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Credit Cards AmBank Credit Card V3, Free for life card, PPL access with T&C

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fruitie
post Mar 30 2025, 06:27 PM

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QUOTE(kimi0148 @ Mar 30 2025, 04:30 PM)
Anyone has trouble to link Enrich Platinum to apply pay? I couldn't seem to link it. Have called cs, cs said no issue on system side. I can link my VS though.
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No issue. Already linked it some months ago.
fruitie
post Apr 3 2025, 12:41 PM

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Luckily, it is not a card that I die die must have. In my case, I can cancel it anytime. biggrin.gif
fruitie
post Apr 3 2025, 02:29 PM

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QUOTE(ericlaiys @ Apr 3 2025, 02:22 PM)
may be u can try to apply , then update us. probably u r lucky
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I still have a few months to go and by that time, someone would have tried before me.

This post has been edited by fruitie: Apr 3 2025, 02:33 PM
fruitie
post Apr 4 2025, 11:49 AM

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QUOTE(coolguy99 @ Apr 4 2025, 10:51 AM)
Confirm they won’t give annual fee waiver for Ambank enrich Visa infinite card?
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We shall know in July, the first batch of users.
fruitie
post Apr 11 2025, 02:48 PM

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QUOTE(zstan @ Apr 11 2025, 02:28 PM)
if you want to be penny wise pound foolish then this credit card is not for you. go back to cash back cards.
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QUOTE(ericlaiys @ Apr 11 2025, 02:38 PM)
he expect cc can cheaper than wise. two diff card and usage purpose
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Please understand the original post first before posting things that can create confusion and conflict.

adele123 is a seasoned credit cards user, she has CC in almost all the banks in Malaysia, like many of us as well.

She was just replying to this post:
QUOTE(frankliew @ Mar 19 2025, 02:11 PM)
Hihi, anyone can confirm Ambank Enrich oversea spend vs Wise. Which one is cheaper ya?
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fruitie
post Jun 26 2025, 12:07 AM

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QUOTE(ericlaiys @ Jun 25 2025, 11:31 PM)
after one year, here it come the new revision:- https://ringgitplus.com/en/blog/credit-card...6vA3ohhtOzVRiFw

Lucky i'm using platinum. Impacted to VI
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OK, I guess it's time for me to cancel it once the AF is charged. sad.gif
fruitie
post Jul 11 2025, 11:02 PM

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QUOTE(DogeGamingPRO @ Jul 11 2025, 10:34 PM)
user posted image

Mai sudah
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I lost count how many banks have published their revisions these few days.
fruitie
post Jul 12 2025, 12:36 AM

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QUOTE(ericlaiys @ Jul 12 2025, 12:27 AM)
Majority bank revision start July. So best apply new card after July
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Already have most of the banks cards. Macam nothing interesting already.
QUOTE(ericlaiys @ Jul 12 2025, 12:28 AM)
Already make UOB
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UOB recently is the minimum spending for AF waiver right?
fruitie
post Jul 15 2025, 03:27 AM

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QUOTE(ZeneticX @ Jul 15 2025, 01:52 AM)
Problem is you will be limited by the number of merchants accepting AMEX. There's other cards to consider if you want to go KF route.

https://www.refinedpoints.com/the-ultimate-guide-krisflyer

And experience may vary, but just FYI it won't be easy to redeem flights, plenty of competition... you definitely need to plan well ahead compared to MAS
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Amex KF doesn’t require to redeem miles as it auto-converts to KF and credited every month.
fruitie
post Jul 15 2025, 10:13 PM

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QUOTE(ZeneticX @ Jul 15 2025, 09:43 AM)
What I meant was redeeming the miles for flights biggrin.gif
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I always manage to redeem miles for SQ flights. So far I still can get the flights I wanted via SQ. At least this card doesn’t require to convert points to miles through MBB.

This post has been edited by fruitie: Jul 15 2025, 10:15 PM
fruitie
post Jul 16 2025, 02:45 PM

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So the next card I will cancel is the Enrich VI. I gotta check back when was it charged last year to plan my transactions on the card. Maybe I should stop spending with it soon.
fruitie
post Jul 17 2025, 11:58 AM

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Not sure if I should downgrade my EVI to EVP and if they will allow, or I probably need to cancel EVI and then apply EVP. It's still useful when I don't fly MH J class. So far I haven't had the chance to use Golden Lounge using EVI yet, either I fly MH J class or other airlines, so I have to use other PPL.
fruitie
post Jul 17 2025, 12:20 PM

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QUOTE(- JaY - @ Jul 17 2025, 11:59 AM)
For the free Golden Lounge, mandatory to buy MAS or Oneworld? or any airline also possible?
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MAS only.
fruitie
post Jul 17 2025, 10:53 PM

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QUOTE(ryansxs @ Jul 17 2025, 10:32 PM)
Apply EVP then cancel EVI
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Good idea but how to link it to the same EM account?

QUOTE(DogeGamingPRO @ Jul 17 2025, 10:38 PM)
user posted image

Annual fees charged on statement date, guess will keep for another year first since manage to hit waiver criteria

Will probably still use the Golden Lounge can bring +1 which is nice
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If hit minimum spending and AF got waived, no reason not to keep.
fruitie
post Jul 18 2025, 02:03 PM

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QUOTE(coolguy99 @ Jul 18 2025, 01:07 PM)
Yeah its still good for the golden lounge access. Tons better than PPL.
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It’s also very crowded these days. Sometimes I will go to the regional GL instead.
fruitie
post Aug 7 2025, 01:41 PM

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Since July is over, the first batch of Enrich VI users should have AF charged to their cards already. Did anyone get a waiver without spending the minimum?
fruitie
post Aug 15 2025, 12:22 PM

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QUOTE(fruitie @ Aug 7 2025, 01:41 PM)
Since July is over, the first batch of Enrich VI users should have AF charged to their cards already. Did anyone get a waiver without spending the minimum?
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So I guess no experience to share? Looks like it's either spent enough or paid for the AF. tongue.gif
fruitie
post Aug 21 2025, 11:24 AM

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QUOTE(ejump82 @ Aug 21 2025, 11:21 AM)
need to pay half as not enough spend but i cancelled the card as it is not attractive already except for golden lounge.
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Thanks for sharing! I guess it will be the same for me too next month. Apply again next time for the GL purposes though so far I never used this feature in the past one year. laugh.gif Either travelled in other airlines or MH J class which already has GL by default.
fruitie
post Aug 21 2025, 11:49 AM

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The RM 500 AF is OK if you use it frequently, the price is not too bad actually. Nevertheless, for my case, I'm not a brand loyalist so I don't fly only with MH. That said most of my miles are still with EM for free J class redemption. laugh.gif
fruitie
post Aug 21 2025, 04:36 PM

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QUOTE(zstan @ Aug 21 2025, 04:24 PM)
Support One World more instead of Star Alliance more then the status will be worth it biggrin.gif
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Hard to justify because KF require lesser miles sometimes and the flight experience is better. biggrin.gif

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