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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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charlesj
post Sep 6 2019, 03:43 PM

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QUOTE(charlesj @ Sep 3 2019, 02:30 PM)
Any way to check our existing Ambonus point? Based on my last statement, it was short of a few thousands to redeem another 1000 miles. As the cut off date is 11-Sept, I was wondering whether it is in time to spend and gain the point before next statement. Can't find anywhere to check the point online.
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Update:
Contacted CS and she told me system only update Ambonus point on statement cycle.
So if i spend now, i am not able to get it in time.
Unlike other bank (ie MBB), they are relatively instant.
So, do redeem all your points by 10-Sept (Note: redemption is close from 11-16 Sept)
charlesj
post Sep 12 2019, 05:24 PM

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QUOTE(KiNd3rbU3no @ Sep 12 2019, 05:03 PM)
Anyone will keep the AM cards ?
Thinking to terminate the world and bonuslink, basically closing my account with Ambank.
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Is good to keep free for life CC, you may not eligible to reapply in the future.
Will keep my WMC too, together with parent supp cards for PPL access.
RM25 SST not a big issue.
charlesj
post Sep 16 2019, 11:15 AM

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QUOTE(Lawrencetn @ Sep 15 2019, 11:22 PM)
Hi anyone here tried went into changi terminal 3 lounge by ambank vs card?i check from ambank website seem like changi terminal 3 dont have any participating lounge.
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T3 has none.
PPL in T1 while TGM in T2.
charlesj
post Sep 18 2019, 03:03 PM

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QUOTE(Morning_Star @ Sep 18 2019, 02:11 PM)
Charles, you are frequent flyer, surely u qualify & just apply the AmSignature for unlimited lounge access.
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1) Unfortunately I am NOT frequent flyer, 1 year MAX fly 10 times overseas, usually only 3-5 times. I have sufficient allowance as of now, don't really need an unlimited lounge access.
2) Seriously I don't have extra 200k (or 250k) to dump into FD. All my funds are tied to flexi house loan (I can still withdraw easily in case I need cash, then only I need to serve interest for my house loan).
3) If I have extra fund for priority banking, I will opt for better option. I seriously consider become AmSignature 2-3 years ago when we were still getting 5000 pts = 1000 miles and real unlimited lounge access (personal max 3 lounges access in a day with AMB card)!
charlesj
post Sep 30 2019, 12:44 PM

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QUOTE(ang1222 @ Sep 30 2019, 12:13 PM)
Noted on the spending RM500 per visit of lounge for ambank card,
if i visit lounge on 1 Oct and 5 Oct, then subsequently when i Spend RM1000,
if counts the amount by total or by 500 by day.
Means if i just want to reload to e wallet, it is advisable to reload RM1000 in 7 Oct, or RM500 in 7 Oct, RM500 in 8 Oct ? or basically it makes no difference as long as i spend total RM1000.
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No difference, as long as total is RM1000 within +/- 30 days
charlesj
post Oct 30 2019, 04:53 PM

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QUOTE(bubble-tea @ Oct 30 2019, 04:41 PM)
Hi All, can advise between Ambank world mastercard and Ambank Visa infinite, which one should we go for?

I done some research and got to know mastercard having lower conversion fee in oversea compared to visa infinite.. other benefit is similar..

main card usage will be in oversea and lounge access outside malaysia.
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Yes, you already got the answer, go for it
charlesj
post Jan 3 2020, 07:29 AM

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QUOTE(Cookie101 @ Jan 2 2020, 11:23 PM)
Yes you can.
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How?
I always need to pay separately for my supp card.
During my first month with supp card, I paid lump sum to my principal card but my supp was charged with late payment (no payment).
Called CS and they transferred the fund internally and waived all those penalty.
If not mistaken, we need to pay every single card and no way to pay one full amount for all cards.
charlesj
post Jan 4 2020, 09:21 AM

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QUOTE(Cookie101 @ Jan 3 2020, 04:40 PM)
Haha... I think there’s a little confusion here.

There’s two separate discussion we are having.

First thing first. The statement has the option to be sent to principal which either to include or exclude supplementary. To exclude here means the supplementary will receive their own statements and pay their own card. Here: principal receive one statement. Supplementary A get their own. Supplementary B get their own....
This is what is being discussed here. Principal can see all statements and all spending when principal includes them. All billed under principal cardholder statement.
In simple: one statement contains principal + supplementary A B and C.

Second which is the one you are referring is different. Although the statement goes to principal altogether, each cc payment needs to be transferred to individual for payment.
One statement: principal + supplementary A B and C, payment needs to paid to each card account separately.

😂

Let me know if it makes any sense lol
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Yup, I figured out probably we are talking about different topic after replying.
But since that's something bugged me, I just maintained my post and perhaps someone has a solution to it.

charlesj
post Feb 13 2020, 03:41 PM

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QUOTE(wjleong15 @ Feb 13 2020, 03:02 PM)
for me i keep the wmc which known to have slightly better forex rate than vi and other cards
500 can topup into bp and withdraw later
so 25 for 5x lounge visit/year consider worth for me
some more lifetime free annual fees
where got other banks (may be another 1 or 2, I not sure) offer wmc/vi free annual fees for life de?
plus, 2 million travel insurance for your flight
smile.gif
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Exactly, free for life, just hold on it.
RM25 per year isn't significant.
If you suddenly become jobless (or after retirement), you can't apply for new card, unless you have very strong passive income.

Although my dad is still working (and above income requirement), his application for WMC was never return (assume rejected due to >65yo).
End up I have to get a supp card for him.
He will spend ~RM1k when go overseas, just for 2x lounge visit.
charlesj
post Apr 21 2020, 07:35 PM

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QUOTE(NIckLJF @ Apr 21 2020, 12:06 PM)
Hi all sifu, want to ask a question. Apologies if this has been asked before as I was clicking through few pages and didnt see.

If I am to apply for a World Master and islamic Visa Infinite, do I get 10x entries to PPL as each card has 5x entry per year. I am aware of the RM500 spending requirement either 30days before or after visit.

Thanks!
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Yes, you have 10x entries annually.
But there are a few things to take note.

1. You CANNOT use both cards together, ie WMC for yourself; VI to sign in your spouse.
2. Get your spouse a supp card, where he/she can use the supp card for PPL access (need to swipe RM500 on that card too).
3. ONE entry a day, but it is a gray area whether you can use WMC in PPL-A and VI in PPL-B, Ambank may charge you for this (you may try and let us know tongue.gif)
charlesj
post Apr 21 2020, 09:33 PM

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QUOTE(NIckLJF @ Apr 21 2020, 08:25 PM)
Been considering for a while and since they got sign up promo now, worth a shot as its foc annual fee and my Priority Pass has expired.

Thanks for the tips.

For point 3, maybe next year only can update based on Covid situation haha
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It was a good card but now permanently sit inside my drawer.
If you have spare cash, get yourself SC PVI with unlimited LK.
charlesj
post Apr 21 2020, 11:42 PM

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QUOTE(NIckLJF @ Apr 21 2020, 10:36 PM)
Wah not at that level yet bro. What attracted me is the no annual fee for life.
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Since you owned a Priority Pass, you may like to continue with it.
charlesj
post Jul 16 2022, 11:53 AM

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QUOTE(Paradigmata @ Jul 16 2022, 06:52 AM)
For u, u just park 200k to get the metal card?

For 150k investment, what does it mean?
Can open a bursa account and transfer.?
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Don't think 200k entitled metal card
You need aum 2m for metal card if not mistaken

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