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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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avinlim
post Jan 2 2019, 10:03 AM

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QUOTE(cylee32 @ Dec 24 2018, 09:52 AM)
Yesterday Ambank credit card agent told me that True Visa cash rebate benefit will be revised starting next year. For those want to apply True Visa, please take note.
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Any update on the True Visa cash rebate benefit starting from 2019..

As I still not yet own this card. If there is still 3% cb, cap @ RM30, I will apply soon.

Any dai gor here got see any news?
avinlim
post Jan 7 2019, 08:14 AM

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QUOTE(cylee32 @ Dec 24 2018, 09:52 AM)
Yesterday Ambank credit card agent told me that True Visa cash rebate benefit will be revised starting next year. For those want to apply True Visa, please take note.
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up to now, still no see any cash back T&C revise from AM bank....
avinlim
post Jun 18 2019, 02:00 PM

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Hi...in these few days, is there any cb update/changes by TV card?? Gonna apply for this card.
avinlim
post Jun 18 2019, 02:30 PM

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QUOTE(coolguy99 @ Jun 18 2019, 02:13 PM)
No change so far. Feel free to apply.
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ok...tq~ applied via am online. dunno how long they will "process"

BTW, Boost reload can get cb for True Visa?

This post has been edited by avinlim: Jun 18 2019, 02:37 PM
avinlim
post Jun 18 2019, 04:04 PM

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QUOTE(coolguy99 @ Jun 18 2019, 03:12 PM)
I don’t think so for Boost.

If you have bigpay I suggest topping up to bigpay then use bigpay to reload boost.
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Yes, i read previous post, bigpay will get cb...but i see no news on Boost reload to TV to get cb...

tq anyway wink.gif

This post has been edited by avinlim: Jun 18 2019, 04:04 PM
avinlim
post Jun 18 2019, 04:05 PM

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QUOTE(beLIEve @ Jun 18 2019, 04:04 PM)
Think i saw a response yesterday that it took around 1 month.
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I applied 6months ago actually, status was "submitted for processing" but then keep on no news and after few months become "Expired".
avinlim
post Jun 19 2019, 11:10 AM

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QUOTE(beLIEve @ Jun 18 2019, 05:41 PM)
Seems like they couldn't care less. I applied from their website before and they asked me to fill up form and send back to them. I didn't. This time I try am online, but looks like will end up like you.
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So difficult to apply for their card... try ringgit plus also... see how.
avinlim
post Jun 21 2019, 07:58 AM

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QUOTE(beLIEve @ Jun 20 2019, 07:41 PM)
They called yesterday but phone wasn't with me. They called again today asking for more supporting docs (like bank statement to match against pay slip, and EPF). Seems like nowadays everyone wants people's EPF.
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So ngam...they also called me yesterday...I was surprised....

Hopefully they process my documents and approve my application soon.
avinlim
post Jun 24 2019, 12:00 PM

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QUOTE(eddievh @ Jun 23 2019, 11:39 PM)
True card won't earn treat point only cash back right?
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I believe u just come from Maybank thread.

Ambank should be AmBonus points right? haha

anywhere, True Visa just for cb.
avinlim
post Jun 26 2019, 10:52 AM

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Reload Bigpay and Boost with am bank true visa consider as Retail Transaction ka?
avinlim
post Jun 27 2019, 02:34 PM

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QUOTE(Jordy @ Jun 27 2019, 02:11 PM)
Ok, I have just called Ambank CS, she told me that the SST will only be charged 3 days after the card is activated, but to safe I still requested for cancellation of this Bonuslink card.
She checked the system and found out that the agent actually applied for THREE cards under my application, meaning that there would be one more card on its way to me!
I am shocked beyond words with what dirty tricks these agents could do to exploit this system. I better be extra careful in the future.

The 3rd card he applied for is CARz card, which I might activate and let my brother use for his petrol.
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Cancel the cards right away, as I heard from other, when you cancel within 3 month without using it, they don't earn the commission...haha.. dunno tru o not.
avinlim
post Jun 27 2019, 02:50 PM

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QUOTE(Jordy @ Jun 27 2019, 02:43 PM)
Aiyah, how I know wor? It's not a card I applied for ma, just that stupid agent fella tick it for me doh.gif
I thought since already approved, might as well not waste it and let my younger bro use it for his petrol to earn some rebate.
Mana tau the T&C is cacat like that lol.
Thanks for sharing cybpsych,
So from what I understand, as long as we have RM5.01 balance in the statement every month, we can still earn the 5% rebate?
Which means interest on the RM5.01 could only be as high as RM0.075, but we can still be entitled for the 5%?
So this is how we exploit the "partial payment" loophole is it?
As suggested by others, I have requested the CS to cancel the Bonuslink card, but she had to manually activate and block the card immediately in order to terminate the card (as it is still new).
So in that case, I don't know if the agent will still receive his commission or not leh.
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For me I will cancel it. For petrol card, there's still alot out there. Just dont feel right leaving overdue money for cc to charge interest.

Eg 1. Coming July SC Job card will get 15% rebate petrol (Max RM200, max cb RM30) with RM2500 spend.
Eg 2. Citi cash back card. 10% petrol (Max RM100. max cb RM10) with RM500 spend.

If you pump more than RM300/mth, there are still other card I/we can suggest. cool2.gif cool2.gif cool2.gif
avinlim
post Jul 2 2019, 08:02 AM

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QUOTE(chemistry @ Jul 1 2019, 10:16 PM)
What is so good about this True Visa ?
I read through its T&Cfound that there are many exclusions for bill payment. Basically ALL UTILITIES / TELCO are not entitled for cashback. Even for online shopping its 3% cashback is so-so only, compared with Public Quantum Mastercard 5% (Cap RM30)

[attachmentid=10274354]
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MOST people only apply to cc nowadays because they can reload to e-wallet and get rewards. haha....other than that, useless.

We just simply dont have that much money to spend. At least I am not. laugh.gif laugh.gif laugh.gif
avinlim
post Jul 3 2019, 08:24 AM

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QUOTE(beLIEve @ Jul 3 2019, 05:00 AM)
mine approved loh. you can try call 03-21788888 > choose language > 5 for credit card > 1 for application status or eCCRIS. it's not on AM Online yet.

you guys lucky la. they even want my bank statement in addition to what they wanted from you. they wanted "everything" because I never take loan from them, don't know my track record.
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Mine also approve last week, wait they send card to branch. lol, they just request my EPF and IC copy. icon_rolleyes.gif icon_rolleyes.gif icon_rolleyes.gif
avinlim
post Jul 4 2019, 05:23 PM

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QUOTE(beLIEve @ Jul 4 2019, 03:56 PM)
wah my card reach the branch already. didn't expect so fast
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they havent call me...dunno why....
avinlim
post Jul 4 2019, 05:55 PM

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QUOTE(beLIEve @ Jul 4 2019, 05:30 PM)
Once arrive your branch then branch will call.

My branch also surprised so fast. You far from KL ? I think I'm just a few km from their HQ.
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I request them to send to Kota Damansara branch....

ermm...my card approved 1 week earlier than urs.
avinlim
post Jul 10 2019, 12:10 PM

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QUOTE(beLIEve @ Jul 4 2019, 07:15 PM)
Yeah woh. Kota damansara not far from KL. Give another day or two. Maybe all embossed same time. Loss in delivery also their problem ls, since it's branch to branch.

Edit : maybe your branch forget to call you?
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The card arrived at branch way earlier. Branch never called. I called yesterday, the card was already there and just go collect card yesterday...lol...

If wait for call, I think 1 month still not getting the card. laugh.gif laugh.gif laugh.gif
avinlim
post Jul 11 2019, 09:02 AM

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QUOTE(cybpsych @ Jul 11 2019, 08:40 AM)
» Click to show Spoiler - click again to hide... «


5X AmBonus Points for overseas spend. The reward of 5X AmBonus Points is only applicable to card transactions outside Malaysia. All online transactions are not entitled to 5X AmBonus Points regardless of the country the Cardholder is in.
Airline Miles conversion at selected airlines partners.
Unwind in the privacy and comforts of Plaza Premium Lounge with privileged lounge access in over 26 major airports both locally and internationally including London, Hong Kong, Taiwan and many more.
Cardholders can enjoy lounge access throughout the year plus 25% OFF on all lounges in Malaysia and 20% OFF all lounges overseas for each accompanying guest.
Relax and enjoy complimentary cup of coffee or tea after your shopping activities at the UnionPay Lounge, designed specifically for all UnionPay Cardholders, located at Pavilion Mall, Kuala Lumpur.


Added on
We launched the FIRST Malaysian UnionPay Credit Card - the AmBank UnionPay Platinum Credit Card this evening!

A card with a host of benefits including complimentary UnionPay lounge access at Pavilion.

Dato’ Sulaiman Mohd Tahir, our GCEO, Larry Wang, VP UnionPay International, Jade Lee, our MD of Retail Banking, colleagues of AmBank and UnionPay International, and guests witnessed the chic event.

For existing AmBank customers, head over to AmOnline to apply for this exclusive card. Visit ambank.com.my for details and to apply.

» Click to show Spoiler - click again to hide... «


Seems like for business people only. All online spend not entitle rewards.

This post has been edited by avinlim: Jul 11 2019, 09:45 AM
avinlim
post Jul 12 2019, 08:28 AM

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QUOTE(lonewaterx @ Jul 12 2019, 08:16 AM)
So I submitted my application form to the Shah Alam branch of Ambank applying for the true card. Today I called to check on the card delivery status, cuz im so excited to know that it got approved since on Monday.
Well, instead I find out I’m getting 2 cards that I did not apply and not even 1 of them is the True card.
I filled up the forms myself and sent it to the branch myself!
....
Customer service on the phone was nice enough to change the request back to what it’s supposed to be.

But perhaps not the safest route despite filling up the forms myself, and sending it to the Shah Alam branch myself.

I will be lodging a complain against that branch.
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You got B&W proof that you only tick TV on that application form? better attach that when complaint.
avinlim
post Jul 12 2019, 02:52 PM

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QUOTE(lonewaterx @ Jul 12 2019, 01:28 PM)
I don’t. I printed only 1 copy and submitted everything in 1 copy. My application for True only became visa signature and carz card.
Sigh...such a bummer. Wish I had applied by just leaving my info on the website itself.

No black and white proof huh...
It’s probably at some stage altered.
SHould have circled the TRUE card option rather than the pathetic tick on the box, with a huge statement ‘I ONLY WANT THIS CARD!!!’
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No BnW very susah one ehhh...u no proof...they can say yourself ticking that part. I always do this for part that not applicable. Using crossline and save a scan copy for whatever I submitted.

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