, I gonna detail my exp a bit here, rant a bit.

I probably dropped my card somehow, or got pickpocketed on 2024-10-02, and I did not not realize it until 2024-10-07 after leaving NYC to other cities.

Since US does not follow EU and Malaysia's use of PIN code for transactions above RM 250, the card got swiped many times to a total of RM 2.7k at many places. There are purchases of RM 900+, RM 300+, RM 500+, all without any notifications from AmBank by SMS or app notification.

Since I left NYC, I also could not file online report on NYPD, and I am turned away by Boston Police Dept for even just filing a police report, that is going make my dispute case a whole lot harder.

nevertheless I submitted the dispute form and give this a shot still, the loss is pretty huge but I am not holding my breath for the recovery.

If you insist to receive TAC when using Agoda then you need to start looking for new travel services provider for your hotel bookings. Agoda system will not trigger a TAC irrespective of whatever credit card you use. Correction on your statement - you can know the moment your credit card is being used for any transactions. Make a point to sign up for SMS notifications, never assume that this is set up for you by default nor the default triggering amount is as per your expectations. (Alternatively, this notification may appear in your banking app.) If your credit card provider unable to provide such notification, then you should cut your ties with the credit card issuer without a second thought.

I experienced where my credit card is compromised (details stolen by hackers) via a merchant who practices TAC. (Caused about 6,000 GBP of fraudulent transactions which I detected almost in real time via SMS alerts, immediately informed the bank and bank proceed to have the card blocked). Transactions were popping up in intervals of minutes and sometimes as fast as every 60 secs and this continued for 45 mins at around 3am in the morning. 

The merchant (who is based in SG but doing business in MY) does not want to admit responsibility not even a sorry and they continue to engage their vendor who is responsible for this mess. Therefore, if you see fraudulent transactions appearing on your card (e.g FB credits, etc) - have a thought about what ecommerce transactions that you made (what card you use, where it is being used, etc) in the past and try to make a note of their gateway providers. (e.g iPay88, GHL, Razer, senangPay, Stripe, Adyen, etc) Next search online on whether these gateways have been hacked recently (as far back as 6 months or even a year) and if you found them to have been hacked - you know not to use the merchant who continue to engage the services of these vendors. Better still, expose the irresponsible merchant online so that they take immediate action. Monitor your card that you used before for possible hacking and take immediate action when such happens.

Critics may say there is a probability that your credit card provider have been hacked despite the super tight cybersecurity practices. Should this happen will see a bank wide card replacement exercise.  Any members have seen this before with your bank? (Before anyone says it, I'm not saying that bank systems are 100% fool-proof.) Before jumping to conclusion that your bank was hacked, have a thought about where you used your card online first. 

So, receiving TAC does not equate to total credit card security. I'm not advocating no TAC, only correcting the understanding of the members here. Members - understand that what is important here is that your merchant engage a vendor (or self-implement) who knows well and practices good cybersecurity practices when handling credit card info, PID, tokenisation, etc.

FYI, I just coming back from China (20/11):
GXBank is not working well if you link with AliPay or WeChatPay. I only manage to make 1 payment & it's blocked.
Contacted CS & he asked me to switch to other card, as GXBank is not supporting well in China.

The same happened to my Aeon Credit Visa, it's been rejected on 1st payment, so I've unlinked it.
I didn't test with Wise.

So far, PBB Visa, HSBC Visa & AmBank Visa are working perfectly well.

Exchange rate on 08/11 (Linked to AliPay)

GXBank MC > 0.6196
PBB Visa > 0.6255
AmBank Visa > 0.6225

Exchange rate on 09/11 (Linked to WeChatPay)

PBB Visa > 0.6226
HSBC Visa > 0.6277

Hope this info help ya :-)

Can use WeChat Pay with China location, just verify it with our passport will do. Then link with credit cards.
As for Alipay, I cannot be sure because I only use it for small amount like paying for local transportation fares. Mainly I use TnG and change to Mainland China. I also just came back from China last week.

Hi all, if I have a disputed transaction, ie scam transaction, do I need to pay it? This is because the statement is due soon. And investigation by bank will take ages. Tq

Yes auto convert to enrich.

They just reverse back in enrich account.

Those with points then kesian lo points is now lesser.

But those with no points - converted to flights or other items then now is left with negative.

If i were them, i would neglect the account with negative 700k points and create new enrich ahahaha

Any sifu know?