once you have fund inside (for priority banking), i guess you can contact CS to "invite" you for the card.
nevertheless, for priority banking, isn't that other bank offering better card, such as those with loungekey?

RM105 as mentioned in T&C, if you failed to meet the required spend

The only "benefit" left for me is their sub-card eligible to enter PPL. I have 2 sub-cards for my parents to enjoy free lounge while flying. Likely to pay for SST solely for this reason (yet they still need to spend RM500 per visit). Will get rid of this card once I found a better one.

Usually ok, but sometimes depend on the reception staff.
If they don't allow, go to another PPL (there are 2 in HKIA)
Make sure they swipe the AMB first before MBB

Actually my statement is rather misleading.
It should be:
Swipe for your friend first (ie using AMB), if allow enter, only swipe for yourself (ie using MBB).

wow, from 200 drop to 400 points... half... better redeem now

Yea, quite equivalent.
However, MC tend to have better conversion rate compare to Visa, when spending in foreign currency.
Also, last time AMB did have miles promo only for WMC.
Too bad I apply the wrong one.

If you intend to apply only one / keep one, I will suggest WMC.
Don't blame me if AMB have promo for VI next round

That's very fast.
My krisflyer only credited after 3 weeks!
Compare to redemption from Maybank, in 3 days...

Where is "here"?
I am assuming you are referring to KLIA2.
Yes, it is not in the list.
Always refer to:
www.ambank.com.my/ambank/Documents/PlazaPremiumLoungeListofAirport.pdf

All or only 1 transaction?
There is once I was also charged only 0.25% when using Maybank.
Not sure if typing error (missed out 1 digit) or some bug while processing or some bonus from bank

Almost all foreign transaction I was charged 2.25% (HSBC VS, MBB VI) and 2% (AMB VI).
If not mistaken, AMB WMC has slightly better rate (but not 0.2% la)

You better redeem NOW!
By 1-Oct, the rate will gone up to 400 points to RM1 (compare to 200 points for now).
Never use before, but I believe it is just like using 'cash' to offset the amount.

WMC will gives slightly better foreign exchange rate compare to VI
Unless you want some privileges from Visa, else just cancel it

Went into HKIA PPL several times with AMB VI.
Just swipe your card but won't charge you unless you didn't fulfill the RM500 requirement.
Make sure you enter the correct lounge, there are many lounges there.

Yes, that's the one.
Too bad, HKD490 is A LOT!
Call CS and try to claim it back.

A few years ago when I first use AMB in HKIA, they also claimed that it was not eligible.
Asked them to check the list and found it, then ok.

If your son is old enough (not sure 16 or 18), get him a supp card. AMB is one of the few banks allowing supp card to enter PPL.
Else get other cards (for yourself), you can sign for his entry as long as both cards from different banks.

M2P - VI = 2.25%; Amex = 2.5%
Yea, I was using AMB until their devaluation.
Note: AMB 1% only applicable for WMC; VI is 2%

Please tell them you cancel the card due to devaluation of their points. Hopefully they may improve the benefits next round.

Using M2P VI all the way.
Still keep my AMB though, the only card eligible supp card to enter PPL.

Agree, but i still keep it as a backup card for overseas PPL use (when other bank entry is exhausted).
Also, supp for my parents to enter PPL too.

MBB VI shall be the closest in term of PPL entry
Besides those with Priority Pass / equivalent, MBB has the most lounge access.
AMB is second to it.
Nevertheless, AMB has no AF (but require RM500 spending), and supp card is allowed for AMB.
HBSC is another good choice if you fly frequent via Changi & HKIA.

The main purpose for lounge access is to encourage us to bring along their card while travel overseas (else you tend to minimize your card while travel).
Once you bring along, chances of overseas spending will increase.
Hence, most of those offering PPL are high end CC (more likely go travel).
And that's why bank will tend to cut local PPL usage (which defeat their purpose).