QUOTE(onlinepaycheck @ Jan 21 2018, 06:27 PM)
My case, I bought my air tickets within 30 days of travel, with AmBank VS with free travel insurance, so that RM500 already covered. (YMMV depending on your travel distance).
But too bad local travel KLIA2 already excluded for Ambank (so have to use SC WorldMiles for it).
But at least still got Penang, Kuching and KK for local PPL with Ambank.
AmBank still covers KLIA2, only for PPL at Level 2 and Wellness Spa at Level 3.
In my opinion, it's not worth to spend and use local PPL with AmBank cards when lower tier cards like AEON cards give 6x for free.
For local now, I stick to my Citi PremierMiles and SCB WorldMiles since I can only use for free one year, I cannot achieve the minimum spending.

Second year cancel it and go back to my AEON cards.