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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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ericlaiys
post Aug 8 2024, 02:24 PM

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QUOTE(apalexar @ Aug 8 2024, 11:50 AM)
I assume it will take some days to refresh the status? Just got my card activated today and not showing at enrich site yet
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need 1 day
ericlaiys
post Aug 11 2024, 06:20 PM

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QUOTE(tientien @ Aug 11 2024, 01:07 PM)
Ambank is asking 2 years epf and bank statement for new card application, is this normal? feel like I am applying for personal loan  rclxub.gif
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normal. epf must be 1 year full. so if u give 2024, don't count. so need 2023 as well.
bank statement is to show where you salary bank in, it is normal for any cc that i've applied
ericlaiys
post Aug 30 2024, 12:32 AM

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QUOTE(mataitajin @ Aug 29 2024, 11:46 PM)
The golden lounge voucher from ambank enrich is missing from my app mhprivillege section after i reached enrich gold. It was there before this. Anyone has similiar issue? Also, on the MH App, it still shows the old tier need 60 for gold and 100 for platinum. However on the web browser, it is correct.
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app not up to date. they lazy to update app. if i am not mistaken, gold can access lounge without voucher
ericlaiys
post Aug 31 2024, 03:04 PM

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QUOTE(DogeGamingPRO @ Aug 31 2024, 02:44 PM)
Unlikely can stack in that way
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In another word, this card not so useful to enter lounge when hit elite gold status
ericlaiys
post Sep 10 2024, 09:34 AM

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QUOTE(-TcT- @ Sep 10 2024, 02:08 AM)
Hi guys, how long it takes for Enrich points to be credited after a transaction takes place?
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2-3 days after flight
CC- statement date

This post has been edited by ericlaiys: Sep 10 2024, 09:35 AM
ericlaiys
post Sep 26 2024, 11:10 PM

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QUOTE(tan_aniki @ Sep 26 2024, 09:17 PM)
Officially end game

user posted image
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this card never good to use locally. i only use for airline airticket purchase & hold on enrich elite status 30% discount
ericlaiys
post Sep 27 2024, 10:12 AM

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QUOTE(coolguy99 @ Sep 27 2024, 07:03 AM)
Damn haven’t even got my card and this happens.

Can I ask how the discount on mas ticket works?
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base fare exclude tax. not much

QUOTE(mzms @ Sep 27 2024, 07:06 AM)
I just received my Ambank Enrich card after more than 1 month since I applied for it. Took so long, not sure why, maybe a huge backlog? Anyway, for those who have it, how long did your enrich status show the new tier? For example, if you had 55 points before, you'd be Silver but with this card, you'll be in Gold tier. My enrich profile shows the 30% reduction and co-brand but the tier is still stuck at the old tier which is Gold. I've called and also emailed enrich to ask about it and was advised to just wait.
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dont check from app. check from web


ericlaiys
post Sep 27 2024, 11:49 AM

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QUOTE(mzms @ Sep 27 2024, 11:28 AM)
Both app and website shows the old status which is Gold. It already shows the 30% reduction in both but status still not changed.
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let me check next month. still got 1 point to silver
ericlaiys
post Sep 27 2024, 09:55 PM

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QUOTE(mzms @ Sep 27 2024, 09:27 PM)
I didn't receive SMS or push notification when I used my card either. Very unsafe. Also, ambank CC memang cannot see pending transactions kah? Hard to know if a charge has been recorded. I used my card a few days ago and the charges are still not reflected and I can't see the pending transactions unlike with Maybank. First time user of ambank card because I just got the enrich card.
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only can see after 3 days, same problem like rhb & mbb. dont show pending transaction.
pbb & hlb - can see easily [listed as unposted]
ericlaiys
post Sep 27 2024, 11:53 PM

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QUOTE(mzms @ Sep 27 2024, 10:17 PM)
I can see pending transactions after using my Maybank card. It has been very useful to show as proof a charge has gone through when a merchant says it didn't. I think I will just use the ambank card for airline tickets and overseas transactions.
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yes. same as me...airlines + oversea transaction. Dont use for local spend. not worth it
ericlaiys
post Oct 3 2024, 10:19 AM

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QUOTE(felicious @ Oct 3 2024, 09:20 AM)
Do they automatically upgrade or need to request? I'm currently 21 Blue, considering if I should apply just to fast track to Silver

Does Silver perks applies to +1 that fly with me even though I am not the one who buys the flight ticket?
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auto upgrade. as long u provide enrich number then u can get point
ericlaiys
post Oct 7 2024, 11:19 AM

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QUOTE(Inferno_Angel @ Oct 7 2024, 08:38 AM)
Guys, how long does it takes to know whether my card application approve or not?
Almost 2 week but no news at all...
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check eccris
ericlaiys
post Oct 10 2024, 12:41 AM

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QUOTE(devilaaron @ Oct 9 2024, 05:34 PM)
What card is good for use locally , except maybank plat AMEX and HLB VI for EM
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Depend you want point or Cashback
ericlaiys
post Oct 10 2024, 02:14 PM

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QUOTE(devilaaron @ Oct 10 2024, 01:13 PM)
point and cashback also can, but now i see no longer any cashback card is feasible since ocbc titanium get slashed,
looking for no capped on point and cashback,
main spending on utility and online transction.

RM4/EM look low for me
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please post https://forum.lowyat.net/index.php?showtopi...#entry110593635
ericlaiys
post Oct 14 2024, 07:16 PM

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QUOTE(Human Nature @ Oct 14 2024, 06:14 PM)
Should have bought travel insurance that cover such losses.

Benefit 6 – Loss of Credit Card
If an Insured Person’s credit card is stolen during the Insured Person’s Overseas Trip and the Insured Person has suffered monetary Loss from the fraudulent use of that credit card, We will pay for such Loss.

Exclusions Applicable to Benefit 6
We will not pay for any Loss:
1. if the theft of the Insured Person’s credit card is not reported to the Insured Person’s credit card company within three (3) hours of the time of theft; or
2. if the Loss can be recovered from any other source.
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not a lot of people think about benefit of travel insurance. that why some people skip it. I will confirm buy it
ericlaiys
post Oct 16 2024, 11:17 AM

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QUOTE(deedeee @ Oct 16 2024, 08:44 AM)
Anyone else have this issue where despite meeting the requirements under the lower Ambank VI requirements they still recognise you as gold as opposed to Platinum?
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did u check on web. app lousy
ericlaiys
post Oct 17 2024, 08:20 PM

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QUOTE(honsiong @ Oct 17 2024, 05:56 PM)
Update to my card dispute of RM 2700+:

They are rejecting the dispute because of no police report, which I was not allowed to make once I have left the city the crime happened in.

FFS, AmBank could learn from other big banks like UOB and Maybank, send SMS and notifications as soon as a spend happens kan?
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nope. those cc wont send notification on transaction that u make/ fraud. it only appear after 3-5 days
ericlaiys
post Oct 17 2024, 08:22 PM

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QUOTE(mamamia @ Oct 17 2024, 05:11 PM)
off topic.. I have been using Generali (formerly known as AXA) since 10 years ago as they offer the best price with good coverage.
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the question is have u claim before & how easy the process. so far i used allianz and etiqa. Etiqa is easy to claim and faster
ericlaiys
post Oct 18 2024, 12:43 AM

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QUOTE(0hmyg0d @ Oct 17 2024, 11:35 PM)
my personal experience with ambank isn't too bad.
everytime when i swipe my card on airline, i always get a call after the 2nd transaction to verify the transaction.

but rejecting ur dispute simply without the police report is ridiculous...
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Cannot log police report at Malaysia? Must when at oversea?
ericlaiys
post Oct 19 2024, 04:56 PM

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QUOTE(watabakiu @ Oct 19 2024, 04:43 PM)
I opened my bank account straight from the app, though
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Keep me posted if u got the gift. I also opened saving & cc from app. More than 2 month but did not get anything from Ambank

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