My Enrich VI was approved on Monday and I requested it to be sent to my office address, the front desk guy told me there is a credit card from AmBank sent to me today. Not bad for the delivery speed. I hardly go to the office, maybe like once in every two to three months or unless I really have to, coincidentally I'm going in tomorrow.

Will there be any auto CL increase if the Enrich VI is approved? I cannot see any limit assigned to this card unless I activate the card. Or just gonna stick to True Visa limit which I applied 6 years ago? It is pretty low. Maybank usually auto increases my limit if I apply any higher tier cards.

Oh no. Then they retain that low limit.

When I applied this Enrich VI, I did upload my latest payslip though.
RM 20k only.

This post has been edited by fruitie: Sep 4 2024, 09:57 PM

Yeah and MBB auto increases CL for me almost every time when I apply a new card. Anyway, it’s OK for me because current limit is enough for now.

That's fast. I just got the card yesterday.

For the GL voucher, if I'm bringing in a guest along, should I redeem twice? VI user here.

Nice. Thanks for the information.
Gonna use my GL voucher soon since I’m not flying business this time.

Since I have the Enrich Visa Infinite now, I plan to cancel the Islamic Visa Infinite. I applied last year also because the agent kept begging me and gave me some free gifts with along of cash back.

Will I miss anything if I cancel this card? In case, I miss out any details. Good thing it’s a free AF card.

Airlines transactions for all airlines or just MH?

I see. I was using CIMB TWE for such transactions earlier.

Wanted to cancel my Islamic VI but part of retention, I'm being offered with 0% BT 6 months for max RM 15k. Accepted for now.

To be honest I will buy travel insurance whenever I travel but I never notice such clause. May I know which insurance company is this? I’ll be traveling to Spain soon and it’s like the pickpocket nest, I’ll do whatever I could to protect my stuff but this may come handy if I’m really unlucky.

This post has been edited by fruitie: Oct 14 2024, 07:29 PM

I asked this question yesterday, which travel insurance is this.

Got it. I always buy AXA and of course not VIP plan. Let me check it out!
Wait, I made a mistake. I always buy AIG.

This post has been edited by fruitie: Oct 15 2024, 01:16 PM

Yeah, and Generali started targeting my ads algorithm, been seeing this benefit since yesterday.
I just purchased one for my upcoming China trip. Looks like it's gonna be my travel insurance in the future.

True Visa, no longer available for new applications.

3%.

I only use credit cards for my overseas leisure or business trips. I used to have a credit card from the company for business trips, but after it expired, I didn't opt for renewal. So, I use my cards.

I will use Wise for smaller transactions in Thai Baht since I had some Baht transferred to me on the card some time ago.

Otherwise, as long as it accepts cards, I will use credit cards and enjoy their perks. The transaction fees or anything else are negligible for me anyway.

Can use WeChat Pay with China location, just verify it with our passport will do. Then link with credit cards.
As for Alipay, I cannot be sure because I only use it for small amount like paying for local transportation fares. Mainly I use TnG and change to Mainland China. I also just came back from China last week.

I didn’t know this as I also used it for small amount for Didi, probably our TnG is better then.

This post has been edited by fruitie: Nov 23 2024, 11:12 AM