Enrich no need to convert point . Fixed on tnc. May be changes after June.

Coz July is their first year cc released, so may be got changes or not

i had the problem when got it last time. till i need to contact apple support to look into it. then follow up with bank to resolve it. problem solved within 12h

Also same thought. Applied platinum, no need worry.
Cannot downgrade. u need to re-apply. the problem is may not get approval since u still holding Infinite. Plus, within 6 month after cancel card may applied. High chance will get rejected

may be u can try to apply , then update us. probably u r lucky

This post has been edited by ericlaiys: Apr 3 2025, 02:22 PM

he expect cc can cheaper than wise. two diff card and usage purpose

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1-2 week, quite slow. late in game, may be revision on july on benefit (since a year anniversary)

how they know it is business/personal? online shopping is normal

give up on hsbc cc reward point. some site / transaction dont get 8x, 5x ...they fall into 1x point like shoppee & applepay transaction

please wait few days

cannot. MAS airline only

1. trip.com is multiple services. dont count as airlines. it did offer airport transfer, attraction, hotel. So dont count as airlines mcc
2. currency pay in rm- so dont consider as foreign payment. It will trigger cc alarm when charge in USD, Euro, etc. Encountered before when i book from emirates websites. Entire card get blocked. Multiple card experience. Asked CS before, recommend to call CS and inform which sites & currency first.
Some cc need to call & notify before go oversea and use.

ambank enrich one year soon, let hope no downgrade of benefit

or 50k for 50% off. Lucky i'm Platinum. So dont have that limit and auto no annual fees. Just see if can get rebate for rm25 sst.
It did help me to hit enrich gold status. Now enjoying golden lounge access on every countries and did not use the voucher.


This post has been edited by ericlaiys: Jun 16 2025, 03:52 PM

platinum free
vi -100k for 100%, 50k for 50% waive

after one year, here it come the new revision:- https://ringgitplus.com/en/blog/credit-card...6vA3ohhtOzVRiFw

Lucky i'm using platinum. Impacted to VI

This post has been edited by ericlaiys: Jun 25 2025, 11:32 PM

just do online

should be. i also wait for my statement next week

Majority bank revision start July. So best apply new card after July